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Analisis Pengaruh Kemiskinan Dan Pengangguran Terhadap Pertumbuhan Ekonomi Di Tapanuli Selatan Nasution, Fitri Sari Ramdhani; Sahnan, M.; Naeruz, Mila
JEKKP (Jurnal Ekonomi, Keuangan dan Kebijakan Publik) Vol 6, No 1 (2024): 30 Juli 2024
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/jekkp.v6i1.9494

The problem formulation of this research is whether poverty has an effect on economic growth, and whether unemployment has an effect on economic growth in South Tapanuli Regency . The aim of this research is to find out how the level of poverty and unemployment influences economic growth. This research was conducted in South Tapanuli Regency. The technical analysis of this research is quantitative analysis using classical and multiple linear assumption tests. The data source used in this research is secondary data downloaded via the official website of the Central Statistics Agency ( BPS ), especially data on the number of poverty in South Tapanuli Regency and data on the number of unemployed. and data on economic growth. Based on the results of research that has been conducted, it shows that poverty and unemployment have a positive or significant effect on economic growth in South Tapanuli Regency. It can be seen that the Fcount value is 14.955 and the Sig value. is 0.002. In the F distribution table, the Ftable value obtained at α = 0.05 with df1 ( df regression ) = 2 and df2 ( residual df ) = 3 is 9.5. This shows that the Fcount value ( 14.955 ) Ftable ( 9.55 ) and the Sig value 0.002 0.05. So it can be concluded that H0 is rejected and Ha is accepted, meaning that the poverty level and unemployment rate simultaneously have a significant effect on economic growth in South Tapanuli.The problem formulation of this research is whether poverty has an effect on economic growth, and whether unemployment has an effect on economic growth in South Tapanuli Regency . The aim of this research is to find out how the level of poverty and unemployment influences economic growth. This research was conducted in South Tapanuli Regency. The technical analysis of this research is quantitative analysis using classical and multiple linear assumption tests. The data source used in this research is secondary data downloaded via the official website of the Central Statistics Agency ( BPS ), especially data on the number of poverty in South Tapanuli Regency and data on the number of unemployed. and data on economic growth. Based on the results of research that has been conducted, it shows that poverty and unemployment have a positive or significant effect on economic growth in South Tapanuli Regency. It can be seen that the Fcount value is 14.955 and the Sig value. is 0.002. In the F distribution table, the Ftable value obtained at α = 0.05 with df1 ( df regression ) = 2 and df2 ( residual df ) = 3 is 9.5. This shows that the Fcount value ( 14.955 ) Ftable ( 9.55 ) and the Sig value 0.002 0.05. So it can be concluded that H0 is rejected and Ha is accepted, meaning that the poverty level and unemployment rate simultaneously have a significant effect on economic growth in South Tapanuli

The Effect of Motivation, Job Training, and Work Facilities on Employee Performance at the Madya Dua Medan Tax Service Office Simamora, Trina Natalia; Miranda, Nauval; Dewi, Viena Merlya; Meriati, Nita; Naeruz, Mila; Wasesa, Supar
Asian Journal of Management Analytics Vol. 3 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajma.v3i2.8175

This study investigates the impact of inspiration, work preparing, and work offices on representative execution at the Madya Dua Medan Assessment Administration Office. The study strategy was utilized utilizing a poll dispersed to a few representatives. The consequences of the relapse examination show that inspiration, work preparing and work offices fundamentally impact representative execution. These discoveries highlight the significance of dealing with these elements in working on the productivity and adequacy of duty authorities. Administrative ramifications and proposals for additional examination are likewise talked about. This exploration gives significant bits of knowledge to human asset the board in the duty area to further develop worker execution.

Analisis Pengaruh Kemiskinan Dan Pengangguran Terhadap Pertumbuhan Ekonomi Di Tapanuli Selatan Nasution, Fitri Sari Ramdhani; Sahnan, M.; Naeruz, Mila
JEKKP (Jurnal Ekonomi, Keuangan dan Kebijakan Publik) Vol 6, No 1 (2024): 30 Juli 2024
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/jekkp.v6i1.9494

