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UTILIZATION OF BLOCKCHAIN TECHNOLOGY IN THE ECONOMIC SECTOR: A COMPILATION OF SHARIA ECONOMIC LAW PERSPECTIVES Asmarini, Andini; Nursalam Rahmatullah
Tadayun: Jurnal Hukum Ekonomi Syariah Vol. 5 No. 1 (2024)
Publisher : Program Studi Hukum Ekonomi Syariah, Fakultas Syariah, Universitas Islam Negeri (UIN) Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/tadayun.v5i1.311

Blockchain is a revolutionary concept in information technology that allows the creation and storage of data in a decentralized and encrypted manner. However, blockchain is still a new system in the economic world, so it is necessary to ensure that this technology complies with Sharia standards. In this case, the Compilation of Sharia Economic Law is an essential guideline in Sharia economics in Indonesia because it provides legal certainty, regulatory standards, and consumer protection and supports the development of Sharia finance. This article was written to provide an overview of the opportunities for utilizing blockchain technology in the economic sector from a KHES perspective. The method used is library research, a normative juridical approach, by analyzing documents and information related to the study problem. The results show that KHES articles suit the blockchain character, some of which are articles 21, 179-180, 200, 413, and 577. However, an in-depth analysis is needed regarding the principles of Sharia and the need for a fatwa. Apart from that, it is essential to make clear regulations by the government and government authorities regarding the use of blockchain technology. With proper regulations, blockchain can become helpful in developing the Sharia economy. Abstrak Blockchain adalah konsep yang revolusioner dalam teknologi informasi yang memungkinkan pembuatan dan penyimpanan data secara terdesentralisasi dan terenkripsi. Keunggulan utama dari blockchain adalah transparansi dan keamanan. Kendati demikian, blockchain tetaplah system baru dalam dunia ekonomi, sehingga perlu dipastikan jika teknologi ini sesuai dengan standar syariah. Dalam hal ini, Kompilasi Hukum Ekonomi Syariah menjadi pedoman penting dalam ekonomi syariah di Indonesia karena memberikan kepastian hukum, standar regulasi, perlindungan konsumen, dan dukungan pengembangan keuangan syariah. Artikel ini ditulis untuk memberikan gambaran mengenai konsep blockchain dan peluang pemanfaatan teknologi blockchain di bidang ekonomi dalam perspektif KHES. Metode yang digunakan adalah library research, pendekatan normatif yuridis. Tahapan dalam penelitian ini, meliputi: pengidentifikasian secara sistematik, serta analisis dokumen dan informasi yang berkaitan dengan masalah kajian. Hasil menunjukkan terdapat pasal KHES yang sesuai karakter blockchain, beberapa diantaranya: pasal 21, pasal 179-180, Pasal 200, Pasal 413 dan Pasal 577. Meski demikian, dibutuhkan analisis mendalam terkait prinsip kepatuhan syariah dan perlu adanya fatwa khusus. Selain itu, penting dibuatnya regulasi yang jelas oleh pemerintah dan otoritas keuangan mengenai penggunaan teknologi blockhcain. Dengan regulasi yang tepat, edukasi yang memadai, dan penilaian dari ahli syariah, blockchain dapat menjadi alat yang sangat berguna dalam mengembangkan ekonomi syariah yang lebih adil dan transparan.

MESOTERAPI (MESOLIPOLYSIS INJECTION) PERSPEKTIF HUKUM ISLAM Asmarini, Andini
Comparativa: Jurnal Ilmiah Perbandingan Mazhab dan Hukum Vol. 4 No. 2 (2023)
Publisher : Program Studi Perbandingan Mazhab, Fakultas Syariah, Universitas Islam Negeri (UIN) Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/comparativa.v4i2.142

Someone's appearance has become crucial in today's world due to various factors, including work and lifestyle. Mesotherapy is one type of facial and body treatment that is widely used today. Mesotherapy, also known as mesolipolysis injection technique, was initially developed for the treatment of diseases but is now widely employed for cellulite treatment, lipolysis or body contouring, and other cosmetic treatments. While beauty and aesthetics are encouraged, Islam provides guidelines for regulating them. Mesotherapy is permissible when done for the purpose of treatment, maintaining health, self-care as a form of gratitude to Allah, intending to look beautiful in front of one's husband, using permissible and non-impure substances, and without altering Allah's creation. However, mesotherapy becomes prohibited if it involves impure or forbidden elements, poses a health risk, or is intended to display beauty to non-mahram men.

