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The Traditional Way of Saving Money Versus the Modern Style of Invest-ment: The Financial Management Styles of Sorsogon State University (Sor-su) Bulan Campus Faculty Members Bongalonta, Michael B.; Bongalonta, Michelle M.; Gigantoca, Santos E.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 5 No. 8 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.05.08.32

Abstract

This research was conducted to identify the practices employed by the SorSU Faculty members towards saving money as well as discover the problems encountered by them in handling their finances. A total of 40 faculty members of Sorsogon State University Bulan Campus participated in this study. The mixed designed was used in this research which employed survey and focus group discussions. This study concludes that the faculty members of SorSU Bulan Campus adopt both the traditional way of saving money and the modern style of investment as modes of saving their finances which include budgeting, joining in “paluwagan”, using piggy bank, maintaining bank accounts and deposits and purchasing investment instruments. Increasing cost of utilities and unexpected day-to-day expenses; lack of financial literacy; poor debt management; and low and delayed salaries were the problems encountered by the faculty participants in handling their monetary resources. From the results of the study, this highly recommends the adoption of the Bongalonta’s Financial Model for SorSU Bulan Campus Faculty Members designed by the researcher as a guide or model for saving money. It is likewise recommended that seminars and trainings on financial literacy may be conducted.
The Enterprise Value and The Financial Leverage of Manufacturing Industries in the Municipality of Bulan Sorsogon Bongalonta, Michael B.; Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 5 No. 8 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.05.08.27

Abstract

This research was conducted to determine and assess the financial leverage and the enterprise value of manufacturing industries in the Municipality of Bulan Sorsogon, Philippines and to establish the relationship of these two variables. This also determines the factors that influence the financial leverage decisions of the business owners. This study used mixed design. A total of 92 registered manufacturing business owners operating in the said Municipality were the primary respondents of the study. Vertical analyses and linear regression analyses were utilized. This study concludes that the manufacturing business enterprises in the Municipality of Bulan Sorsogon have significant amount of debt relative to its equity as manifested by its financial leverage. The respondents were likewise found to have a low enterprise value, with exception to company’s book value, which suggests a lower market perception of the company's worth, potentially reflecting weaker financial performance or growth prospects. Lack of personal capital, financial risk tolerance and cost of debt, cash flow stability, growth opportunities and regulatory and legal considerations were the identified factors that influence the financial leverage of the manufacturing business owners. From the results, the researcher highly recommends that manufacturing business owners may consider optimizing their capital structure to ensure an appropriate balance between debt and equity.
From Classroom to Career: A Tracer Study on The Acchievements and Employment Patterns of BS in Accountancy, BS in Accounting Information System and BS in Entrepreneurship Graduates Bongalonta, Michael B.; Bongalonta, Michelle M.; Gigantoca, Santos; Naz, Graham M.; Melitante, Allyboy; Inocentes, Marilyn N.; Sales, Diana V.; Despuig, Led L.; Fulgar, Abegail A.; Delmonte, Gloriane; Ambrose, Benjamin; Barcarse, Eula Ceelin; Balaguer, Renebec A.; Especial, Mary Ann D.; Guim, Shalom C.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 5 No. 11 (2024): International Journal of Multidisciplinary: Applied Business and Education Res
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.05.11.23

Abstract

This study evaluates the achievements and employment patterns of BS Accountancy, BS in Accounting Information Systems, and BS in Entre-preneurship graduates from Sorsogon State University Bulan Campus (2019-2023). It assesses the extent of Program Educational Objec-tives (PEOs) achievement, analyzes employment rates, and gathers employer feedback on graduates' competencies. Using a descriptive-survey design, data were collected from recent graduates, employers, and notable alumni. Findings indicate high success in achieving PE-Os, strong employment rates, and positive employer evaluations. Recommendations include curriculum updates, enhanced industry partnerships, and expanded career services to further support grad-uate success.
Relationship Between Organizational Commitment Dimensions and Job Satisfaction: The Case of Employees of Sorsogon State College Bulan Cam-pus Bongalonta, Michael B.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 3 No. 5 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.03.05.17

