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All Journal Bayani Fastabiq: Jurnal Studi Islam
Safitri, Nurlita
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Religion Arts Humanities Education Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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INVESTASI DALAM PERSPEKTIF EKONOMI SYARIAH Susana, Lina Marlina; Safitri, Nurlita
FASTABIQ: JURNAL STUDI ISLAM Vol 4, No 1 (2023): FASTABIQ: Jurnal Studi Islam
Publisher : Fakultas Agama Islam Universitas Muhammadiyah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47281/fas.v4i1.125

Abstract

The lack of public understanding of investment has resulted in many investors investing in industries thar produce and sell illegal products or illicit goods. There are also cases of people falling into fraudulent or (illegal) investments’his research is intended to provide insight into the perspective that Investment Outlook can simply be referred to as a way to develop income and can help us avoid inflation, with sharia investments, namely: musyarakah or shirkah (partnership) contracts, mudarabah or qirad contracts, leasing-leasing (ijarah), kafalah contract (collateral) and wakalah contract (representing). As well as giving the view that there are several investments that contradict sharia principles, examples of prohibited investments are: investments that contain usury (additional), gharar (uncertain), maysir (gambling), vanity, and Bay’i ma’dum. This research is a qualitative approach using content analysis in literature study. That is doing descriptive analytical on exiting sources both from book manuscripts and various journal articles obtained. Results, here’s an effective way to avoid illegal investment, 1). Be careful if you receive a very attractive prize offer, 2) make it a habit to check licensing/approval documents for investment institutions or companies, 3) examine the forms and methods of these Comines in marketing their investment products, 4) may not hand over funds before making and signing a formal and detailed agreement, and 5) immediately report any illegal investment. Keywords; Economic; Investment; Sharia
PENGELOLAAN KEUANGAN SYARIAH SEJAK USIA DINI DI DESA BOJONGKUNCI Mukhlishah; Safitri, Nurlita; Junaedi Ramadhan, Enjang; Amelia, Nina; Ramdiyati Ismi, Alfita
Bayani Vol 3 No 2 (2023): Bayani: Jurnal Studi Islam
Publisher : LPPAIK Universitas Muhammadiyah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52496/bayaniV.3I.2pp153-159

Abstract

In this day and age, money is a very useful thing. Using money is an activity that everyone does, from children to adults. The use of money is different, some manage to use money well and some do not. All people need to know the importance of managing finances and financial management education must be learned from an early age. Because without good financial management, it will have an impact on the economic welfare of the community. To develop an attitude of responsibility, the introduction of good financial management must be applied when entering junior high school (SMP). This research uses the method of implementing seminars and sharing which is carried out in Bojong Kunci Village aims to provide an understanding of: Principles of Islamic Economics, Embedding Ethical Values in Managing Finance, Development of Social Awareness: Through the introduction of the concept of zakat (mandatory donation) and infaq (voluntary donation), Formation of an Entrepreneurial Mindset Avoidance of Haram Transactions, Learning to Manage Finance Wisely and Future Preparation, Understanding the Concept of Interest and Risk, Understanding the principles of Islamic finance from an early age, the younger generation can contribute to a more just, sustainable and ethical society.
Co-Authors Amelia, Nina Junaedi Ramadhan, Enjang Mukhlishah Ramdiyati Ismi, Alfita Susana, Lina Marlina