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Journal : JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi)

ANALISIS MANAJEMEN RISIKO KEUANGAN PADA UMKM WARUNG MAKAN “TANJUNG RAYA” DI KOTA SEKADAU Junianta, Maria; Yulita; Mutyarani, Rara
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 12 No 1 (2025): JMBI UNSRAT Volume 12 Nomor 1
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v12i1.60194

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of local economies in Sekadau City, yet face financial risk management challenges. This study aims to analyze financial risk management at Tanjung Raya Food Stall. Using qualitative methods with descriptive analysis, interviews, and documentation, the results show that Tanjung Raya successfully manages financial risks through: (1) innovative menu and customer service, (2) business diversification (catering), (3) efficient cash flow and inventory management, and (4) independent working capital management. Tanjung Raya demonstrates effective financial risk management, reflecting prudent financial management and a focus on sustainability