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The Stock Determinant Factors Of Aneka Tambang Tbk: The Rate Analysis For Inflation, Exchange Rate And Interest Kurlillah, Anis; Rahimullah; Munadiati; Abdul Hamid
Jurnal Investasi Islam Vol 8 No 1 (2023): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v8i1.6566

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh inflasi, kurs dan tingkat suku bunga terhadap volume perdagangan saham PT Aneka Tambang Tbk Periode 2017-2021. Metode yang digunakan yaitu pendekatan kuantitatif. Penelitian ini menggunakan data sekunder yang diperoleh dari website resmi PT Aneka Tambang Tbk dan situs website resmi Bank Indonesia (BI). Data yang digunakan dalam bentuk periode per bulan mulai tahun 2017 hingga 2021 yang di publish selama 5 tahun berturut-turut. Metode analisis data menggunakan regresi linear berganda. Hasil penelitian uji t menunjukkan bahwa variabel independen inflasi berpengaruh negatif dan signifikan terhadap volume perdagangan saham PT Aneka Tambang Tbk Periode 2017-2021. Kurs tidak berpengaruh terhadap volume perdagangan saham PT Aneka Tambang Tbk Periode 2017-2021. Tingkat suku bunga tidak berpengaruh terhadap volume perdagangan saham PT Aneka Tambang Tbk Periode 2017-2021. Hasil penelitian uji F menunjukkan bahwa terdapat pengaruh positif dan signifikan secara bersama-sama antara variabel inflasi, kurs dan tingkat suku bunga terhadap volume perdagangan saham PT Aneka Tambang Tbk. Berdasarkan analisis koefisiensi determinasi nilai adjusted R2 sebesar 0,242 yang berarti bahwa 24,2% variasi nilai volume perdagangan saham PT Aneka Tambang Tbk ditentukan oleh tiga variabel yang berpengaruh yaitu inflasi, kurs dan tingkat suku bunga.
Palm Oil Leasing Practice Toward The Western-Southern Community of Aceh, Indonesia Kurlillah, Anis; Al Bakri, Mirdat; Iskandar; Munadiati; Afna, Mauloeddin
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 14 No 1 (2022): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan Dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v14i1.4741

Abstract

The article overviewed the practice of leasing palm oil tree transactions which is popular in the western-southern of Aceh community. The practice of the transaction involved the beneficiaries, the owner, and the lessee, for the commodities as the commercial object. The study investigated the mechanism of leasing practice with an Ijarah of economic sharia. The study employed a qualitative method to deliver primary data which was acquired through informants’ interviews, and secondary supporting data from a literature review of books, journals, and research reports. The study result provided the lease transactions which were formerly expected to be worth economically. However, the transactions were considerably opposed to the practice of Ijarah, where there is the existence of the Gharar (Speculative) factor and violated the pillars of goods beneficial for mutual profit in the concept of its Sharia regulation. The violations were acclimatized for the unfulfillment of pillars and legal conditions for aqad for its lease practices.
Pengaruh literasi keuangan, efikasi diri, dan pendapatan orang tua terhadap perilaku pengelolaan keuangan Ramadana, Melda; Munadiati; Hisan, Khairatun
JIM: Jurnal Ilmiah Mahasiswa Vol 6, No 2 (2024): Oktober 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v6i2.9422