Abstract

This study assessed the level of organizational commitment in terms of affective commitment, continuance commitment and normative commitment as well as the job satisfaction of employees of Sorsogon State College Bulan Campus (SSC-BC) to test if there is significant relationship among these variables. Descriptive correlational method of research was used. For this purpose, survey questionnaires were used to facilitate the survey. Out of the total 49 workforce, only 40 employees of SSC-BC were considered as the respondents. Descriptive and inferential statistics were used. Weighted mean was used for the purpose of summarizing, interpreting and identifying the trends and patterns of the data gathered from the survey. Pearson’s Product Moment Correlation was employed to establish the relationship between the organizational commitment of the respondents and their job satisfaction while linear regression was utilized to determine the magnitude of the relationship of the organizational commitment dimensions and the job satisfaction of the employees. Results of the survey revealed that employees of Sorsogon State College Bulan Campus were highly committed to their institution which emanates from the level of their affective and normative commitment and less from their continuance commitment. It was concluded that that faculty members and non-teaching personnel of the College have high level of job satisfaction which appeared to derive from the kind of relationship they have with their co-workers and supervisors, from College and from the work itself. Finally, the extent of employees’ affective, continuance and normative commitment have a significant and positive relationship to the level of their job satisfaction and that the level of normative commitment was found to be a predictor of level of job satisfaction of SSC-BC employees.
Job Satisfaction, Organizational Commitment and The Performance-Based Bonus (PBB) System in State Universities and Colleges (SUCS) in Bicol, Philippines Bongalonta, Michael B.; Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 3 No. 5 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.03.05.18

Abstract

This study examined the relationship between job satisfaction and organizational commitment among SUC faculty members and their perception of the PBB system. It also explored the underlying issues in the PBB system and how it could be improved. Mixed design method of research was used. It was found that the faculty members’ perception of the PBB system directly affects their job satisfaction and organizational commitment. Addressing issues in the PBB system becomes urgent given the prevailing wariness and lack of confidence among faculty members towards the way the PBB system is being implemented.
Job Satisfaction of Faculty Members of State Universities and Colleges (SUCs) in Bicol, Philippines Bongalonta, Michael B.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 3 No. 5 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.03.05.19

Abstract

This study determined the demographic profile of faculty members of State Universities and Colleges in Bicol, Philippines and assessed their job satisfaction. This also aimed to test if there is significant difference in the extent of the job satisfaction of faculty members with respect to their demographic profile when grouped according to gender, age, length of service, status of appointment and educational attainment. Descriptive method of researcher was utilized to realize the objectives of this study. Data were collected through the use of a modified survey questionnaire which was tested for validation and reliability using Cronbach’s value. To facilitate the analyses and interpretations of the data gathered, descriptive statistics (frequency count, ranking and percentage technique) and inferential statistics (one-way ANOVA) were used and made easier through the aid of the Statistical Packages for the Social Science (SPSS). As a result, it was concluded that State Universities and Colleges in the Province of Bicol Philippines (SUCs) are equally represented with new and senior faculty members in terms of number of years in service who have met and complied with the academic requirements of the Civil Service Commission and that most of them are permanent and with security of tenure in the College or University where they are in. Bicol SUC faculty members are highly satisfied with their job and it was found out that the extent of overall job satisfaction of the faculty members in Bicol SUCs does not differ with respect to their demographic profile.
The The Liquidity Issues and the Profitability Index of Small-Scale Business Entities in Sorsogon Province, Philippines Bongalonta, Michael B.; Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 3 No. 9 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.03.09.06

