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All Journal At-Taradhi: Jurnal Studi Ekonomi Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Jurnal Aplikasi Pelayaran dan Kepelabuhanan Jurnal Ekonomi Syariah
Fithriana Syarqawie
FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN ANTASARI
Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Social Sciences Transportation

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FUNGSI JAMINAN DALAM PEMBIAYAAN MUSYARAKAH (STUDI PADA PT BANK KALSEL SYARIAH CABANG BANJARMASIN) Syarqawie, Fithriana; Syaifurrahman, Syaifurrahman
At-Taradhi Vol 5, No 2 (2014)
Publisher : IAIN Antasari

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Abstract

Basicly Musyarakah in fiqh muamalah is agreement of trust (amanah), which each of partners be rialiable with their own partner that have agreement with them, then in agreement of musyarakah each of partners do not allowed to ask for assurance to other partners. This research uses field research method by directly interviews the authorities of PT Bank Kalsel Syariah Banjarmasin Branch. The result of the procedure of musyarakah finance which is given by PT Bank Kalsel Syariah Banjarmasin Branch  is a coorperation agreement between the bank and the clients where each of partners gives the contribution of fund and work in undertaking productive business. The profit result divide based on nisbah that has been agreed and one of the partners can ask the more pofit based on their works and the loss devides proportionally based on the fund that had been deposited by each of partners. The client is asked to include the additional material wealth assurance that worth of the price as a serious prove and responsible reflection of the clients to undertake a coopertion and also as bank media in undertaking the principle of carefulness in giving the finance. 
FUNGSI JAMINAN DALAM PEMBIAYAAN MUSYARAKAH (STUDI PADA PT BANK KALSEL SYARIAH CABANG BANJARMASIN) Syarqawie, Fithriana; Syaifurrahman, Syaifurrahman
At-Taradhi Jurnal Studi Ekonomi Vol 5, No 2 (2014)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v5i2.219

Abstract

Basicly Musyarakah in fiqh muamalah is agreement of trust (amanah), which each of partners be rialiable with their own partner that have agreement with them, then in agreement of musyarakah each of partners do not allowed to ask for assurance to other partners. This research uses field research method by directly interviews the authorities of PT Bank Kalsel Syariah Banjarmasin Branch. The result of the procedure of musyarakah finance which is given by PT Bank Kalsel Syariah Banjarmasin Branch is a coorperation agreement between the bank and the clients where each of partners gives the contribution of fund and work in undertaking productive business. The profit result divide based on nisbah that has been agreed and one of the partners can ask the more pofit based on their works and the loss devides proportionally based on the fund that had been deposited by each of partners. The client is asked to include the additional material wealth assurance that worth of the price as a serious prove and responsible reflection of the clients to undertake a coopertion and also as bank media in undertaking the principle of carefulness in giving the finance.
Konsep Akad ' Seadanya ' dalam Sistem Perdagangan Masyarakat Banjar Kalimantan Selatan Rizali, Muhammad; Zahra, Pati Matu; Badrian; Syarqawie, Fithriana; Hafidzi, Anwar; Hisanah Alpasa, Khairatun
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 1 No. 01 (2023): Al-Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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Abstract

This journal examines the customary practices of the Banjar community in conducting "sighat akad" (contractual declaration) during transactions, which involve not only using the phrase "sell" or stating the price of the item as "I sell this shirt for fifty thousand,"but also adding the phrase "sell as is". The purpose of this research is to understand the perspective of the Shafi'i school of thought regarding the legal status of the contract of sale using the phrase "sell as is" in the Banjar community's practices. The research methodology employed in this study is field research with descriptive analysis, where data is collected through interviews and literary sources regarding the contractual agreements of buying and selling, which are then compared with the theories from the Shafi'i perspective. Based on the findings of this research, it can be concluded that according to the Shafi'i school of thought, the contract of sale using the phrase "sell as is" is permissible due to the mutual agreement between the seller and the buyer. This perspective aligns with the main objectives of a contract, which include the presence of mutual agreement, clarity of the object and terms, rightful ownership, and immediate payment and delivery.
Green Products, Halal Certification, and Halal Awareness: Case Study of Purchase Decision on Oriflame Products Nisa, Ainul Hayatin; Muhaimin, Muhaimin; Syarqawie, Fithriana; Akbar, Ilham; Rimayanti, Rimayanti
Li Falah: Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): December 2024
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v8i2.6767