Abstract

Having good financial management behavior can help students achieve positive finances and be able to overcome any challenges, especially in terms of financial problems that are more complex than those of their parents. This study aims to determine the effect of Financial Literacy, Financial Self-Efficacy and Parental Income on Financial Management Behavior. The subjects of this study were students of the Islamic Financial Management Study Program at IAIN Langsa. This research is a quantitative research with a sample of 72 respondents. The sampling technique uses nonprobability sampling. Data analysis technique using multiple regression analysis. The results of this study indicate that partially Financial Literacy (X1) has a negative and insignificant effect on Financial Management with a significant value of 0.174. Partially Financial Self Efficacy (X2) has a positive and significant effect on Financial Management with a significant value of 0.000. Partially Parental Income (X3) has a negative and insignificant effect on Financial Management with a significant value of 0.153. Simultaneously Financial Literacy, Financial Self Efficacy and Parental Income have a positive and significant effect on Financial Management Behavior with a significant value of 0.000. The Adjusted R Square value is 0.417 or 41.7% which means that Financial Management Behavior can be explained by Financial Literacy, Financial Self-Efficacy and Parental Income and the remaining 58.3% can be explained by other factors not examined in this study.
Pengaruh debt financing, equity financing dan non performing financing terhadap profitabilitas Bank Umum Syariah di Indonesia periode 2019-2023 Suriyani; Munadiati; M Yahya
JIM: Jurnal Ilmiah Mahasiswa Vol 6, No 2 (2024): Oktober 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v6i2.9609

