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All Journal Kompak : Jurnal Ilmiah Komputerisasi Akuntansi OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Al-Kharaj: Journal of Islamic Economic and Business Jurnal Ilmu Perbankan dan Keuangan Syariah Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran RATIO: Reviu Akuntansi Kontemporer Indonesia Jurnal Ekonomi Kreatif Indonesia IECON: International Economics and Business Conference
Antong
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Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Implementasi Pendidikan Literasi Keuangan Kontekstual dan Dampaknya terhadap Pemahaman dan Perilaku Keuangan Siswa Sekolah Menengah Pertama Muthmainnah; Amriani; Antong; Aco, Dedi
Jurnal Kependidikan : Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran, dan Pembelajaran Vol. 12 No. 1 (2026): March
Publisher : LPPM Universitas Pendidikan Mandalika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jk.v12i1.19808

Abstract

This study aims to describe the implementation of contextual-based financial literacy learning and to explore its role in shaping the financial understanding, attitudes, and behaviors of junior high school students at SMP Negeri 10 Palopo. The study employed a descriptive qualitative approach involving eight informants, consisting of three teachers and five students, who were purposively selected based on their active involvement in the learning process. Data were collected through classroom observations, semi-structured interviews, and documentation, and were subsequently analyzed using thematic analysis. The results show that learning activities that connect financial literacy materials with students’ real-life experiences, such as managing pocket money and engaging in simple business simulations, enhance students’ learning engagement and facilitate their understanding of financial concepts. The impact of this learning approach is reflected in improved financial understanding, the development of a sense of responsibility, and positive changes in financial behavior, particularly increased thriftiness and a stronger inclination to save. Pedagogically, this model highlights the importance of authentic experiences, active participation, and reflective learning in financial literacy education. Furthermore, the model can be adapted by other schools by adjusting it to students’ contextual backgrounds, integrating financial literacy into relevant subjects, and presenting simple financial practices that are closely related to everyday life.
Co-Authors Abid Ramadhan Aco, Dedi AMRAN, HIKMAL Amriani Azhar, Muh. Eldad Fajrullah Goso , Goso Halim Usman Halim Usman, Halim Heriyanti Indra Kusdarianto, Indra MUTHMAINNAH Peri Herdiansyah Putri Dewintari Rahmawati Regina Putri , A. Ananta Riyanti Rozita Sary Kasman Sri Wahyuny Mustafa sultan