Abstract

This research was conducted to determine the liquidity issues and profitability index of small-scale businesses operating in the Second District of Sorsogon Province, Philippines as well as to establish the relationship of these two variables. This study used mixed design. A total of 223 small-scale business owners engaged in trading in the Second District of Sorsogon Province, Philippines were the primary respondents of this research. Vertical analyses and stepwise linear regression analyses were utilized. This study concludes that small-scale business entities in the Province of Sorsogon are highly liquid and profitable depicting their ability to pay short-term maturing obligation. Limited and unavailability of capitalization, Absence of Credit Policy, High Finance cost for debt financing, Inventory obsolescence, Shortage of resources and Lack of markets of measure and scope are the identified liquidity issues by small-scale business owners. To address the issues, the Use equity financing than debt financing, Strengthen the company’s policy of extending loan, Minimize the purchase of inventory or stocks, financial suffering by staying well-informed of your finances and Hiring Bookkeepers are highly recommended by the respondents.
Accounting Learning Gaps of K-12 Accountancy, Business, and Management (ABM) Graduates: Basis for Remediation Program for BSA Accountancy Program of Sorsogon State University (SorSu) Bongalonta, Michael B.; Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 4 No. 3 (2023): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.04.03.15

Abstract

This study was conducted to identify the accounting learning gaps of K-12 ABM graduates enrolled in the Sorsogon State University (SorSU) BS in Accountancy program in the Academic Year 2021-2022. This study used mixed design to quantitatively determine the accounting learning gaps of K-12 ABM Graduates explore those issues concerning the causes of accounting learning gaps encountered by the respondents. Results revealed that student-respondents were found to have weakness or very little accounting knowledge and skills were attributed to some factors such Limited Accounting Background and Proper Preparation, Lack of Calculation Skills, Non-integration of Accounting Lessons into Real-Life Context, Limited Physical and Human Resources are Available for the Implementation of the Accountancy, Business and Management (ABM) Track under the K-12 System and Students Study Habits and Approaches. The Proposed Accounting crash Corse was deemed necessary to address the identified learning gaps of ABM Graduates.
Training Program for MSME Owners: A Needs Assessment Bongalonta, Michael B.; Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 9 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.09.15

Abstract

The purpose of this study was to evaluate the MSME Owners in Sorsogon's present skill and competency levels as well as their need for training programs. Additionally, this needs assessment identifies particular talents that are thought to be crucial to improving business operations. This study will identify the MSME Owners' profile with regard to training program accessibility.   The study's findings suggest that MSME owners needed specialized training programs to improve their skills, creativity, and long-term performance in this changing economic climate. Due to time and cost constraints, MSME owners have limited access to trainings; therefore, this program will help them stay current on industry developments and be of tremendous advantage to them. It is strongly advised that MSME owners attend trainings.
Utilization of Capital Budgeting Techniques and Their Impact on the Financial Stability of Manufacturing Firms in Bulan, Sorsogon Bongalonta, Michael B.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 9 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.09.13

Abstract

This study examines the utilization of capital budgeting techniques and their impact on the financial stability of manufacturing firms in Bulan, Sorsogon. It focuses on how decision-making tools such as Net Present Value (NPV), Internal Rate of Return (IRR), and Payback Period (PBP) shape financial outcomes in terms of liquidity, solvency, and equity strength. Findings show that manufacturing firms rely heavily on the Payback Period, while the application of more advanced methods like NPV and IRR remains limited. Although businesses demonstrate fair liquidity and solvency, their financial structures are highly debt-dependent, exposing them to long-term risks. Regression analysis confirmed that firms using advanced techniques achieve stronger financial stability, while those dependent on simple payback evaluations are more vulnerable to short-term pressures and weaker growth prospects. The study highlights the need for strengthening equity financing, enhancing financial literacy, and adopting sophisticated capital budgeting methods to improve long-term stability. By providing empirical evidence from a local manufacturing context, this research contributes to both practice and scholarship, underscoring that advanced capital budgeting tools not only optimize investment decisions but also safeguard firms against financial vulnerability.