PERTIMBANGAN HAKIM TERHADAP DISPENSASI NIKAH DIBAWAH UMUR (STUDI KASUS PENGADILAN AGAMA PARIGI) Asmarini, Andini
Familia: Jurnal Hukum Keluarga Vol. 2 No. 2 (2021)
Publisher : Program Studi Hukum Keluarga Fakultas Syariah UIN Datokarama Palu

Penelitian ini mengkaji tentang pertimbangan hakim dalam penyelesaian perkara dispensasi nikah di Pengadilan Agama Parigi. Penelitian ini termasuk penelitian lapangan dengan metode kualitatif. Pengumpulan data dilakukan melalui studi dokumentasi, wawancara, dan observasi. Teknik analisis data yang digunakan adalah reduksi data, penyajian data, penafsiran data, dan penarikan kesimpulan. Latar belakang penelitian ini adalah Undang-Undang No 16 Tahun 2019 Pasal 7 ayat 1 mengenai umur minimal pernikahan yaitu 19 tahun bagi pria dan wanita, serta ayat 2 & 3 mengenai pemberian dispensasi nikah dengan alasan sangat mendesak. Uraian dalam jurnal ini berangkat dari faktor-faktor yang menjadi latar belakang permohonan dispensasi nikah dan bagaimana pertimbangan hakim dalam menyelesaikan perkara dispensasi nikah di Pengadilan Agama Parigi. Hasil penelitian menunjukkan bahwa latar belakang permohonan dispensasi nikah di Pengadilan Agama Parigi akibat kondisi hamil di luar nikah, perjodohan, dan alasan menghindari zina. Adapun pertimbangan yang dilakukan hakim yaitu melalui asas kemanfaatan, keharusan untuk menolak mudharat, kepentingan anak dan bayi dalam kandungan, serta kepatuhan hukum pihak keluarga. Dari kesimpulan yang diperoleh, disarankan agar pemerintah serta organisasi kemasyarakatan gencar melakukan orasi dan penyuluhan tentang bahaya menikah dini di tengah masyarakat, serta meningkatkan pengawasan orang tua dan keluarga terhadap pergaulan dan perkembangan anak.

IMPLEMENTASI KHIYAR SYARAT PADA GARANSI BEBAS PENGEMBALIAN E-COMMERCE SHOPEE Asmarini, Andini; Nurinayah
Comparativa: Jurnal Ilmiah Perbandingan Mazhab dan Hukum Vol. 6 No. 1 (2025)
Publisher : Program Studi Perbandingan Mazhab, Fakultas Syariah, Universitas Islam Negeri (UIN) Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/comparativa.v6i1.206

The Free Return Guarantee offered by e-commerce Shopee gives consumers the right to return the product if they change their mind about purchasing a product without a prior checking process by the seller. In sharia economic law, principles such as honesty and transparency are highly emphasized. This study aims to examine the implementation of the Free Return Guarantee in Shopee e-commerce transactions and assess its conformity with the concept of khiyār syarṭ under sharia economic law, in order to determine whether this policy fulfills the expected principles of sharia economic law in commercial transactions. This article is descriptive research. In extracting and collecting data, the method used is library research, to be able to study library materials and documents which are the main source of information. The research results show that so far, the Free Return Guarantee program implemented by e-commerce platforms such as Shopee can be considered in accordance with the principles of Sharia Economic Law, as long as the policy is designed taking into account the rights and the obligations of both parties (consumers and sellers). Moreover, this policy aligns with the concept of khiyār syarṭ in Islam, which allows a conditional option period in transactions to ensure fairness and mutual consent.

PUBLIC SERVICE TRANSFORMATION: THE IMPLEMENTATION OF PTSP IN CLASS 1A OF THE PALU RELIGIOUS COURT Rahmatullah, Nursalam; Asmarini, Andini
JPASDEV : Journal of Public Administration and Sociology of Development Vol 5, No 1 (2024): JPASDEV : Journal of Public Administration and Sociology of Development
Publisher : Fakultan Ilmu Sosial dan Ilmu Politik Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jpasdev.v5i1.82139

PTSP is an innovation in the bureaucratic system designed to improve efficiency, transparency, and accountability of services to the public. In this case, the Supreme Court, through the Director General of Religious Courts, has stipulated the Director General of Badilag's decree No. 1403.b concerning guidelines for one-stop integrated services in the Religious Courts. Therefore, this study aims to analyze the transformation of public services through implementing One-Stop Integrated Services (PTSP) in Religious Courts, specifically in Palu Religious Court with Class 1A status, which should be an example of other Religious Courts with lower classes. The research method used is qualitative with a case study approach. Data were collected through in-depth interviews, observation, and document analysis. The results showed that implementing PTSP in Palu Religious Court Class 1A has brought significant changes in various aspects of public services. Service time has become faster, procedures have become more straightforward, and public satisfaction with services has increased. However, this study also found several obstacles in the implementation of PTSP: first, the infrastructure that is not yet optimal; second, the unavailability of bank officers at any time; and third, the malfunction of the PTSP Online service system due to the need for periodic upgrading and system development.