Abstract

This research departs from consumer behavior in responding to issues of environmental damage. It pays attention to the halal status of a product, mainly imported products that follow Islamic Sharia principles. This study aims to determine the effect of green products, halal certification, and halal awareness on purchasing decisions for Oriflame products in Banjarmasin. This research is a type of field research with a quantitative approach. The population in this study are consumers of Oriflame products in the city of Banjarmasin. The number of samples in this study amounted to 96 with the purposive sampling technique. Data were collected using a questionnaire and then analyzed using multiple linear regression analysis techniques with the help of the SPSS 25 application. The results showed that green products, halal certification, and halal awareness simultaneously and partially positively and significantly affected purchasing decisions for Oriflame products in Banjarmasin City.
The Influence of Emotional Intelligence and Individual Characteristics on the Performance of Employees of the Department of Cooperatives, Micro, and Small Enterprises, Industry and Trade, Banjar Regency, South Kalimantan Fatimah, Siti; Audah, Ali; Kadir, Abdul; Naimah, Naimah; Syarqawie, Fithriana
JURNAL APLIKASI PELAYARAN DAN KEPELABUHANAN Vol 16 No 1 (2025): bulan September
Publisher : Universitas Hang Tuah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30649/japk.v16i1.184

Abstract

This study aims to analyze the influence of emotional intelligence and individual characteristics on employee performance, both simultaneously and partially, and to identify the most dominant variable affecting the performance of employees at the Office of Micro Enterprises, Industry, and Trade of Banjar Regency, South Kalimantan. The research employed a quantitative approach with a survey method and multiple linear regression analysis. A total of 39 respondents were selected using the total sampling technique. The results show that emotional intelligence and individual characteristics simultaneously have a significant effect on employee performance. Partially, both variables also positively and significantly influence performance, with individual characteristics being the most dominant factor. This finding implies that employees with strong characteristics including work motivation, responsibility, self-confidence, and aligned personal values are more capable of performing tasks professionally and consistently in accordance with the principles of equal and fair public service. These findings reinforce human resource management theories that highlight the importance of personal attributes and emotional competence in supporting individual performance. Furthermore, the results align with Law No. 43 of 1999, which emphasizes professionalism as a guiding principle in the recruitment and assignment of civil servants. The study recommends that organizations enhance their recruitment, training, and employee development programs by focusing on strengthening individual characteristics and emotional intelligence as key assets to improve the performance of civil servants.
The Development Strategy Of Mosque-Based Sharia Cooperatives By The Sharia Business Incubation Center (Pinbas) Of The Indonesian Ulema Council Of South Kalimantan Syarqawie, Fithriana; Tuti Hasanah
Al-Banjari : Jurnal Ilmiah Ilmu-Ilmu Keislaman Vol. 21 No. 1 (2022)
Publisher : Pascasarjana UIN ANTASARI Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/albanjari.v21i1.12502

Abstract

Many ways can be done to develop the economic potential that exists in the community, one of which is by establishing a Sharia Cooperative. The Indonesian Ulema Council of South Kalimantan (MUI Kal-Sel) considers that the welfare of the people will increase if the potential possessed by Islamic cooperatives is developed properly and correctly. Therefore, MUI Kal-Sel through its institution, namely the Pusat Inkubasi Bisnis Syariah  (PINBAS) seeks to realize this by conducting various activities that can motivate people to want to establish Islamic cooperatives. PINBAS Kal-Sel considers that the mosque is a gathering place for Muslims and has a clear and large mass so that the potential it has is very large for the economic development of the people if each mosque can establish and manage Sharia Cooperatives. On this basis, this study aims to determine the development strategy of mosque-based Islamic cooperatives by the Pusat Inkubasi Bisnis Syariah   (PINBAS) of the Indonesian Ulema Council of South Kalimantan as well as the strengths, weaknesses, threats and opportunities of these strategies. This type of research is field research or field research and is descriptive in nature. The data sources in this research come from informants and documents and are collected using interview techniques and documentary studies. The data obtained is then processed with editing, categorization and interpretation techniques. The data obtained is then analyzed qualitatively descriptive. The development strategy of mosque-based Islamic cooperatives by the Pusat Inkubasi Bisnis Syariah   (PINBAS) of the Indonesian Ulema Council of South Kalimantan can be seen in three aspects, namely aspects of planning, implementation and evaluation. There are three strength factors, 4 weakness factors, five opportunity factors and two threat factors that influence the selection of mosque-based Islamic cooperative development strategies by the Pusat Inkubasi Bisnis Syariah   (PINBAS) of the Indonesian Ulema Council of South Kalimantan.    
Co-Authors Abdul Kadir ali audah, ali Badrian Hafidzi, Anwar Hisanah Alpasa, Khairatun Ilham Akbar Muhaimin Muhaimin Naimah Naimah Nisa, Ainul Hayatin Rimayanti Rimayanti Rizali, Muhammad Siti Fatimah Syaifurrahman Syaifurrahman Tuti Hasanah Zahra, Pati Matu