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All Journal Indonesian Journal of Educational Development (IJED) Riset Sains dan Teknologi Kelautan Journal of Banks and Financial Institutions
Dewi, Azizah Kusuma
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Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering

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PERAN KEBIJAKAN PEMBANGUNAN TERPADU DALAM MENGURANGI RESIKO BENCANA Dewi, Azizah Kusuma; Sasdar, Hylda
Riset Sains dan Teknologi Kelautan Volume 7, Nomor 1, Tahun 2024
Publisher : Departemen Teknik Kelautan Fakultas Teknik Universitas Hasanuddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62012/sensistek.v7i1.31643

Abstract

The research method approach using literature involves exploiting written sources of information such as scientific journals, books, research reports and mass media and other official documents. The research method used is a disaster risk assessment to identify threats and vulnerabilities in coastal areas. This study discusses the role of integrated development policies in disaster risk reduction. An integrated development policy is a comprehensive approach to managing natural disaster threats in coastal areas. It includes risk identification, good spatial planning, disaster-resistant infrastructure development, community education and emergency response preparedness. Cross-sector collaboration and community participation are also considered important in implementing this policy. The study also includes examples of integrated development policies implemented in Palu City in response to natural disasters that occurred in the region. The objective of this study is to reduce the risk of natural disasters through the implementation of integrated development policies.
THE INFLUENCE OF PROBLEM BASED LEARNING (PBL) MODEL ON IMPROVING LEARNING OUTCOMES IN SCIENCE SUBJECTS IN GRADE IV OF SD NURUL HUDA II YAPIS Ernawati, Ernawati; Mutmainnah, Nurul; Neti S, Neti S; Bariyyah, Sitti Khairul; Dewi, Azizah Kusuma
Indonesian Journal of Educational Development (IJED) Vol. 5 No. 2 (2024): August
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) Universitas PGRI Mahadewa Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59672/ijed.v5i2.3854

Abstract

This study aims to determine whether the Problem Based Learning (PBL) model influences the improvement of learning outcomes in Science subjects in Grade IV of SD Nurul Huda II Yapis for the academic year 2023/2024. The results of this research are expected to be beneficial both theoretically and practically. This study is an experimental research with a quasi-experimental design. Data collection techniques include observation, documentation, and testing. The data analysis technique used is the Independent Samples T test to determine if there is an effect of using the Problem Based Learning model on improving student learning outcomes. Based on the research results, the average scores obtained in the experimental class were 75.96 and in the control class were 65.08, as evidenced by the students' post-test results. The hypothesis testing resulted in a calculated t-value > critical t-value, specifically 2.596 > 1.673, with a significance level less than 0.05 (0.012). This indicates that the alternative hypothesis (Ha) is accepted and the null hypothesis (Ho) is rejected. Therefore, it can be concluded that there is a positive and significant influence of using the Problem Based Learning model on improving learning outcomes in Grade IV of SD Nurul Huda II Yapis for the academic year 2023/2024.
Financial Literacy and Digital Savings Behavior of Gen Z in the Fintech Era: A Systematic Literature Review Dewi, Azizah Kusuma
Journal of Banks and Financial Institutions Vol 1 No 2 (2025)
Publisher : Generate Digital Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70764/gdpu-jbfi.2025.1(2)-09

Abstract

Objective: This study aims to analyze the role of financial literacy and financial technology (fintech) in shaping the savings mindset and economic behavior of Generation Z in the digital age. Research Design & Methods: This study employs a Systematic Literature Review (SLR) approach to scientific articles published between 2020 and 2024, focusing on financial literacy, fintech, and Generation Z's saving behavior. Data were analyzed by reviewing patterns of findings, research gaps, and the theoretical and practical relevance of the available literature. Findings: The study results indicate that financial literacy is a cognitive and affective foundation for enhancing understanding, awareness, and healthy financial decision-making among Generation Z. On the other hand, fintech functions as a facilitator through interactive, transparent digital services equipped with practical gamification features that encourage savings discipline. The synergy between the two has been proven to strengthen sustainable saving behavior, reduce dependence on high-cost loans, and improve long-term financial resilience. Implications & Recommendations: The findings emphasize the need to integrate financial literacy programs with digital fintech solutions relevant to Generation Z's lifestyle. Stakeholders, including educational institutions, financial institutions, and the government, need to collaborate in designing interactive and technology-based financial education programs to improve the effectiveness and sustainability of saving behavior. Contribution & Value Added:  This research offers a conceptual framework emphasizing the synergy between financial literacy and fintech in shaping Generation Z's saving habits. The added value of this study lies in presenting the latest evidence from the literature that can be used as a basis for developing policy strategies and digital financial product innovations.
Co-Authors Bariyyah, Sitti Khairul Ernawati Ernawati Neti S, Neti S Nurul Mutmainnah, Nurul Sasdar, Hylda