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All Journal Syi'ar Iqtishadi
Najib, Mohamad Ainun
Universitas Sultan Ageng Tirtayasa
Economics, Econometrics & Finance Other

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Literature Study Of Investment Risk Management Implementation In Sharia Banking Suhartini, Nani; Atiah, Isti Nuzulul; Najib, Mohamad Ainun
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 2 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i2.23253

Abstract

A risk is a certain event that has the potential to create a loss. Investment risk in banking is the risk that requires the bank to share in the losses from the customer's business that has been financed in profit-sharing-based financing using the net revenue sharing method and the profit and loss sharing method. This study aims to analyze the determinants of investment risk and its impact on Islamic banking and the implementation of investment risk management in Islamic banking. This study uses a literature study approach to answer the research objectives and the analytical technique used in this research is content analysis. The results of this study found that there were differences in investment risk in Islamic banking, namely mudharabah and musyarakah investment risks.
Pengaruh Pemberdayaan Wanita Terhadap Pertumbuhan Ekonomi Melalui Usaha Makanan Halal (UMKM) Atiah, Isti Nuzulul; Najib, Mohamad Ainun; Najmudin, Najmudin
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 8, No 1 (2024)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v8i1.25807

Abstract

This research aims to analyze the relationship between women's empowerment and economic growth through halal food MSMEs. This research use the path analysis method (Structural Equation Modeling - SEM) to examine the relationship between women's empowerment variables (such as education, access to resources, and role in decision making) and economic growth through a mediator variable, namely the performance of halal food MSMEs. The results of this research show that based on the SEM test results, women's empowerment (through access to education, capital and policy support) significantly improves the performance of halal food MSMEs. Likewise, better performance of MSMEs contributes significantly to economic growth (increasing GDP, employment, and increasing living standards). This means that women's empowerment also has a direct influence on economic growth, although it is smaller than the influence through the performance of MSMEs
A Role Of Well-Being In Mediating Relationship Between Work Commitment And Religious Teacher's Performance Najmudin, Najmudin; Syihabudin, Syihabudin; Ma'zumi, Ma'zumi; Suja'i, Suja'i; Jakaria, Jakaria; Najib, Mohamad Ainun
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 8, No 2 (2024)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v8i2.29841

Abstract

This research aims to determine the direct and indirect relationships between the variables of work commitment and the performance of Islamic boarding school religious teachers in Serang Regency, Banten Province. (1) Does work commitment significantly influence the performance of modern Islamic boarding school religious teachers in Serang Regency, Banten Province? (2) Does work commitment significantly influence the well-being of modern Islamic boarding school religious teachers in Serang Regency, Banten Province? (3) Does well-being have a significant positive influence on the performance of modern Islamic boarding school religious teachers in Serang Regency, Banten Province? (4) Does work commitment, through well-being, have a significant positive influence on the performance of modern Islamic boarding school religious teachers in Serang Regency? The population of this study consists of all modern Islamic boarding school religious teachers in Serang Regency, Banten Province. The sample size is 84 individuals, obtained by multiplying the total number of indicators by 7, according to Ferdinand's theory. Data collection was done by distributing questionnaires via Google Forms. The data were processed using Smart PLS software version 3.2.9 and analyzed using path analysis. The results of this study indicate that (1) Work commitment has a significant positive influence on the performance of modern Islamic boarding school religious teachers in Serang Regency, Banten Province. (2) Work commitment has a significant positive influence on the well-being of modern Islamic boarding school religious teachers in Serang Regency, Banten Province. (3) Well-being has a significant positive influence on the performance of modern Islamic boarding school religious teachers in Serang Regency, Banten Province. (4) Work commitment, through well-being, has a significant positive influence on the performance of modern Islamic boarding school religious teachers in Serang Regency.
The Impact of Digital Literacy And Islamic Financial Literacy on Paylater Usage Decision in Serang District: Trust in Financial Institutions As A Mediating Variable Mukti, Titania -; Marlia, Sri -; Najib, Mohamad Ainun; Abduh, Muhammad -
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 9, No 1 (2025)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v9i1.32780

Abstract

This study aims to examine the influence of digital literacy and Islamic financial literacy on the decision to use paylater, with trust in financial institutions as a mediating variable. The method used in this study is a quantitative approach with a survey involving 228 respondents selected by the purposive sampling method with certain criteria. Data analysis was carried out using Structural Equation Modelling (SEM) with SmartPLS software. The results of the study show that digital culture and trust in financial institutions have a significant effect on the decision to use paylater services partially with the probability value of each prob. 0.000 and prob. 0.046. Meanwhile, digital ethics and digital skills did not have a significant effect on the decision to use paylater (prob. > value 0.05). In addition, Islamic finance skills (prob. 0.000) and Islamic financial knowledge (prob. 0.000) affect trust in Islamic financial institutions. In terms of moderation effect, this study found that only Islamic finance skills moderated the influence of trust in Islamic financial institutions on paylater usage decisions (prob. 0.048), while digital safety and digital skills did not show a significant moderation effect
Co-Authors Abduh, Muhammad - Atiah, Isti Nuzulul Atiah, Isti Nuzulul Jakaria, Jakaria Ma'zumi, Ma'zumi Marlia, Sri - Mukti, Titania - Najmudin Najmudin Suja'i, Suja'i Syihabudin, Syihabudin