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All Journal Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Jurnal Ekonomi Syariah Pelita Bangsa Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Jurnal Ekonomi Syariah
Badrian
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Religion Arts Humanities Economics, Econometrics & Finance Education Social Sciences

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Fostering Interest in Sharia Insurance Agent Certification: A Multidimensional Dialogue between Cultural Dynamics and Social Realities Faridah, Nurhayani; Gafur, Abdul; Badrian; Jahra, Pati Matu; Syarqawie, Fithriana 
Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Vol. 23 No. 1 (2024)
Publisher : Pascasarjana UIN ANTASARI Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/albanjari.v23i1.12484

Abstract

This study examines the influence of motivation and perception on the interest of Sharia Insurance department students at UIN Antasari Banjarmasin in obtaining Sharia insurance agent certification. A multidimensional approach integrating cultural dynamics and social realities is adopted to understand the complexity of this phenomenon. Quantitative methods with regression analysis are used to analyze data from 120 respondents. The research findings indicate that motivation and perception have a significant influence both individually and simultaneously on students' interest in pursuing Sharia insurance agent certification. Cultural dynamics, such as Islamic values and local traditions, influence students' motivation and perception towards Sharia insurance agent certification. Social realities, such as economic conditions and job opportunities, affect students' interest in undergoing certification processes. This study emphasizes the importance of building positive motivation and perception among Sharia Insurance students to enhance their interest in obtaining Sharia insurance agent certification. These efforts need to consider the cultural dynamics and social realities faced by students.
The Impact Of People's Business Credit Financing On Improving The Financial Performance Of UMKM Assisted By Bank Syariah Indonesia Tanjung Branch Office, South Kalimantan Dwi Jayanti Ratna Kumala Sari; Faqih El Wafa; Badrian; Pati Matu Jahra
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 12 No. 1 (2024): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/37mdvt77

Abstract

This research is motivated by the problem of limited business capital in Micro, Small and Medium Enterprises (MSMEs) so that they have not been able to develop their business. For this reason, this study aims to determine and understand the impact of People's Business Credit (KUR) financing on the performance of Micro, Small and Medium Enterprises in Tabalong Regency and the People's Business Credit distribution system implemented by the Bank Syariah Indonesia (BSI) Tanjung Branch Office. the research used is field research with a qualitative approach method. Data were collected using interviews and documentation. The data extracted through interviews is data regarding the people's business credit distribution system, as well as information regarding assets, turnover and net income of MSME actors. In addition, documentation is needed to track and strengthen data on changes in MSME performance in terms of assets, turnover and net profit from before getting and after getting People's Business Credit and coaching from Bank Syariah Indonesia KC Tanjung. The subjects in this study were 13 informants, including 10 MSMEs and 3 Micro Employees of Bank Syariah Indonesia (BSI) Tanjung Branch Office. The analysis technique used the Miles and Huberman model by carrying out data collection, data reduction, data presentation and conclusion drawing The results of the study prove that KUR financing on the performance of MSMEs has a positive impact. This can be proven by the impact on the level of assets, turnover and net profit which has increased by up to 40%. So KUR financing is very helpful for MSMEs in increasing business capital so that the resulting performance has good quality from increased income. This research not only proves qualitatively that People's Business Credit can have a positive impact on the performance of MSMEs, but also provides other alternatives for the government and other financial institutions in channeling capital assistance to MSMEs, namely with the Assisted MSME model.
Konsep Akad ' Seadanya ' dalam Sistem Perdagangan Masyarakat Banjar Kalimantan Selatan Rizali, Muhammad; Zahra, Pati Matu; Badrian; Syarqawie, Fithriana; Hafidzi, Anwar; Hisanah Alpasa, Khairatun
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 1 No. 01 (2023): Al-Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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Abstract

This journal examines the customary practices of the Banjar community in conducting "sighat akad" (contractual declaration) during transactions, which involve not only using the phrase "sell" or stating the price of the item as "I sell this shirt for fifty thousand,"but also adding the phrase "sell as is". The purpose of this research is to understand the perspective of the Shafi'i school of thought regarding the legal status of the contract of sale using the phrase "sell as is" in the Banjar community's practices. The research methodology employed in this study is field research with descriptive analysis, where data is collected through interviews and literary sources regarding the contractual agreements of buying and selling, which are then compared with the theories from the Shafi'i perspective. Based on the findings of this research, it can be concluded that according to the Shafi'i school of thought, the contract of sale using the phrase "sell as is" is permissible due to the mutual agreement between the seller and the buyer. This perspective aligns with the main objectives of a contract, which include the presence of mutual agreement, clarity of the object and terms, rightful ownership, and immediate payment and delivery.
Empowering Islamic Boarding School Economy Through Strategic Partnerships M Andri Efindy; Abdul Gafur; Badrian; Pati Matu Jahra; Ansharullah
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2784

Abstract

This study aims to determine the economic empowerment of Islamic Boarding School with a partnership system and to determine what impacts have been caused on the economy of Darul Hijrah Putera Islamic Boarding School in South Kalimantan. This study used a descriptive qualitative approach, and the interview method as data collection. The results of this study are economic empowerment at Darul Hijrah Putera Islamic Boarding School with a strategic partnership system including capital assistance, assistance in developing facilities, assistance in mentoring, and strengthening business partnerships. The impacts of this collaboration are the improvements in institutions, businesses, income, the environment, life and welfare of community.
Co-Authors Abdul Gafur Ansharullah Dwi Jayanti Ratna Kumala Sari El Wafa, Faqih Faridah, Nurhayani Fithriana Syarqawie Hafidzi, Anwar Hisanah Alpasa, Khairatun Jahra, Pati Matu M Andri Efindy Pati Matu Jahra Rizali, Muhammad Syarqawie, Fithriana  Veithzal Rivai Zainal Zahra, Pati Matu