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Pelaksanaan Perjanjian Kredit Angsuran Sistem fidusia (Kreasi) dengan Jaminan Fidusia pada PT. Pegadaian Larantuka Kabupaten Flores Timur Ayu Wulandari; Siti Ramlah Usman; Helsina Fransiska Pello
Pemuliaan Keadilan Vol. 1 No. 4 (2024): October : Pemuliaan Keadilan
Publisher : Asosiasi Penelitian dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/pk.v1i4.219

Abstract

Installment Credit with Fiduciary System at Pegadaian (Pawnshop) is quite popular among the public, especially for small and medium enterprises, as it provides easy and fast financing services. The purpose of this study is to understand the implementation of the Fiduciary System Installment Credit Agreement at PT. Pegadaian Larantuka. The theoretical benefit of this research is to provide information for the development of legal knowledge, particularly in the field of civil law regarding Fiduciary System Installment Credit at pawnshops, while the practical benefit is to contribute ideas and suggestions for relevant stakeholders, especially customers. The research method used is empirical research. The data used in this study are based on the relevance of the data sources, which include primary, secondary, and tertiary data. The results of the study indicate that the implementation of the fiduciary system installment credit agreement at PT. Pegadaian Larantuka is offered to individuals who have been running a business for at least one year. The process starts with the prospective customer applying for credit, followed by Pegadaian analyzing the applicant's profile. The prospective customer then completes the necessary requirements and signs an agreement form, binding both parties to a specific object. The factors hindering the proper implementation of the KREASI agreement are typically caused by the customer or debtor's default, which may result from financial issues, negligence, economic conditions, or other unforeseen circumstances.
Perlindungan Hukum bagi Konsumen terhadap Peredaran Obat Sirup Anak yang Menyebabkan Terjadinya Gagal Ginjal Akut: Studi Kasus pada BPOM Kota Kupang Carla Nggeolima; Siti Ramlah Usman; Yossie M.Y. Jacob
Majelis: Jurnal Hukum Indonesia Vol. 1 No. 4 (2024): November: Majelis : Jurnal Hukum Indonesia
Publisher : Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/majelis.v1i4.214

Abstract

This study aims to find out and analyze the legal protection for consumers against the circulation of children's syrup drugs that cause acute kidney failure in BPOM Kupang City. This study is an empirical legal research that is analyzed in a qualitative descriptive manner using primary data and secondary data obtained from interviews and literature studies. The results of this study show (1) legal protection for consumers over the circulation of children's syrup drugs, which causes acute kidney failure which is known that consumer protection in Indonesia currently according to researchers is still not running well. (2) the responsibility of the Food and Drug Supervisory Agency in providing protection for children's syrup drugs that cause acute kidney failure which is known to indicate that BPOM's task of supervising drugs is not effective because there are still many cases of dangerous circulation of children's syrup drugs.
Pelaksanaan Perjanjian Pinjam Meminjam Antara Anggota Koperasi dengan Koperasi Florette di Kecamatan Langke Rembong Kabupaten Manggarai Beatrix Meylita Ming; Siti Ramlah Usman; Petornius Damat
JURNAL HUKUM, POLITIK DAN ILMU SOSIAL Vol. 3 No. 2 (2024): Juni: JURNAL HUKUM, POLITIK DAN ILMU SOSIAL
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jhpis.v3i2.3713

Abstract

The purpose of this research is to analyze the implementation of a loan and borrowing agreement between cooperative members and the Florette cooperative in Langke Rembong District, Manggarai Regency. The research was conducted with empirical research and the nature of the research was descriptive, namely researching by revealing facts objectively at the time of research in the field. The result of this research is that the implementation of a loan and borrowing agreement between cooperative members and florette cooperatives using additional collateral is a provision of collateral based on the policy pattern that applies in the Florette Cooperative. The agreement has been stated in a loan agreement letter which is made unilaterally. The reasons why members cannot fulfill their obligations are due to limited backgrounds and also external circumstances that have an impact on the income of the members. The settlement efforts from the Cooperative are carried out by means of a family approach so that both parties, namely Cooperative Members and Forette Cooperatives, are not harmed.
Pelaksanaan Hak Pekerja Outsourcing Ditinjau dari Undang-Undang Nomor 13 Tahun 2003 Tentang Ketenagakerjaan pada Bank Rakyat Indonesia Cabang Kalabahi Faradila Umayyah; Siti Ramlah Usman; Helsina Fransiska Pello
Jurnal Hukum dan Sosial Politik Vol. 2 No. 3 (2024): Agustus: Jurnal Hukum dan Sosial Politik
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jhsp-widyakarya.v2i3.3540

Abstract

Regional levies are a form of community participation in implementing regional autonomy. Regional levies are an important source of regional income to fund government administration and regional development. The problem faced by each region in general is that the collection of levies which is a component of Original Regional Income (PAD) has not been maximized. This researcher aims to understand the management of parking fees in increasing the regional income of the city of Kupang and the efforts made by the regional government of the city of Kuapang in optimizing the receipt of parking fees. This type of research is empirical research, using a qualitative approach method, where the researcher describes data from the results of observations and research that has been carried out in Kupang City. The data collection techniques used are interviews and observations, then descriptive analysis is carried out. Parking lot management to increase local revenue is carried out through planning, organizing, activating/implementing and supervising or controlling activities. Efforts to increase local revenue through parking fees by establishing regulations and policies relating to parking fees, enforcing regulations, increasing supervision, educating the public, and evaluating the management of parking fees. Suggestions for the government to pay more attention to regional levies, especially Kupang City regional parking levies, in making regulations, enforcing regulations and increasing awareness of parking fees and providing education to the community as well as periodic evaluations for parking managers and officers so that they are obedient in carrying out their duties in accordance with applicable regulations. with a full sense of responsibility, and for the community to comply with regulations regarding regional levies, especially Kupang City regional parking levies to increase local revenue.