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Bongalonta, Michelle M.
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The Traditional Way of Saving Money Versus the Modern Style of Invest-ment: The Financial Management Styles of Sorsogon State University (Sor-su) Bulan Campus Faculty Members Bongalonta, Michael B.; Bongalonta, Michelle M.; Gigantoca, Santos E.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 5 No. 8 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.05.08.32

Abstract

This research was conducted to identify the practices employed by the SorSU Faculty members towards saving money as well as discover the problems encountered by them in handling their finances. A total of 40 faculty members of Sorsogon State University Bulan Campus participated in this study. The mixed designed was used in this research which employed survey and focus group discussions. This study concludes that the faculty members of SorSU Bulan Campus adopt both the traditional way of saving money and the modern style of investment as modes of saving their finances which include budgeting, joining in “paluwagan”, using piggy bank, maintaining bank accounts and deposits and purchasing investment instruments. Increasing cost of utilities and unexpected day-to-day expenses; lack of financial literacy; poor debt management; and low and delayed salaries were the problems encountered by the faculty participants in handling their monetary resources. From the results of the study, this highly recommends the adoption of the Bongalonta’s Financial Model for SorSU Bulan Campus Faculty Members designed by the researcher as a guide or model for saving money. It is likewise recommended that seminars and trainings on financial literacy may be conducted.
The Enterprise Value and The Financial Leverage of Manufacturing Industries in the Municipality of Bulan Sorsogon Bongalonta, Michael B.; Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 5 No. 8 (2024): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.05.08.27

Abstract

This research was conducted to determine and assess the financial leverage and the enterprise value of manufacturing industries in the Municipality of Bulan Sorsogon, Philippines and to establish the relationship of these two variables. This also determines the factors that influence the financial leverage decisions of the business owners. This study used mixed design. A total of 92 registered manufacturing business owners operating in the said Municipality were the primary respondents of the study. Vertical analyses and linear regression analyses were utilized. This study concludes that the manufacturing business enterprises in the Municipality of Bulan Sorsogon have significant amount of debt relative to its equity as manifested by its financial leverage. The respondents were likewise found to have a low enterprise value, with exception to company’s book value, which suggests a lower market perception of the company's worth, potentially reflecting weaker financial performance or growth prospects. Lack of personal capital, financial risk tolerance and cost of debt, cash flow stability, growth opportunities and regulatory and legal considerations were the identified factors that influence the financial leverage of the manufacturing business owners. From the results, the researcher highly recommends that manufacturing business owners may consider optimizing their capital structure to ensure an appropriate balance between debt and equity.
From Classroom to Career: A Tracer Study on The Acchievements and Employment Patterns of BS in Accountancy, BS in Accounting Information System and BS in Entrepreneurship Graduates Bongalonta, Michael B.; Bongalonta, Michelle M.; Gigantoca, Santos; Naz, Graham M.; Melitante, Allyboy; Inocentes, Marilyn N.; Sales, Diana V.; Despuig, Led L.; Fulgar, Abegail A.; Delmonte, Gloriane; Ambrose, Benjamin; Barcarse, Eula Ceelin; Balaguer, Renebec A.; Especial, Mary Ann D.; Guim, Shalom C.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 5 No. 11 (2024): International Journal of Multidisciplinary: Applied Business and Education Res
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.05.11.23

Abstract

This study evaluates the achievements and employment patterns of BS Accountancy, BS in Accounting Information Systems, and BS in Entre-preneurship graduates from Sorsogon State University Bulan Campus (2019-2023). It assesses the extent of Program Educational Objec-tives (PEOs) achievement, analyzes employment rates, and gathers employer feedback on graduates' competencies. Using a descriptive-survey design, data were collected from recent graduates, employers, and notable alumni. Findings indicate high success in achieving PE-Os, strong employment rates, and positive employer evaluations. Recommendations include curriculum updates, enhanced industry partnerships, and expanded career services to further support grad-uate success.
Job Satisfaction, Organizational Commitment and The Performance-Based Bonus (PBB) System in State Universities and Colleges (SUCS) in Bicol, Philippines Bongalonta, Michael B.; Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 3 No. 5 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.03.05.18

