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Investasi Emas Online Aplikasi Pluang Berdasarkan Tinjauan Fatwa DSN MUI NO:77/DSN-MUI/V/2010 Rozalina, Viona Asrifatur; Nikmah, Nafidatun
Islamic Economics and Business Review Vol 3 No 1 (2024): IESBIR, April 2024
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v3i1.7635

Abstract In guaranteeing the credibility of Pluang, it is affiliated with PT PG Berjangka, which has been officially registered and supervised by Badan Pengawas Perdagangan Berjangka Komoditi) di bawah Kementerian Perdagangan under the Ministry of Trade (BAPPEBTI). However, business operations need to be seen from their conformity with sharia rules. The aim of this research is to analyze the working system of the pluang application according to the review of the mui fatwa number 77/DSN-MUI/V/2010 concerning non-cash buying and selling of gold. This research is qualitative research using a library research method. The analysis technique used is content analysis. The conclusion from the results of this research is that in terms of the gold installment feature in Pluang, the installment principle is permitted due to compliance with procedures in accordance with DSN-MUI Fatwa No. 77/DSN-MUI/V/2010 concerning Non-Cash Buying and Selling of Gold. Judging from the limitations and conditions in the fatwa, there is no additional selling price even if there is an extension of time where there is concern that there will be usury, the gold purchased becomes collateral and cannot be used as the object of another contract. Keywords: Gold Investment, Pluang Application, Fatwa Abstrak Dalam menjamin kredibilitas Pluang berafiliasi dengan PT PG Berjangka, yang telah resmi terdaftar dan diawasi oleh Badan Pengawas Perdagangan Berjangka Komoditi) di bawah Kementerian Perdagangan (BAPPEBTI). Namun pada operasional bisnisnya perlu dilihat dari kesesuaiannya dengan aturan syariah. Tujuan penelitian ini yaitu untuk menganalisis sistem kerja aplikasi pluang sesuai tinjauan fatwa mui nomor 77/DSN-MUI/V/2010 tentang jual beli emas secara tidak tunai. penelitian ini adalah penelitian kualitatif dengan menggunakan metode pendekatan kepustakaan (library research). Adapun teknik analisis yang digunakan yaitu analisis isi (content analisys). Kesimpulan dari hasil penelitian ini adalah dalam hal fitur cicilan emas di Pluang, prinsip cicilan boleh dikarenakan taat prosedur sesuai dengan Fatwa DSN-MUI No. 77/DSN-MUI/V/2010 tentang Jual Beli Emas Secara Tidak Tunai. Ditinjau dari Batasan dan Ketentuan didalam fatwa tersebut berupa tidak ada tambahan harga jual meski ada perpanjangan waktu yang mana dikhawatirkan akan terdapat riba, emas yang dibeli menjadi jaminan dan tidak boleh dijadikan objek akad lain. Kata kunci: Investasi Emas, Aplikasi Pluang, Fatwa

Pemanfaatan Limbah Tempurung Kelapa sebagai Media Bahan Bakar Alternatif Berbentuk Briket Desa Siwalan Kecamatan Panceng Gresik Nikmah, Nafidatun; Musbikhin, Musbikhin; Safikah, Nurul
Keris: Journal of Community Engagement Vol. 3 No. 2 (2023): KERIS: Journal of Community Engagement
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/keris.v3i2.689

Coconut shells are solid waste from processed coconuts from which the coconut meat has been removed, but there are still many people who don't know how to manage them, so they become waste. Thus, the author is interested in managing this waste into something that has selling value so that apart from reducing the waste population it can also improve the economy. The author took a case study in Siwalan village, Panceng sub-district, Gresik Regency, because this area has quite a lot of coconut shell waste. The method used to implement this program is the Asset Based Community Development (ABCD) approach, by providing education and outreach to the community, especially mothers and traders, about how to process coconut shells into briquettes. This implementation method involves collecting coconut shells, processing, printing and drying and packaging. Through this activity, young people and other community groups will learn about how to make simple alternative energy which is not only a solution to waste problems, but also opens up business opportunities that can advance the village economy.

