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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) JSE: Jurnal Sharia Economica
Anwar Junaidi
Universitas Islam Negeri Fatmawati Sukarno Bengkulu
Economics, Econometrics & Finance Social Sciences

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EFEKTIVITAS PROGRAM KELUARGA HARAPAN (PKH) DALAM MENINGKATKAN KESEJAHTERAAN (STUDI PADA MASYARAKAT DESA RENA JAYA DALAM PERSPEKTIF EKONOMI ISLAM) Septia Nur Wardani; Romi Adetio Setiawan; Anwar Junaidi
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 3 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v8i3.15638

Abstract

PKH (Program Keluarga Harapan) merupakan inisiatif bantuan sosial dari pemerintah Indonesia yang dimulai tahun 2007, bertujuan untuk menekan angka kemiskinan dan memperbaiki kondisi kesejahteraan rakyat, khususnya di daerah pedesaan seperti Desa Rena Jaya, Kecamatan Giri Mulya, Kabupaten Bengkulu Utara. Penelitian ini bertujuan untuk mengevaluasi efektivitas PKH yang mana untuk meningkatkan kesejahteraan masyarakat dari perspektif ekonomi Islam. Metode penelitian yang diaplikasikan adalah kuantitatif deskriptif dengan pengumpulan data melalui kuesioner dan wawancara. Hasil analisis menunjukkan bahwa PKH memiliki pengaruh signifikan terhadap peningkatan kesejahteraan masyarakat, dengan koefisien determinasi (R²) sebesar 92,0%. Hal ini menunjukkan bahwa PKH mampu menjelaskan 92,0% variasi dalam tingkat kesejahteraan masyarakat. Selain itu, terdapat hubungan positif yang kuat antara jumlah penerima bantuan PKH dan tingkat kesejahteraan masyarakat, yang mengindikasikan bahwa semakin banyak keluarga yang menerima bantuan, semakin tinggi pula tingkat kesejahteraan mereka. Penelitian ini juga menemukan bahwa PKH sejalan dengan prinsip-prinsip ekonomi Islam, seperti keadilan distributif, maslahah, dan tanggung jawab sosial. Dengan demikian, PKH dapat dijadikan model kebijakan bantuan sosial yang efektif untuk pengentasan kemiskinan dan peningkatan kesejahteraan masyarakat di daerah lain yang memiliki karakteristik serupa.
PENGARUH PENGETAHUAN LINGKUNGAN, PERSEPSI, DAN PERILAKU UMKM TERHADAP PENERAPAN EKONOMI HIJAU SYARIAH Dewi fatimah; Herlina yustati; Anwar junaidi
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/e2p5tk08

Abstract

This study aims to determine how the environmental knowledge, perceptions, and actions of MSME actors impact the implementation of Sharia green economy. This study employs an associative approach using a quantitative research design. The data used in this study are primary data. The data collection technique involved distributing questionnaires to respondents. The population of this study consists of 50 MSMEs. This study employed total sampling. The results of this study indicate that environmental knowledge and perceptions do not have a significant effect on the implementation of Sharia green economy practices among MSMEs in Sidodadi Village. Meanwhile, behavior has a positive and significant effect on the implementation of Sharia green economy practices among MSMEs in Sidodadi Village. However, environmental knowledge, perceptions, and behavior simultaneously have a significant effect on the implementation of Sharia green economy among MSMEs in Sidodadi Village. This is evidenced by the results of the F-test, which show a calculated F-value of 26.694 > the table F-value of 2.807, with a significance level of 0.000 < 0.05. In addition, the results of the coefficient of determination test showed an (R) Square value of 0.635, which means that the variables of environmental knowledge, perception, and behavior account for 63.5% of the variation in the adoption of Sharia green economy, while the remaining 36.5% is influenced by other variables outside the scope of this study.  
Peran Ibu Rumah Tangga dalam Meningkatkan Perekonomian Keluarga melalui Home Industri Lemang Tapai di Desa Ulak Lebar Piter Martin Colindri; Romi Adetio Setiawan; Anwar Junaidi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 2 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i2.31298

Abstract

This study aims to analyze the role of housewives in enhancing family economic well-being through the lemang tapai home industry in Pekan Masat, Ulak Lebar Village, and to examine this activity from the perspective of Islamic economics. The study employs a qualitative method with data collection techniques including observation, interviews, and documentation. The results indicate that the involvement of housewives in the lemang tapai industry contributes to increasing family income, which is used to cover basic needs, children's education, and health. Furthermore, housewives are able to balance their roles between economic activities and domestic responsibilities. From the Islamic economic perspective, lemang tapai business activities are permissible as long as they do not violate sharia principles. The study concludes that the involvement of housewives in the lemang tapai home industry plays a significant role in enhancing family welfare.
Co-Authors Dewi fatimah Herlina Yustati Piter Martin Colindri Romi Adetio Setiawan Septia Nur Wardani