Abstract

This study examined the relationship between job satisfaction and organizational commitment among SUC faculty members and their perception of the PBB system. It also explored the underlying issues in the PBB system and how it could be improved. Mixed design method of research was used. It was found that the faculty members’ perception of the PBB system directly affects their job satisfaction and organizational commitment. Addressing issues in the PBB system becomes urgent given the prevailing wariness and lack of confidence among faculty members towards the way the PBB system is being implemented.
The The Liquidity Issues and the Profitability Index of Small-Scale Business Entities in Sorsogon Province, Philippines Bongalonta, Michael B.; Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 3 No. 9 (2022): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.03.09.06

Abstract

This research was conducted to determine the liquidity issues and profitability index of small-scale businesses operating in the Second District of Sorsogon Province, Philippines as well as to establish the relationship of these two variables. This study used mixed design. A total of 223 small-scale business owners engaged in trading in the Second District of Sorsogon Province, Philippines were the primary respondents of this research. Vertical analyses and stepwise linear regression analyses were utilized. This study concludes that small-scale business entities in the Province of Sorsogon are highly liquid and profitable depicting their ability to pay short-term maturing obligation. Limited and unavailability of capitalization, Absence of Credit Policy, High Finance cost for debt financing, Inventory obsolescence, Shortage of resources and Lack of markets of measure and scope are the identified liquidity issues by small-scale business owners. To address the issues, the Use equity financing than debt financing, Strengthen the company’s policy of extending loan, Minimize the purchase of inventory or stocks, financial suffering by staying well-informed of your finances and Hiring Bookkeepers are highly recommended by the respondents.
Accounting Learning Gaps of K-12 Accountancy, Business, and Management (ABM) Graduates: Basis for Remediation Program for BSA Accountancy Program of Sorsogon State University (SorSu) Bongalonta, Michael B.; Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 4 No. 3 (2023): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.04.03.15

Abstract

This study was conducted to identify the accounting learning gaps of K-12 ABM graduates enrolled in the Sorsogon State University (SorSU) BS in Accountancy program in the Academic Year 2021-2022. This study used mixed design to quantitatively determine the accounting learning gaps of K-12 ABM Graduates explore those issues concerning the causes of accounting learning gaps encountered by the respondents. Results revealed that student-respondents were found to have weakness or very little accounting knowledge and skills were attributed to some factors such Limited Accounting Background and Proper Preparation, Lack of Calculation Skills, Non-integration of Accounting Lessons into Real-Life Context, Limited Physical and Human Resources are Available for the Implementation of the Accountancy, Business and Management (ABM) Track under the K-12 System and Students Study Habits and Approaches. The Proposed Accounting crash Corse was deemed necessary to address the identified learning gaps of ABM Graduates.
Training Program for MSME Owners: A Needs Assessment Bongalonta, Michael B.; Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 9 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.09.15

Abstract

The purpose of this study was to evaluate the MSME Owners in Sorsogon's present skill and competency levels as well as their need for training programs. Additionally, this needs assessment identifies particular talents that are thought to be crucial to improving business operations. This study will identify the MSME Owners' profile with regard to training program accessibility.   The study's findings suggest that MSME owners needed specialized training programs to improve their skills, creativity, and long-term performance in this changing economic climate. Due to time and cost constraints, MSME owners have limited access to trainings; therefore, this program will help them stay current on industry developments and be of tremendous advantage to them. It is strongly advised that MSME owners attend trainings.
Factors Affecting the Academic Performance of Bs Entrepreneurship Students: An Exploratory Analysis Bongalonta, Michael B.; Despuig, Led L.; Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 9 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.09.20