Peran Perempuan dalam Perekonomian Keluarga Petani di Pantura Kecamatan Brondong Kabupaten Lamongan Nikmah, Nafidatun; Muhammad Khowiludin
Al-Maqashid: Journal of Economics and Islamic Business Vol. 4 No. 1 (2024): April: Al Maqashid Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/maqashid.v4i1.905

Many women from the north coast of Lamongan work in the vegetable trading sector because this sector is able to provide a regular source of income. Apart from that, the vegetable farming sector also provides enormous opportunities for the involvement of women because the jobs that work in the circulation of vegetable farmers are very young. This research focuses on the role of women in their work that runs in the agricultural sector and whether the role they build can make a bargaining position in family decision-making. This research was conducted at a vegetable market located in Sendangharjo Village, Pambon and Sedayu, Lamongan. In this study used a descriptive qualitative approach, the data obtained using the method of observation, interviews, and documentation. Furthermore, the data was analyzed through several stages starting with data collection, data reduction, data presentation and drawing conclusions. Then triangulation of data was carried out to test the validity of the data. The results of the study show that the role of women fish traders who have an incomprehensible sense of why they have to work is very influential in improving the family's economy. At the level of access and control, women have made progress, even though men tend to be in a superior position. For those same people, they have been mutually dependent and supported in their roles between husband and wife

Development of stem-collaborative learning based arithmetic teaching material for enhancing students' critical thinking Nikmah, Nafidatun; Musbikhin; Mandala, Arif Sapta
Jurnal Pengembangan Pembelajaran Matematika (JPPM) Vol. 6 No. 2 (2024): Jurnal Pengembangan Pembelajaran Matematika: Volume 6 Nomor 2 August 2024
Publisher : Pusat Studi Pengembangan Pembelajaran Matematika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jppm.2024.62.94-107

The online learning methods used during the pandemic have impacted students' ability to communicate, collaborate, and build interpersonal relationships, which are crucial for developing collaborative skills. Students face limitations in receiving feedback and direct guidance from classmates and teachers, which affect the development of their collaborative skills. This research aims to develop STEM-Collaborative based teaching materials for arithmetic learning that can enhance students' critical thinking abilities. Research and development (R&D) approach was employed in this study using the 4-D development model. The development stages involved identification, design, and development. The research population consisted of 10th-grade students in a Vocational High School in the Bondowoso region. The research sample was selected using cluster random sampling technique, including individual trials, small group trials, and field test. Data was collected through expert validation sheets, questionnaires, and students' critical thinking ability tests. The research produced products in the form of Student Worksheets, Lesson Plans, and STEM-Collaborative Learning-based Assessment of Critical Thinking. The results showed that the developed instructional materials were valid based on expert evaluations. According to student assessments, the developed instructional materials were highly practical with a score percentage of 86%. The test results demonstrated a high improvement in students' critical thinking (n-gain = 0,703). There was a significant difference in students' critical thinking abilities between the experimental group and the control group (p < 0,05). Therefore, the developed instructional materials can be considered effective in fostering students' critical thinking. The implementation of STEM-Collaborative learning from these teaching materials has provided a positive contribution to enhancing students' critical thinking skills.

Urgensi Strategi Pemasaran UMKM Pada Era Digital: Studi kasus pada usaha "Aneka Krupuk" di desa Dagan Zawawi, Abdullah; Auwalia, Atik Fiitrotul; Nikmah, Nafidatun
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 2 No 1 (2024): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/oppotunity.v2i1.776

