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Community Participation Dynamics in the Land Registration Process in the Digital Era and the Challenges Faced Robbani, Muhammad Rizqi; Meidianto, Muhammad Rizki; Nadhif, Faza Fatkhun; Niravita, Aprila; Fikri, Muhammad Adymas Haikal
International Humanity Advance, Business & Sciences Vol 2 No 2 (2024): October
Publisher : PT Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/ijhabs.v2i2.308

Abstract

This article aims to examine the dynamics of community participation in the land registration process in the digital era, as well as the challenges faced in optimizing citizen involvement. In the midst of developments in digital technology, land registration has great potential to become more transparent and efficient. However, although information technology can facilitate access to information and speed up the registration process, there are a number of challenges that need to be overcome. These challenges include the digital divide, low technological literacy among the community, and a lack of understanding of land rights. This research uses qualitative methods to find out people's experiences in participating in the land registration process and find ways to make people more active.  It is hoped that the results of this research can provide advice to the government and related parties so that people can participate more easily and everyone feels involved.
Legal Analysis of Law Enforcement In The Fraud Case At Bank Jago Muhammad, Raihan; Makhfud, Amirul; Ananta, Bintang Rafli; Robbani, Muhammad Rizqi; Arsy, Fauzuld Nur
Journal Management & Economics Review (JUMPER) Vol. 2 No. 3 (2024): November
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v2i3.347

Abstract

This research analyzes a fraud case at Bank Jago involving the embezzlement of customer funds worth Rp1.3 billion by a former bank employee in 2023. This case is of concern because it reveals weaknesses in the internal monitoring system and the risk of abuse of authority. Using a normative legal approach and qualitative descriptive methods, this research examines the chronology of events, the perpetrator's modus operandi, and the effectiveness of applicable regulations. Research data was obtained from secondary sources such as official reports, statutory regulations, internal bank policies, and scientific articles. The research results show that weak internal supervision and unauthorized access are the main causes of fraud. The perpetrators used their authority to illegally unblock customer accounts and transfer funds to their personal accounts, which violates the ITE Law, Fund Transfer and TPPU. This research highlights the importance of applying advanced technology such as artificial intelligence and big data analytics to detect potential fraud, synergy between banking institutions and law enforcement officials, as well as employee training to build an antifraud culture. With these recommendations, it is hoped that research can contribute to improving the integrity and security of the banking sector in Indonesia.