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Analisis Keuangan Pelaku UMKM Berbasis Local Wisdom Di Kota Palangka Raya Benius Benius; Rossy Naptania; Lala Lala; Mika Taradiva; Rahmah Norhayati; Arum Widiya
JURNAL MANAJEMEN DAN BISNIS EKONOMI Vol. 2 No. 3 (2024): July : JURNAL MANAJEMEN DAN BISNIS EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jmbe-itb.v2i3.1893

Abstract

This research presents a thorough analysis of the financial aspects influencing the performance of Micro, Small, and Medium Enterprises (MSMEs) based on local wisdom in their operational activities. Through a case study approach, financial ratio analysis, and survey, we explore the financial performance faced by locally based MSMEs. The implications of this research are significant for the government, business actors, and society in supporting the growth and sustainability of locally based MSMEs, as well as providing guidance for more effective policies to support this sector. Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in the national and local economy, determined by criteria such as net worth, annual sales, and number of employees. Financial analysis of locally based MSMEs explores the financial aspects of micro, small, and medium enterprises (MSMEs) relying on local wisdom in their operations. This research aims to understand the financial performance, challenges, and opportunities faced by locally based MSMEs. The analysis methods used include quantitative descriptive with calculations of profitability ratios and activity ratios to gain comprehensive understanding. The results of this research are expected to provide insights for stakeholders, including the government, business actors, and society, in supporting the growth and sustainability of locally based MSMEs.
Inklusi Keuangan Dalam Hubungannya Dengan Pertumbuhan UMKM Dan Tingkat Kesejahteraan Masyarakat Di Palangkaraya, Kalteng Meta Melinda Aldis; Lala Lala; Yomelin Andini; Larissa K.T.T. Situmorang; Riki Cahyadi
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 2 (2024): April : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i2.498

Abstract

This research explores the impact of financial inclusion on the growth of Micro, Small and Medium Enterprises (MSMEs) in Central Kalimantan, Indonesia, during the 2011-2021 period. Data analysis shows an increase in financial services account ownership from 20% to 52%, contributing to economic growth and a decrease in the unemployment rate. This study highlights the role of government policy in promoting access to financial and supporting services for MSMEs, which is crucial in developing local economies and social welfare. The implications of these findings recommend strengthening financial inclusion policies and increasing support for MSMEs to optimize economic growth and expand employment opportunities in Central Kalimantan.
Aplikasi Dan Analisis Statistik Menggunakan Stata Untuk Tsls, Probit, Logit, Dan Tobit Rahulsep lukas tampubolon; Dani Dani; Yomelin andini; Lala Lala; Mutiara Mutiara; Clinton sinaga; Robin silalahi; Dicky Perwira Ompusunggu
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 2 No. 1 (2024): Februari : Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jepi.v2i1.281

Abstract

This module discusses the application and statistical analysis using Stata software for Two Stage Least Square (TSLS), Probit, Logit and Tobit models. These models are very useful for overcoming problems of endogeneity, censored data, and binary dependent variables in econometric analysis. This paper aims to provide practical guidance for estimating and interpreting the results of the four models using hypothetical case studies. The demonstration results are discussed critically to provide guidance for readers in applying these models to quantitative research.
Peran Guru dalam Implementasi Kurikulum Merdeka untuk Mengembangkan Profil Pelajar Pancasila: (Studi Kasus di Kelas 3 SDN 104203 Bandar Khalipah) Elfira Veronika; Grecia Gustri Malona; Inggri Lola Amelia; Asiah Ramadhani; Lala Lala; Jelita Ananda; Miftahul Jannah; Tasya Amanda Putri
Jurnal Bintang Pendidikan Indonesia Vol. 3 No. 2 (2025): Jurnal Bintang Pendidikan Indonesia
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jubpi.v3i2.3834

Abstract

This study aims to analyze the role of teachers in the implementation of the Independent Curriculum to develop the Pancasila Student Profile in grade 3 of SDN 104203 Bandar Khalipah. The main focus of this study is to understand the strategies implemented by teachers, the challenges faced, and the impact of the implementation of the Independent Curriculum on the formation of student character according to the six dimensions of the Pancasila Student Profile. This study uses a qualitative descriptive method with data collection techniques in the form of interviews with grade 3 teachers and distributing questionnaires to students. The results of the study show that teachers act as facilitators in creating an active and innovative learning environment through the implementation of project-based learning and formative assessment. This strategy is effective in building the values of mutual cooperation, independence, and creativity in students. However, teachers face challenges in implementing learning differentiation due to significant differences in student abilities and time constraints in conducting authentic assessments. The conclusion of this study shows that the Independent Curriculum provides flexibility for teachers to adjust learning to student needs, so that they are able to develop characters that are in accordance with the Pancasila Student Profile. Training support for teachers and collaboration with parents are needed to improve the effectiveness of the implementation of the Independent Curriculum in elementary schools.