SHARIA COMPLIANCE OF PNM MEKAAR SYARIAH FINANCING UNDER DSN-MUI FATWA NO 141 Abu, Risna Agusalim; Aisya, Sitti; Asmarini, Andini; Ruslan, Murniati
Tadayun: Jurnal Hukum Ekonomi Syariah Vol. 6 No. 2 (2025)
Publisher : Program Studi Hukum Ekonomi Syariah, Fakultas Syariah, Universitas Islam Negeri (UIN) Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/tadayun.v6i2.508

This study aims to examine the sharia compliance of financing practices at PNM Mekaar Syariah Unit Botugolu based on the provisions of the National Sharia Council–Indonesian Ulema Council (DSN-MUI) Fatwa No. 141/DSN-MUI/VIII/2021 concerning the Guidelines for the Establishment and Operation of Sharia Cooperatives. This research employs an empirical legal research design with a socio-legal approach, analyzing the relationship between Sharia legal norms (das sollen) and financing practices implemented in the field (das sein). Data were collected through observations, in-depth interviews with management and customers, and documentary analysis of contracts and institutional operational procedures. The findings indicate that PNM Mekaar Syariah plays a role in expanding access to capital for ultra-micro business actors. However, the study also identifies several practices that require adjustment to better align with the fatwa provisions, particularly concerning the strengthening of sharia supervisory functions, the implementation of Murabahah and Wakalah contracts, the determination of service charges, the mandatory savings mechanism, and the application of the joint liability system, which explicit guarantee contracts have not fully supported. This study concludes that strengthening sharia governance and refining the design of financing contracts are necessary to enhance the alignment of PNM Mekaar Syariah’s operations with the principles of justice, transparency, and public benefit in sharia economic law. Abstrak Penelitian ini bertujuan untuk mengkaji kepatuhan syariah praktik pembiayaan PNM Mekaar Syariah Unit Botugolu berdasarkan ketentuan Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) Nomor 141/DSN-MUI/VIII/2021 tentang Pedoman Pendirian dan Operasional Koperasi Syariah. Penelitian ini merupakan penelitian hukum empiris dengan pendekatan socio-legal, yang menelaah hubungan antara norma hukum syariah (das sollen) dan praktik pembiayaan yang berlangsung di lapangan (das sein). Data diperoleh melalui observasi, wawancara mendalam dengan pengelola dan nasabah, serta studi dokumentasi terhadap akad dan prosedur operasional lembaga. Hasil penelitian menunjukkan bahwa PNM Mekaar Syariah memiliki peran dalam memperluas akses permodalan bagi pelaku usaha ultra mikro. Namun demikian, penelitian ini menemukan beberapa praktik yang memerlukan penyesuaian agar selaras dengan ketentuan fatwa, antara lain terkait dengan penguatan fungsi pengawasan syariah, penerapan akad Murabahah dan Wakalah, penetapan imbal jasa, mekanisme simpanan wajib, serta penerapan sistem tanggung renteng yang belum sepenuhnya didukung oleh akad penjaminan yang eksplisit. Penelitian ini menyimpulkan bahwa penguatan tata kelola syariah dan penyempurnaan desain akad pembiayaan diperlukan guna meningkatkan keselarasan operasional PNM Mekaar Syariah dengan prinsip keadilan, transparansi, dan kemaslahatan dalam hukum ekonomi syariah.

The Influence of Teaching and Learning Interaction on Student Success at Madrasah Aliyah Al-Iklhlas Poso Makmur, Makmur; Taufiq, Oyan D.; Asmarini, Andini
Al-Mishbah: Jurnal Ilmu Dakwah dan Komunikasi Vol 21 No 2 (2025)
Publisher : Komunitas Dosen Dakwah Institut Agama Islam Negeri (IAIN) Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/al-mishbah.Vol21.Iss2.523

Teaching and learning interaction is an important factor in determining student learning success. This study aims to determine the level of teaching and learning interaction, the level of student learning success, and the influence of teaching and learning interactions on student learning success at Madrasah Aliyah Al-Iklhlas Poso. This study uses a quantitative approach with a survey method. The research population is all students of Madrasah Aliyah Al-Iklhlas Poso which is 111 people, with a sample of 55 students determined through proportionate stratified sampling techniques. Data collection was carried out through questionnaires, observations, interviews, and documentation. Data analysis using descriptive statistics and simple linear regression with the help of the SPSS program. The results showed that the teaching and learning interaction between teachers and students was in the very high category, while the success of student learning was in the medium category. The results of the regression test showed that there was a significant influence between teaching and learning interactions on student learning success, with a determination coefficient of 36.5%. These findings show that the quality of teaching and learning interactions plays an important role in improving student learning success, although there are still other factors that also affect learning outcomes. Therefore, improving the quality of educational interaction between teachers and students needs to be continuously developed as an effort to improve the quality of learning.

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