Abstract

This study explores the factors influencing the academic performance of third-year Bachelor of Science (BS) Entrepreneurship students at Sorsogon State University, Bulan Campus. The primary objective is to identify the socio-demographic characteristics, academic performance, and external factors that contribute to the students' academic success. This research employed a total enumeration method, collecting data from 70 students. Descriptive statistical tools, including frequency counts, means, percentages, and standard deviations, were utilized to analyze trends and patterns in the data. The findings reveal that the majority of the respondents are male, within the traditional college age range, and come from low-income families. The students demonstrated a generally high level of academic achievement, with an overall General Weighted Average (GWA) of 90.72. Personal factors, including motivation, study habits, and time management, emerged as the most significant determinants of academic success, followed by socioeconomic status and teaching strategies. The study also highlighted the importance of effective teaching methods and a supportive learning environment in enhancing student performance. Despite the academic achievements, financial constraints were identified as a significant barrier for many students, impacting their access to resources and overall academic experience.
The SSC-DTI Business Education on Accounting and Training for SMEs (SSC-DTI-BEATS) Program:  Its Implementation and Sustainability Bongalonta, Michael B.; Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 9 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.09.26

Abstract

This study assessed the implementation and sustainability of the SSC-DTI Business Education on Accounting and Training for SMEs (SSC-DTI-BEATS) Program of Sorsogon State University, conducted from 2018 to 2023. Specifically, it evaluated program implementation, examined sustainability in terms of number of beneficiaries, economic, social, and technical aspects, and identified factors contributing to its sustainability. The study also explored changes brought by the program to the lives of its beneficiaries. A mixed-methods design was employed. Quantitative data were used to measure sustainability levels, while qualitative insights were gathered through Focus Group Discussions (FGDs) with beneficiaries. The FGDs provided thematic validation of results, particularly on the role of collaborative partnerships, resource adequacy, and monitoring practices. Findings show that the SSC-DTI BEATS Program was fully implemented during the Memorandum of Agreement period and achieved very high sustainability across all dimensions. Beneficiaries reported improved business knowledge and practices, leading to enhanced financial management and better quality of life. The study concludes that strong institutional collaboration, active stakeholder engagement, and efficient resource management are critical in sustaining extension programs. It recommends replicating the program’s second phase, “GROW NEGOSYO,” using the same strategies to ensure continuity and maximize benefits.
Characterization and Risk Analysis of Seaweed Farming Ventures in Sorsogon, Philippines Bongalonta, Michelle M.
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 7 No. 3 (2026): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/

Abstract

Seaweed farming, a crucial part of the blue economy in Sorsogon, Philippines, operates in a dynamic and frequently unpredictable environment. This environment is vulnerable to various factors that can affect its economic viability and long-term sustainability. These challenges include fluctuating market prices, environmental risks like climate change and disease outbreaks (such as the “ice-ice” disease), and operational inefficiencies. For small-scale farmers, these risks can be particularly devastating, threatening their livelihoods and hindering the sector’s growth. This study analyzed seaweed farming operations and risks using Risk Management Theory. Data from a survey of 115 farmers in Sorsogon City and Castilla, along with interviews with stakeholders, and experts, revealed a sector dominated by small-scale and medium-scale ventures, primarily cultivating Kappaphycus alvarezii through fixed-bottom long lines. While all farmers accessed government propagules, only 20% received direct financial support, highlighting a liquidity gap. Environmental hazards, particularly typhoons and “ice-ice” disease, drove yield volatility. To mitigate these risks, the study recommends Risk Avoidance through the mandatory conversion of unviable farming systems, and Risk Reduction via the distribution of climate-resilient genotypes. These findings provide a strategic roadmap for policy interventions aimed at transforming Sorsogon’s seaweed industry from a subsistence activity into a resilient commercial enterprise.
Co-Authors Ambrose, Benjamin Balaguer, Renebec A. Barcarse, Eula Ceelin Bongalonta, Michael B. Delmonte, Gloriane Despuig, Led L. Especial, Mary Ann D. Fulgar, Abegail A. Gigantoca, Santos Gigantoca, Santos E. Guim, Shalom C. Inocentes, Marilyn N. Melitante, Allyboy Naz, Graham M. Sales, Diana V.