Abstract

The sharia economy in Indonesia is now increasingly in demand, moreover sharia banking in Indonesia is also starting to experience quite significant developments. Sharia commercial banks are financial institutions that carry out their operations based on sharia principles, in accordance with the provisions of Islamic law. The level of profitability of a sharia bank is a quality that is assessed based on the condition or ability of a sharia bank to generate profits. The aim of this research is to analyze the influence of Debt Financing, Equity Financing, and Non Performing Financing (NPF) on the ROA profitability of sharia commercial banks. The method used in this research is a quantitative method with the data source used from the 2019-2019 sharia banking statistics annual report. 2023 OJK. This research uses the normality test method, multicollinearity test, heteroscedasticity test, autoceleration test, multiple regression analysis test, determinant coefficient test, partial test and simultaneous test. The research results obtained show that the Equity Financing variable has a positive and significant influence on the ROA Profitability of Sharia Commercial Banks for the 2019-2023 period. Debt Financing and Non-Performing Financing (NPF) have a positive and insignificant effect on ROA Profitability of sharia commercial banks for the 2019-2023 period. This indicates that the decrease in NPF each year does not immediately provide an increase in profits in the same period. Keywords: Debt Financing, Equity Financing, Non Performing Financing, ROA. ABSTRAK Perekonomian syariah di Indonesia kini semakin banyak diminati, terlebih lagi perbankan syariah di Indonesia juga mulai mengalami perkembangan yang cukup signifikan. Bank umum syariah adalah lembaga keuangan yang menjalankan operasionalnya berdasarkan prinsip-prinsip syariah, sesuai dengan ketentuan hukum Islam. Tingkat profitabilitas bank syariah merupakan suatu kualitas yang dinilai berdasarkan keadaan atau kemampuan suatu bank syariah dalam menghasilkan laba. Tujuan dari penelitian ini adalah untuk menganalisi pengaruh Debt Financing, Equity Financing, dan Non Performing Financing (NPF) terhadap ROA profitabiltas bank umum syariah motode yang digunakan dalam penelitian ini adalah metode kuantitatif dengan sumber data yang digu ABSTRACT The sharia economy in Indonesia is now increasingly in demand, moreover sharia banking in Indonesia is also starting to experience quite significant developments. Sharia commercial banks are financial institutions that carry out their operations based on sharia principles, in accordance with the provisions of Islamic law. The level of profitability of a sharia bank is a quality that is assessed based on the condition or ability of a sharia bank to generate profits. The aim of this research is to analyze the influence of Debt Financing, Equity Financing, and Non Performing Financing (NPF) on the ROA profitability of sharia commercial banks. The method used in this research is a quantitative method with the data source used from the 2019-2019 sharia banking statistics annual report. 2023 OJK. This research uses the normality test method, multicollinearity test, heteroscedasticity test, autoceleration test, multiple regression analysis test, determinant coefficient test, partial test and simultaneous test. The research results obtained show that the Equity Financing variable has a positive and significant influence on the ROA Profitability of Sharia Commercial Banks for the 2019-2023 period. Debt Financing and Non-Performing Financing (NPF) have a positive and insignificant effect on ROA Profitability of sharia commercial banks for the 2019-2023 period. This indicates that the decrease in NPF each year does not immediately provide an increase in profits in the same period. Keywords: Debt Financing, Equity Financing, Non Performing Financing, ROA. ABSTRAK Perekonomian syariah di Indonesia kini semakin banyak diminati, terlebih lagi perbankan syariah di Indonesia juga mulai mengalami perkembangan yang cukup signifikan. Bank umum syariah adalah lembaga keuangan yang menjalankan operasionalnya berdasarkan prinsip-prinsip syariah, sesuai dengan ketentuan hukum Islam. Tingkat profitabilitas bank syariah merupakan suatu kualitas yang dinilai berdasarkan keadaan atau kemampuan suatu bank syariah dalam menghasilkan laba. Tujuan dari penelitian ini adalah untuk menganalisi pengaruh Debt Financing, Equity Financing, dan Non Performing Financing (NPF) terhadap ROA profitabiltas bank umum syariah motode yang digunakan dalam penelitian ini adalah metode kuantitatif dengan sumber data yang digunakan dari laporan tahunan statistik perbankan syariah tahun 2019-2023 OJK. Penelitian ini menggunakan metode uji normalitas, uji multikolinearitas, uji heteroskedastisitas, uji autokelerasi, uji analisis regresi berganda, uji koefisien determinan, uji parsial dan uji simultan. Hasil penelitian yang diperoleh menunjukan bahwa variabel Equity Financing memiliki pengaruh positif dan signifikan terhadap ROA Profitabilitas Bank Umum Syariah periode 2019-2023. Debt Financing dan Non Performing Financing (NPF) berpengaruh positif dan tidak signifikan terhadap ROA Profitabilitas bank umum syariah periode 2019-2023. Hal ini menandakan menurunnya NPF setiap tahunnya tidak langsung memberikan kenaikan terhadap laba pada periode yang sama. Kata Kunci: Debt Financing, Equity Financing, Non Performing Financing, ROA. nakan dari laporan tahunan statistik perbankan syariah tahun 2019-2023 OJK. Penelitian ini menggunakan metode uji normalitas, uji multikolinearitas, uji heteroskedastisitas, uji autokelerasi, uji analisis regresi berganda, uji koefisien determinan, uji parsial dan uji simultan. Hasil penelitian yang diperoleh menunjukan bahwa variabel Equity Financing memiliki pengaruh positif dan signifikan terhadap ROA Profitabilitas Bank Umum Syariah periode 2019-2023. Debt Financing dan Non Performing Financing (NPF) berpengaruh positif dan tidak signifikan terhadap ROA Profitabilitas bank umum syariah periode 2019-2023. Hal ini menandakan menurunnya NPF setiap tahunnya tidak langsung memberikan kenaikan terhadap laba pada periode yang sama. Kata Kunci: Debt Financing, Equity Financing, Non Performing Financing, ROA.
Pengaruh return on asset, earning per share dan harga saham terhadap return saham Bank Panin Dubai Syariah Annisa Vonna; Nurjanah; Munadiati
JIM: Jurnal Ilmiah Mahasiswa Vol 7, No 1 (2025): April 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v7i1.11292

Abstract

This research aims to determine the effect of Return On Assets (ROA), Earning Per Share (EPS) and share prices on Bank Panin Dubai Syariah Tbk stock returns. The data used in this research is time series data for the period 2014-2023. The data analysis method uses multiple linear regression analysis. From the research results it can be explained that ROA has a significant effect on the stock returns of Bank Panin Dubai Syariah Tbk, where the sig value is obtained. 0.023 < 0.05. EPS has a significant effect on the stock returns of Bank Panin Dubai Syariah Tbk, where a sig value is obtained. 0.031 < 0.05. The share price has a significant effect on the share returns of Bank Panin Dubai Syariah Tbk, where the sig value is obtained. 0.044 < 0.05. ROA, EPS and share price simultaneously have a significant effect on the share returns of Bank Panin Dubai Syariah Tbk, where the sig value is obtained. 0.037 < 0.05
Pengaruh literasi keuangan, efikasi diri, dan pendapatan orang tua terhadap perilaku pengelolaan keuangan Ramadana, Melda; Munadiati; Hisan, Khairatun
JIM: Jurnal Ilmiah Mahasiswa Vol 6, No 2 (2024): Oktober 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v6i2.9422

