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ISLAMIC FINANCIAL LITERACY AMONG STUDENTS ATTENDING FACULTY OF ISLAMIC ECONOMICS AND BUSINESS Hisan, Khairatun
Ihtiyath : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v3i2.1312

This study aims to find out Islamic financial literacy level of students enrolling in the Faculty of Islamic Economics and Business IAIN Langsa as well as factors affecting it. A sample of 236 respondents was drawn from the population using Slovin formula and the questionnaires were distributed randomly. Descriptive statistics and one-way ANOVA were used to analyse the collected data. The results indicate that Islamic financial literacy level is 65.9% categorised as medium and among the factors affecting it is the age of respondent (p value 0.036 < ? 0,05).

ISLAMIC FINANCIAL LITERACY AMONG STUDENTS ATTENDING FACULTY OF ISLAMIC ECONOMICS AND BUSINESS Hisan, Khairatun
Ihtiyath : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v3i2.1312

This study aims to find out Islamic financial literacy level of students enrolling in the Faculty of Islamic Economics and Business IAIN Langsa as well as factors affecting it. A sample of 236 respondents was drawn from the population using Slovin formula and the questionnaires were distributed randomly. Descriptive statistics and one-way ANOVA were used to analyse the collected data. The results indicate that Islamic financial literacy level is 65.9% categorised as medium and among the factors affecting it is the age of respondent (p value 0.036 < ? 0,05).

PENGARUH INFLASI, PENGANGGURAN, KEMISKINAN DAN PEMBIAYAAN PERBANKAN SYARIAH TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA Sari, Mila; Hisan, Khairatun; Kismawadi, Early Ridho
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol 1 No 1 (2019): AT-TIJARAH Vol. 1 No. 1 January-June 2019
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

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The development of a country is an important part of national development with the ultimate goal of improving people's welfare. This happened in Indonesia. So there is a need for research to find out what obstacles are hampering economic growth in Indonesia. This study aims to determine the effect of inflation, unemployment, poverty, murabahah financing, mudharabah financing, musyarakah financing partially or simultaneously on Economic Growth in Indonesia. The type of data in this study is secondary data in the form of time series from 2000-2018. Data obtained from the official website of Bank Indonesia, the Central Statistics Agency and OJK include Inflation, Unemployment, Poverty, and Sharia Banking Financing as an independent variable and Economic Growth as the dependent variable. The analytical method used in this study is multiple regression analysis, t-test, f-test and coefficient of determination. The results obtained that the variables of inflation, unemployment, poverty, murabaha financing, mudharabah financing and musyarakah financing simultaneously influence the Economic Growth in Indonesia by 47.8 percent, while the remaining 52.2 percent are influenced by other variables outside this study. Keywords: Inflation, Unemployment, Poverty, Sharia Banking Financing, Economic Growth Abstrak Pembangunan suatu negara merupakan bagian penting dari pembangunan nasional dengan tujuan akhir untuk meningkatkan kesejahteraan masyarakat. Hal ini terjadi di negara Indonesia.Sehingga perlu adanya penelitian untuk mengetahui rintangan apa saja yang menghambat pertumbuhan ekonomi di Indonesia. Penelitian ini bertujuan untuk mengetahui pengaruh inflasi, pengangguran, kemiskinan, pembiayaan murabahah, pembiayaan mudharabah, pembiayaan musyarakah secara parsial maupun simultan terhadap pertumbuhan ekonomi di Indonesia.Jenis data dalam penelitian ini adalah data sekunder berupa time series dari tahun 2000-2018. Data yang diperoleh dari website resmi Bank Indonesia, Badan Pusat Statistik dan OJK meliputi inflasi, pengangguran, kemiskinan, dan pembiayaan perbankan syariah sebagai variabel independen dan pertumbuhan ekonomi sebagai variabel dependen.Metode analisis yang digunakan dalam penelitian ini adalah analisis regresi berganda, uji-T, F-test dan koefisien determinasi. Hasil penelitian yang diperoleh bahwa variabel inflasi, pengangguran, kemiskinan, pembiayaan murabahah, pembiayaan mudharabah dan pembiayaan musyarakah berpengaruh secara simultan terhadap pertumbuhan ekonomi di Indonesia sebesar 47,8 persen, sedangkan sisanya sebesar 52,2 persen dipengaruhi oleh variabel lain diluar penelitian ini. Kata kunci: Inflasi, Pengangguran, Kemiskinan, Pembiayaan Perbankan Syariah dan Pertumbuhan Ekonomi

Analysis of Financial Planning and The Factors that Influence It: Student Case Study Alamsyah, Akla Rizka; Ulya, Zikriatul; Hisan, Khairatun
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 8, No 2 (2023)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v8i2.7103

This research aims to determine the effect of financial literacy, financial behavior and self-control on student financial planning. This research is a quantitative study of 213 respondents using simple random sampling technique with the requirement that students have taken financial planning courses. Data analysis using SmartPLS with two model tests. The results obtained are that financial literacy, financial behavior and self-control have a positive and significant effect on financial planning partially. The findings also show that there is an indirect effect through self-control that financial literacy has a positive but not significant effect, but has a positive and significant effect on the relationship between financial behavior to financial planning. These results indicate that financial management knowledge will be much more useful if it is practiced in everyday life to achieve planned financial goals. For this reason, it is important for the world of education not only to teach financial knowledge, but also to help improve individual behavior so that they have good discipline and self-control.