The problem formulation of this research is whether poverty has an effect on economic growth, and whether unemployment has an effect on economic growth in South Tapanuli Regency . The aim of this research is to find out how the level of poverty and unemployment influences economic growth. This research was conducted in South Tapanuli Regency. The technical analysis of this research is quantitative analysis using classical and multiple linear assumption tests. The data source used in this research is secondary data downloaded via the official website of the Central Statistics Agency ( BPS ), especially data on the number of poverty in South Tapanuli Regency and data on the number of unemployed. and data on economic growth. Based on the results of research that has been conducted, it shows that poverty and unemployment have a positive or significant effect on economic growth in South Tapanuli Regency. It can be seen that the Fcount value is 14.955 and the Sig value. is 0.002. In the F distribution table, the Ftable value obtained at α = 0.05 with df1 ( df regression ) = 2 and df2 ( residual df ) = 3 is 9.5. This shows that the Fcount value ( 14.955 ) Ftable ( 9.55 ) and the Sig value 0.002 0.05. So it can be concluded that H0 is rejected and Ha is accepted, meaning that the poverty level and unemployment rate simultaneously have a significant effect on economic growth in South Tapanuli.The problem formulation of this research is whether poverty has an effect on economic growth, and whether unemployment has an effect on economic growth in South Tapanuli Regency . The aim of this research is to find out how the level of poverty and unemployment influences economic growth. This research was conducted in South Tapanuli Regency. The technical analysis of this research is quantitative analysis using classical and multiple linear assumption tests. The data source used in this research is secondary data downloaded via the official website of the Central Statistics Agency ( BPS ), especially data on the number of poverty in South Tapanuli Regency and data on the number of unemployed. and data on economic growth. Based on the results of research that has been conducted, it shows that poverty and unemployment have a positive or significant effect on economic growth in South Tapanuli Regency. It can be seen that the Fcount value is 14.955 and the Sig value. is 0.002. In the F distribution table, the Ftable value obtained at α = 0.05 with df1 ( df regression ) = 2 and df2 ( residual df ) = 3 is 9.5. This shows that the Fcount value ( 14.955 ) Ftable ( 9.55 ) and the Sig value 0.002 0.05. So it can be concluded that H0 is rejected and Ha is accepted, meaning that the poverty level and unemployment rate simultaneously have a significant effect on economic growth in South Tapanuli

PENINGKATAN LITERASI KEUANGAN UNTUK MEMBANGUN INTEGRITAS ANAK-ANAK SEKOLAH KELURAHAN TANAH ENAM RATUS KECAMATAN MEDAN MARELAN Ilmiha, Jalilah; Rangkuti, Lusi Elviani; Kurnianingsih, Henny Triastuti; Naeruz, Mila; Apriandi, Azhar; GP, Sherly Tania
Jurnal Pengabdian Mitra Masyarakat Vol 3, No 2 (2024): Edisi Maret
Publisher : Universitas Islam Sumatear Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/jurpammas.v3i2.9782

Financial literacy is the knowledge, skills and beliefs that influence attitudes and behaviors to improve the quality of decision-making and financial management to achieve public financial welfare. The understanding of financial literacy is one of the things that must be strengthened so that people can become wiser in making financial decisions. The results of observations and interviews conducted in Kelurahan Tanah Enam Ratus, Medan Marelan Subdistrict, we describe how many children spend their money to play online games on mobile applications, even they are not aware of topping up games repeatedly. This community service activity aims to provide an understanding of financial literacy and integrity from an early age, so as to improve the quality of students' insights, knowledge, value skills and attitudes. The implementation of this service at Harapan Bangsa Islamic Elementary School, Neighborhood VI, Tanah Enam Hundred Village. The students will be taught to learn independently and practice not relying on their parents from an early age through saving habits. The method used is through observation, interviews and theoretical presentation and training which begins with an explanation related to financial literacy and integrity. Direct explanation and training to students through financial literacy simulations by saving money carried out for seven days by putting it into each envelope. The implementation of financial literacy activities for students in schools to build integrity is expected to produce a generation that can manage their finances wisely and form individuals to be responsible and trustworthy. This service is expected to improve financial literacy and integrity attitudes so as to foster students' interest in saving from an early age and teach discipline and careful planning as well as increasing awareness to achieve success in the future.

Technology money supply and economic growth simultaneously in islamic banks in Indonesia Naeruz, Mila
Journal of Advanced Sciences and Mathematics Education Vol. 6 No. 1 (2026): Journal of Advanced Sciences and Mathematics Education
Publisher : CV. FOUNDAE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58524/jasme.v6i1.1064

Background: The expansion of digital financial technologies has fundamentally reshaped monetary systems in emerging economies, yet the structural interaction between e-money, money supply, Islamic banking, and economic growth remains theoretically fragmented. Existing studies predominantly adopt partial or linear approaches, overlooking the endogenous and simultaneous nature of these relationships. Aims: This study aims to develop a structural simultaneous equation model to capture the dynamic and reciprocal interactions among digital financial adoption, monetary expansion, Islamic banking performance, and economic growth. It contributes to mathematical and quantitative economic modeling by addressing endogeneity within a multi-equation financial system. Methods: Using quarterly time-series data from 2004 to 2024, this study employs a Two-Stage Least Squares (2SLS) estimation framework to identify causal relationships within an endogenous system. The model explicitly accounts for structural interdependence among variables, ensuring consistent parameter estimation under simultaneity conditions. Results: The results reveal that technological adoption and labor productivity significantly strengthen Islamic banking performance, while e-money exerts a dual structural effect by expanding money supply but weakening direct banking productivity. Furthermore, money supply and digital financial expansion positively influence economic growth, whereas Islamic banking shows a non-significant or negative direct effect, indicating a structural inefficiency in financial intermediation. Conclusion: This study uncovers a critical structural paradox in which the expansion of Islamic banking does not proportionally translate into economic growth, despite increased digital financial activity. The findings suggest that digital finance operates primarily through indirect monetary transmission channels rather than direct institutional performance. By modeling the financial system as an endogenous and simultaneous structure, this research advances the theoretical understanding of financial intermediation inefficiencies and provides a more rigorous quantitative framework for analyzing the complex interplay between digital finance and macroeconomic outcomes.

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