Abstract

Having good financial management behavior can help students achieve positive finances and be able to overcome any challenges, especially in terms of financial problems that are more complex than those of their parents. This study aims to determine the effect of Financial Literacy, Financial Self-Efficacy and Parental Income on Financial Management Behavior. The subjects of this study were students of the Islamic Financial Management Study Program at IAIN Langsa. This research is a quantitative research with a sample of 72 respondents. The sampling technique uses nonprobability sampling. Data analysis technique using multiple regression analysis. The results of this study indicate that partially Financial Literacy (X1) has a negative and insignificant effect on Financial Management with a significant value of 0.174. Partially Financial Self Efficacy (X2) has a positive and significant effect on Financial Management with a significant value of 0.000. Partially Parental Income (X3) has a negative and insignificant effect on Financial Management with a significant value of 0.153. Simultaneously Financial Literacy, Financial Self Efficacy and Parental Income have a positive and significant effect on Financial Management Behavior with a significant value of 0.000. The Adjusted R Square value is 0.417 or 41.7% which means that Financial Management Behavior can be explained by Financial Literacy, Financial Self-Efficacy and Parental Income and the remaining 58.3% can be explained by other factors not examined in this study.
Pengaruh debt financing, equity financing dan non performing financing terhadap profitabilitas Bank Umum Syariah di Indonesia periode 2019-2023 Suriyani; Munadiati; M Yahya
JIM: Jurnal Ilmiah Mahasiswa Vol 6, No 2 (2024): Oktober 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v6i2.9609