PARENTS’ COMMUNICATION PATTERNS TOWARDS CHILDREN WITH MENTAL DISORDERS Hisan, Khairatun; Muzakkir, Muzakkir; Fitriyani, Fitriyani
Jurnal Sosiologi Dialektika Sosial Vol 10, No 2 (2024): September
Publisher : Program Studi Sosiologi Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/jsds.v10i2.17256

Communication is a necessity or means of social interaction for human life. However, some individuals, such as mentally retarded children, experience difficulties in communicating due to various factors and environments. This study aims to understand the communication patterns used by parents in interacting with children who suffer from mental retardation. The method used is Systematic Literature Review to explore insights into parents' communication patterns towards mentally retarded children. The researcher collected, summarized, evaluated, interpreted and synthesized information from journals published between 2019-2024. The results showed that communication patterns used by parents can affect learning outcomes and behavioral changes in children with mental retardation. The ideal communication pattern is interpersonal communication that involves direct interaction and feedback between parents and children. Parents need to have extra patience in communicating with mentally retarded children, and communication must be done regularly so that communication development for children can run well. Based on the author's understanding, interpretation and evaluation of various existing journals, it turns out that the communication pattern most favored by mentally retarded children is through audio and video-based multimedia interactive media and gross and fine motor skills through the puzzle game method.

PENYULUHAN HUKUM PERLINDUNGAN KONSUMEN DI KABUPATEN LOMBOK TENGAH Yanto, Edi; Imawanto, Imawanto; Fahrurrozi, Fahrurrozi; Sarudi, Sarudi; Maharani F., Nazwa; Hisan, Khairatun
Jurnal Pengabdian Ruang Hukum Vol 2, No 2 (2023): Juli
Publisher : Universitas Muhammadiyah Mataram

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Banyaknya kasus yang kerugian konsumen yang disebabkan oleh ketidakberdayaan konsumen dalam menuntut hak-haknya. Hal ini disebabkan karena masih rendah dan minimnya tingkat pendidikan yang terbatas dan kurangnya upaya pemerintah dalam melakukan sosialisasi dan penyuluhan terhadap upaya perlindungan terhadap konsumen sehingga banyak masyarakat selaku konsumen yang kesadarannya masih kurang terutama apa yang menjadi hak dan kewajibannya sebagai konsumen serta langkah yang harus dilakukan ketika dirugikan oleh pelaku usaha. Kegiatan penyuluhan ini juga diikuti oleh Perangkat Desa, Ketua dan Anggota Badan Permusyawaratan Desa, Kepala Dusun, Tokoh Masyarakat, Tokoh Agama, Pemuda dan perwakilan masyarakat. Tingkat partisipasi peserta dalam kegiatan penyuluhan ini khususnya masyarakat dilihat dari kehadirannya cukup memuaskan.Setelah dilakukan kegiatan penyuluhan, maka tingkat pemahamanan masyarakat akan pentingnya memahami hak dan kewajiban sebagai konsumen semakin meningkat termasuk mengetahui langkah yang dapat dilakukan ketika dirugikan oleh pelaku usaha terkait hak dan kewajibannya sebagai konsumen. Selain itu, masyarakat ingin membentuk team advokasi perlindungan konsumen di tingkat desa yang diharapkan dapat mendampingi dan mengadvokasi masyarakat ketika ada persoalan-persoalan konsumen yang dihadapi masyarakat. Serta masyarakat ingin mengusulkan kepada Pemerintah Daerah Kabupaten Lombok Tengah agar dapat membentuk Badan Penyelesaian Sengketa Konsumen di Kabupaten Lombok Tengah sebagai sarana dalam mempertahankan hak-haknya ketika dirugikan oleh pelaku usaha.

Islamic Financial Literacy among Students Attending Faculty of Islamic Economics and Business Hisan, Khairatun
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v3i2.1312

This study aims to find out Islamic financial literacy level of students enrolling in the Faculty of Islamic Economics and Business IAIN Langsa as well as factors affecting it. A sample of 236 respondents was drawn from the population using Slovin formula and the questionnaires were distributed randomly. Descriptive statistics and one-way ANOVA were used to analyse the collected data. The results indicate that Islamic financial literacy level is 65.9% categorised as medium and among the factors affecting it is the age of respondent (p value 0.036 < α 0,05).