Nowadays, business competition is increasingly high, especially with increasingly rapid technological developments, MSME players must have a good strategy in order to remain competitive with other competitors. Therefore, this research aims to find out the marketing strategies carried out by MSMEs in facing very high competition in the digital era. The research method in this research uses a qualitative approach through carefully prepared interviews with MSME actors dagan. The results of this research are that the strategy that must be carried out by MSMEs dagan in order to survive in the digital era is to support aggressive marketing strategies so that they can show that these MSMEs can have the strength to take advantage of existing opportunities, so they can open more branches and gain abundant profits. and can establish good communication relationships with consumers. Persaingan usaha pada zaman sekarang semakin tinggi apalagi pada perkembangan teknologi yang semakin pesat membuat para pelaku UMKM harus mempunyai strategi yang baik agar tetap bisa bersaing dengan para kompetitor lainnya. Maka dari itu penelitihan ini bertujuan agar dapat mengetahui strategi pemasaran yang dilakukan oleh para UMKM dalam menghadapi persaingan yang sangat tinggi di era digital. Metode penelitihan dalam penelitihan ini menggunakan pendekatan kualitatif melalui wawancara yang sudah dipersipkan secara matang pada pelaku UMKM. Hasil penelitihan ini bahwa strategi yang harus dilakukan oleh UMKM agar bisa bersing pada era digital adalah mendukung pada strategi pemasaran yang agresif agar bisa menunjukan bahwa UMKM dagan ini bisa memiliki kekuatan untuk memanfaatkan peluang yang ada, agar bisa membuka cabang lebih banyak lagi dan mendapatkan keuntungan yang berlimpah dan dapat menjalin hubungan komunikasi dengan baik pada para konsumen.

Analisis Kemampuan Pemecahan Masalah Ekonomi Manajerial Mengacu Pada Teori Polya Ditinjau dari Kemampuan Matematis Setyowati, Suci Yongki; Nikmah, Nafidatun
Edu Journal Innovation in Learning and Education Vol. 3 No. 1 (2025): Edu Journal in Learning and Education
Publisher : Fakultas Tarbiyah Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/edu.v3i1.1739

This research aims to determine the problem-solving ability of students in managerial economics courses reviewed from mathematical abilities. Mathematical abilities are closely related to the managerial economics aspect. In the scope of managerial economics, it broadly covers economic problems that are closely related to the calculation process. This study was conducted at Sunan Drajat University, Lamongan. The population used in this study were 4th semester students of the Faculty of Islamic Economics and Business who took the managerial economics course. The research instrument was in the form of high school level mathematics questions used to determine the level of students' mathematical abilities. Another instrument used by researchers to determine the problem-solving ability of students in the Islamic Economics and Business study program at UNSUDA Lamongan was 2 questions related to optimization in managerial economics. This study is a descriptive study that provides an overview of the process of solving managerial economic problems that pay attention to aspects of mathematical abilities. The results of the study showed that students with high mathematical abilities had problem-solving abilities in the managerial economics course in the very good category. Students with moderate mathematical abilities had problem-solving abilities in the managerial economics course in the good category. Meanwhile, students with low mathematical abilities have problem-solving abilities in managerial economics courses in the less category.

Cognitive Psychology as A Solution for Integrating Computational Thinking in Mathematics Education Suwito, Abi; Susanto; Musbikhin; Nikmah, Nafidatun
Mudir : Jurnal Manajemen Pendidikan Vol. 7 No. 2 (2025): Juli : Mudir : Jurnal Manajemen Pendidikan
Publisher : Prodi. Manajemen Pendidikan Islam, Fakultas Tarbiyah, Institut Pesantren Sunan Drajat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/mudir.v7i2.1856

Integrating computational thinking skills into mathematics education poses a particular challenge, especially for students with cognitive barriers or learning difficulties. This study aims to examine relevant strategies for addressing the challenges of integrating computational thinking into mathematics learning through a cognitive psychology approach. Employing a literature review method, the research explores a variety of scholarly sources that discuss factors contributing to learning difficulties, both internal (such as cognitive and neurobiological development) and external (such as instructional design and teaching methods). The findings indicate that a cognitive psychological approach can be an effective solution, as it emphasizes thinking processes, motivation, and emotion in learning. Teachers must design instructional strategies that are responsive to students' cognitive capacities and support the development of computational thinking components, including problem decomposition, abstraction, pattern recognition, procedural algorithms, and generalization. With appropriate interventions, mathematics learning can shift its focus beyond content mastery to the sustainable development of computational thinking skills.