Abstract

The sharia economy in Indonesia is now increasingly in demand, moreover sharia banking in Indonesia is also starting to experience quite significant developments. Sharia commercial banks are financial institutions that carry out their operations based on sharia principles, in accordance with the provisions of Islamic law. The level of profitability of a sharia bank is a quality that is assessed based on the condition or ability of a sharia bank to generate profits. The aim of this research is to analyze the influence of Debt Financing, Equity Financing, and Non Performing Financing (NPF) on the ROA profitability of sharia commercial banks. The method used in this research is a quantitative method with the data source used from the 2019-2019 sharia banking statistics annual report. 2023 OJK. This research uses the normality test method, multicollinearity test, heteroscedasticity test, autoceleration test, multiple regression analysis test, determinant coefficient test, partial test and simultaneous test. The research results obtained show that the Equity Financing variable has a positive and significant influence on the ROA Profitability of Sharia Commercial Banks for the 2019-2023 period. Debt Financing and Non-Performing Financing (NPF) have a positive and insignificant effect on ROA Profitability of sharia commercial banks for the 2019-2023 period. This indicates that the decrease in NPF each year does not immediately provide an increase in profits in the same period. Keywords: Debt Financing, Equity Financing, Non Performing Financing, ROA. ABSTRAK Perekonomian syariah di Indonesia kini semakin banyak diminati, terlebih lagi perbankan syariah di Indonesia juga mulai mengalami perkembangan yang cukup signifikan. Bank umum syariah adalah lembaga keuangan yang menjalankan operasionalnya berdasarkan prinsip-prinsip syariah, sesuai dengan ketentuan hukum Islam. Tingkat profitabilitas bank syariah merupakan suatu kualitas yang dinilai berdasarkan keadaan atau kemampuan suatu bank syariah dalam menghasilkan laba. Tujuan dari penelitian ini adalah untuk menganalisi pengaruh Debt Financing, Equity Financing, dan Non Performing Financing (NPF) terhadap ROA profitabiltas bank umum syariah motode yang digunakan dalam penelitian ini adalah metode kuantitatif dengan sumber data yang digu ABSTRACT The sharia economy in Indonesia is now increasingly in demand, moreover sharia banking in Indonesia is also starting to experience quite significant developments. Sharia commercial banks are financial institutions that carry out their operations based on sharia principles, in accordance with the provisions of Islamic law. The level of profitability of a sharia bank is a quality that is assessed based on the condition or ability of a sharia bank to generate profits. The aim of this research is to analyze the influence of Debt Financing, Equity Financing, and Non Performing Financing (NPF) on the ROA profitability of sharia commercial banks. The method used in this research is a quantitative method with the data source used from the 2019-2019 sharia banking statistics annual report. 2023 OJK. This research uses the normality test method, multicollinearity test, heteroscedasticity test, autoceleration test, multiple regression analysis test, determinant coefficient test, partial test and simultaneous test. The research results obtained show that the Equity Financing variable has a positive and significant influence on the ROA Profitability of Sharia Commercial Banks for the 2019-2023 period. Debt Financing and Non-Performing Financing (NPF) have a positive and insignificant effect on ROA Profitability of sharia commercial banks for the 2019-2023 period. This indicates that the decrease in NPF each year does not immediately provide an increase in profits in the same period. Keywords: Debt Financing, Equity Financing, Non Performing Financing, ROA. ABSTRAK Perekonomian syariah di Indonesia kini semakin banyak diminati, terlebih lagi perbankan syariah di Indonesia juga mulai mengalami perkembangan yang cukup signifikan. Bank umum syariah adalah lembaga keuangan yang menjalankan operasionalnya berdasarkan prinsip-prinsip syariah, sesuai dengan ketentuan hukum Islam. Tingkat profitabilitas bank syariah merupakan suatu kualitas yang dinilai berdasarkan keadaan atau kemampuan suatu bank syariah dalam menghasilkan laba. Tujuan dari penelitian ini adalah untuk menganalisi pengaruh Debt Financing, Equity Financing, dan Non Performing Financing (NPF) terhadap ROA profitabiltas bank umum syariah motode yang digunakan dalam penelitian ini adalah metode kuantitatif dengan sumber data yang digunakan dari laporan tahunan statistik perbankan syariah tahun 2019-2023 OJK. Penelitian ini menggunakan metode uji normalitas, uji multikolinearitas, uji heteroskedastisitas, uji autokelerasi, uji analisis regresi berganda, uji koefisien determinan, uji parsial dan uji simultan. Hasil penelitian yang diperoleh menunjukan bahwa variabel Equity Financing memiliki pengaruh positif dan signifikan terhadap ROA Profitabilitas Bank Umum Syariah periode 2019-2023. Debt Financing dan Non Performing Financing (NPF) berpengaruh positif dan tidak signifikan terhadap ROA Profitabilitas bank umum syariah periode 2019-2023. Hal ini menandakan menurunnya NPF setiap tahunnya tidak langsung memberikan kenaikan terhadap laba pada periode yang sama. Kata Kunci: Debt Financing, Equity Financing, Non Performing Financing, ROA. nakan dari laporan tahunan statistik perbankan syariah tahun 2019-2023 OJK. Penelitian ini menggunakan metode uji normalitas, uji multikolinearitas, uji heteroskedastisitas, uji autokelerasi, uji analisis regresi berganda, uji koefisien determinan, uji parsial dan uji simultan. Hasil penelitian yang diperoleh menunjukan bahwa variabel Equity Financing memiliki pengaruh positif dan signifikan terhadap ROA Profitabilitas Bank Umum Syariah periode 2019-2023. Debt Financing dan Non Performing Financing (NPF) berpengaruh positif dan tidak signifikan terhadap ROA Profitabilitas bank umum syariah periode 2019-2023. Hal ini menandakan menurunnya NPF setiap tahunnya tidak langsung memberikan kenaikan terhadap laba pada periode yang sama. Kata Kunci: Debt Financing, Equity Financing, Non Performing Financing, ROA.