PENGARUH PEMBIAYAAN TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA TAHUN 2016-2020 Al Husna, Rida; Hisan, Khairatun
Jihbiz: Global Journal of Islamic Banking and Finance Vol 5, No 2 (2023)
Publisher : Program Studi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jihbiz.v5i2.25429

Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh pembiayaan mudharabah, musyarakah dan murabahah terhadap profitabilitas pada bank umum syariah di Indonesia pada tahun 2016-2020. Metode dalam penelitian ini menggunakan metode kuantitatif. Teknik pengumpulan data menggunakan data sekunder. Data yang digunakan dalam penelitian ini adalah data triwulan dari pembiayaan mudharabah, musyarakah dan murabahah terhadap profitabilitas pada bank umum syariah di Indonesia pada tahun 2016-2020. Metode analisis data menggunakan regresi linear data panel dengan metode E-Views 9. Berdasarkan hasil secara parsial variabel pembiayaan mudharabah tidak signifikan dengan tingkat sig sebesar (0.4889 > 0,05) terhadap profitabilitas pada bank umum syariah di Indonesia. Secara parsial variabel pembiayaan musyarakah memiliki signifikan dengan tingkat sig sebesar (0,0101< 0,05) terhadap profitabilitas pada bank umum syariah di Indonesia. Secara parsial variabel pembiayaan murabahah tidak signifikan dengan tingkat sig sebesar (0,9043 > 0,05) terhadap profitabilitas pada bank umum syariah di Indonesia. Hasil penelitian secara simultan variabel pembiayaan mudharabah, musyarakah dan murabahah berpengaruh secara signifikan terhadap profitabilitas pada bank umum syariah di Indonesia. kesimpulan dari penelitian ini berdasarkan analisilis koefisien determinasi (adjusted R2) bahwa 77,54% variabel profitabilitas dipengaruhi oleh variabel independen.

The application of restorative justice as a settlement of domestic syiqaq in QS. An-Nisa verses 34 and 34 according to the view of wahbah az-zuhaili in the book of tafsir al-munir Hisan, Khairatun; Zuhri, Ahmad; Simamora, Nur Aisah; Harahap, Mardian Idris
Jurnal EDUCATIO: Jurnal Pendidikan Indonesia Vol 10, No 1 (2024): Jurnal EDUCATIO: Jurnal Pendidikan Indonesia
Publisher : Indonesian Institute for Counseling, Education and Therapy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/1202424601

In this research the focus is on how is shiqaq resolved? Then in this research we also discuss how in the household if there is syiqaq then there must be steps taken to resolve it, and in this research the researcher wants to examine how restorative justice is implemented regarding syiqaq in the household, and the researcher also examines how to implement restorative justice syiqaq in this household in Qs. An-nisa verse 34 in the thoughts of Wahbah Az-Zuhaili. The method used in this research is a qualitative method. This type of research is library research, meaning that this research focuses on literature by analyzing the content of the literature related to the research. The data collected in this research is by looking for cases of syiqaq in society and then collecting them as reinforcement in the research, then the researcher examines the implementation of restorative justice by taking examples from the community and comparing them with Islamic laws to see whether they are in line with or not. no, after that the researcher took the interpretation of Wahbah Azzuhaili in Qs. An-nisa verse 34 which relates to research. After all the data has been collected, the researcher begins the research. The sources for this research are books, journals, theses, articles discussing restorative justice, syiqaq and referring to Al-munir's interpretation. The conclusion of the research is that Wahbah Az-Zuhaili's view is that in the family it is the man who has the duty to educate his wife to be better, but in this case there are several types of wives, namely wives who obey their husbands, and there are wives who are obedient to their husbands. who disobeys her husband. If the wife disobeys her husband then the husband can advise, scold, separate the bed and even the husband can hit his wife on condition that it does not leave scars, wounds and bruises on her body, and if that happens then the wife can ask for protection from the family or even the court but as far as possible to maintain the marriage because Allah does not recommend divorce. In this research, the contribution of this research is to clarify whether this application is in line with the Islamic view which is strengthened by Az-Zuhaili's Thought.

Kenapa Konsumen Berbelanja di Liza House Beauty & Perfume Langsa? Melyana, Rina; Dayyan, Muhammad; Hisan, Khairatun
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 3 No 1 (2024): Vol 3, No 1 (2024)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v3i1.8437

Abstrak (versi bahasa) Tujuan – Penelitian ini bertujuan untuk mengetahui pengaruh citra toko, promosi, dan pelayanan terhadap keputusan belanja konsumen pada House Beauty & Perfume di Langsa. Metode – Penelitian ini menggunakan metode kuantitatif dengan menggunakan data primer yang dikumpulkan dari 96 kuesioner. Analisis regresi linier berganda dilakukan dengan menggunakan SPSS. Hasil – Temuan menunjukkan bahwa ketiga variabel yaitu citra toko, promosi, dan pelayanan berpengaruh signifikan terhadap keputusan belanja konsumen pada Liza House Beauty & Perfume di Langsa, baik secara individu maupun kolektif. Keterbatasan – Penelitian ini dibatasi oleh ruang lingkup variabel yang diteliti. Survei ini juga hanya mencakup 96 peserta yang dijadikan sampel secara kebetulan, tidak termasuk pembeli online. Implikasi Praktis – Sebagai implikasi praktis, hasil penelitian ini dapat menjadi referensi bagi pemilik usaha untuk menjaga dan meningkatkan citra toko, promosi, dan kualitas layanan sehingga menumbuhkan loyalitas konsumen di Liza House Beauty & Perfume di Langsa.

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