Peran Perempuan dalam Perekonomian Keluarga Petani di Pantura Kecamatan Brondong Kabupaten Lamongan Nikmah, Nafidatun; Muhammad Khowiludin
Al-Maqashid: Journal of Economics and Islamic Business Vol. 4 No. 1 (2024): April: Al Maqashid Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/maqashid.v4i1.905

Many women from the north coast of Lamongan work in the vegetable trading sector because this sector is able to provide a regular source of income. Apart from that, the vegetable farming sector also provides enormous opportunities for the involvement of women because the jobs that work in the circulation of vegetable farmers are very young. This research focuses on the role of women in their work that runs in the agricultural sector and whether the role they build can make a bargaining position in family decision-making. This research was conducted at a vegetable market located in Sendangharjo Village, Pambon and Sedayu, Lamongan. In this study used a descriptive qualitative approach, the data obtained using the method of observation, interviews, and documentation. Furthermore, the data was analyzed through several stages starting with data collection, data reduction, data presentation and drawing conclusions. Then triangulation of data was carried out to test the validity of the data. The results of the study show that the role of women fish traders who have an incomprehensible sense of why they have to work is very influential in improving the family's economy. At the level of access and control, women have made progress, even though men tend to be in a superior position. For those same people, they have been mutually dependent and supported in their roles between husband and wife

Urgensi Strategi Pemasaran UMKM Pada Era Digital: Studi kasus pada usaha "Aneka Krupuk" di desa Dagan Zawawi, Abdullah; Auwalia, Atik Fiitrotul; Nikmah, Nafidatun
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 2 No 1 (2024): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/oppotunity.v2i1.776

Nowadays, business competition is increasingly high, especially with increasingly rapid technological developments, MSME players must have a good strategy in order to remain competitive with other competitors. Therefore, this research aims to find out the marketing strategies carried out by MSMEs in facing very high competition in the digital era. The research method in this research uses a qualitative approach through carefully prepared interviews with MSME actors dagan. The results of this research are that the strategy that must be carried out by MSMEs dagan in order to survive in the digital era is to support aggressive marketing strategies so that they can show that these MSMEs can have the strength to take advantage of existing opportunities, so they can open more branches and gain abundant profits. and can establish good communication relationships with consumers. Persaingan usaha pada zaman sekarang semakin tinggi apalagi pada perkembangan teknologi yang semakin pesat membuat para pelaku UMKM harus mempunyai strategi yang baik agar tetap bisa bersaing dengan para kompetitor lainnya. Maka dari itu penelitihan ini bertujuan agar dapat mengetahui strategi pemasaran yang dilakukan oleh para UMKM dalam menghadapi persaingan yang sangat tinggi di era digital. Metode penelitihan dalam penelitihan ini menggunakan pendekatan kualitatif melalui wawancara yang sudah dipersipkan secara matang pada pelaku UMKM. Hasil penelitihan ini bahwa strategi yang harus dilakukan oleh UMKM agar bisa bersing pada era digital adalah mendukung pada strategi pemasaran yang agresif agar bisa menunjukan bahwa UMKM dagan ini bisa memiliki kekuatan untuk memanfaatkan peluang yang ada, agar bisa membuka cabang lebih banyak lagi dan mendapatkan keuntungan yang berlimpah dan dapat menjalin hubungan komunikasi dengan baik pada para konsumen.

Pemanfaatan Limbah Tempurung Kelapa sebagai Media Bahan Bakar Alternatif Berbentuk Briket Desa Siwalan Kecamatan Panceng Gresik Nikmah, Nafidatun; Musbikhin, Musbikhin; Safikah, Nurul
Keris: Journal of Community Engagement Vol. 3 No. 2 (2023): KERIS: Journal of Community Engagement
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/keris.v3i2.689

Coconut shells are solid waste from processed coconuts from which the coconut meat has been removed, but there are still many people who don't know how to manage them, so they become waste. Thus, the author is interested in managing this waste into something that has selling value so that apart from reducing the waste population it can also improve the economy. The author took a case study in Siwalan village, Panceng sub-district, Gresik Regency, because this area has quite a lot of coconut shell waste. The method used to implement this program is the Asset Based Community Development (ABCD) approach, by providing education and outreach to the community, especially mothers and traders, about how to process coconut shells into briquettes. This implementation method involves collecting coconut shells, processing, printing and drying and packaging. Through this activity, young people and other community groups will learn about how to make simple alternative energy which is not only a solution to waste problems, but also opens up business opportunities that can advance the village economy.

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