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How to Control Children's Consumption Behavior? Sa'adah, Silky Roudhotus; Najib, M. Thoha Ainun
Journal of Economics Education and Entrepreneurship Vol 5, No 1 (2024): JEE, APRIL 2024
Publisher : Program Studi Pendidikan Ekonomi FKIP Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jee.v5i1.9169

Abstract

This study aims to find out how parents internalize the control of consumption behavior of elementary school age children (7 -12 years). This research uses qualitative research with exploratory descriptive approach. Participants in this study were 200 elementary school students aged 7-12 years. Data was collected through interview, observation, and documentation techniques and analyzed. The results showed that the internalization of wise consumption as a control of children's consumption behavior was carried out by 1) Habitating relevant actions, 2) Introducing money from an early age, 3) Providing verbal explanations to children, 4) Giving direct examples to children, 5) Teaching manage finances to children from an early age, 6) Teach children about rationality in consumption, 7) Children are taught how to make economic decisions, 8) Give children confidence in financial management, 9) Discuss the use of money between children and parents, 10) Familiarize children to live economically from an early age, 11) Teach children to save.
Penerapan Tanaman Hidroponik Untuk Membangun Kemampuan Dalam Meningkatkan Ketahanan Pangan Didesa Karangpatihan Najib, M. Thoha Ainun; Rugmana, Poppy Ardianti; Sabella, Prika Wahyu; Kholila Q.F., Rifa Nur
Jurnal Terapan Ekonomi dan Bisnis Vol 3, No 2 (2023): September
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/jteb.v3i2.7825

Abstract

Program Sosialisasi dan Pelatihan ini dapat meningkatkan kemampuan dan kreatifitas masyarakat khususnya kelompok tani dalam bercocok tanam dengan menggunakan lahan yang tidak terlalu luas. Salah satu dari tujuan yang paling utama dalam kegiatan yaitu dapat meningkatkan kesadaran yang mampu dan ketahanan pangan masyarakat melalui penanaman sayuran hydroponik dengan memanfaatakan daur ulang limbah botol plastik untuk  wadah media penanaman. Sistem hidroponik tersebut berbasis ramah lingkungan. KPM ini dilakukan dengan metode (ABCD) Asset Based Community Development dengan menggunakan asset untuk mengembangkan potensi sebagai kekuatan yang dimiliki komunitas. Dalam kegiatan penanaman sayuran hidroponik ini melibatkan kelompok tani serta masyarakat umum dari 4 RT/RW Dusun Krajan, Desa Karangpatihan. Kegiatan ini mampu meningkatkan kemampuan  dan pengarahan kepada kelompok tani melalui pelatihan pembuatan sistem hidroponik sederhana dengan menggunakan botol plastik sebagai media tanam, yang dapat menghasilkan sayuran hidroponik dengan kualitas yang baik. Setelah pelatihan berlangsung diharapkan masyarakat dapat mengolah limbah menjadi bahan daur ulang agar tidak terjadi pencemaran lingkungan. Selain itu juga membantu mengurangi permasalahan ekonomi.
Praktek Predatory Pricing dalam Perspektif Maqashid Syariah Faishol, Muhammad; Nisak, Luluk Nur Sayidatin; Najib, M. Thoha Ainun; Mukminin, mas Ach Azmi; Sadid, M. Ashilus
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol 4 No 2 (2022)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v4i1.1580

Abstract

Export and import activities cannot be denied by a country in order to meet the needs of its people, as well as a means of development, especially to increase the export aspect of state products. Competition is something that cannot be avoided from every country in seizing international market share and even world market share. Competition is not only carried out in a healthy manner, sometimes even in an unhealthy way, such as selling products at prices above the market price in general, even selling below a fair price with the aim of seizing market share and causing damage to market mechanisms, one of which is by conducting predatory pricing practices price. This unhealthy practice makes MSME actors and domestic industries feel disadvantaged, it will even have a negative impact on the economy of a country. This study is to see predatory pricing practices in the eyes of maqahid sharia using the pheno approach which is currently being sought after by MSME activists. The method used is descriptive analysis as an effort to solve problems by describing and explaining predatory pricing and its relationship with sharia maqashid. In the view of Islamic economics, the term predatory pricing is known as إغراق (ighraq), and Islam forbids ighraq because it is a trade practice that contains harm.
ANALISIS RASIO LIKUIDITAS, RASIO SOLVABILITAS, RASIO AKTIVITAS, DAN RASIO PROFITABILITAS TERHADAP KINERJA KEUANGAN PERUSAHAAN PADA PT. NIPPON INDOSARI CORPINDO TBK Ajeng Kartika Aprilia Santi; Cahyani, Anisa’ Dwi; Anita; Najib, M. Thoha Ainun
Jurnal Akuntansi dan Ekonomi Bisnis Vol. 13 No. 02 (2024): Volume 13 Nomor 02 (Oktober 2024)
Publisher : Politeknik Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33795/jaeb.v13i02.5251

Abstract

Kesehatan keuangan perusahaan bisa dievaluasi melalui analisis finansial menggunakan rasio likuiditas, solvabilitas, aktivitas, dan profitabilitas. Hal Ini membantu memahami bagaimana manajemen aset beroperasi, mengurangi risiko operasional dan keuangan. Khususnya, dalam konteks PT. Nippon Indosari Corpindo Tbk., analisis rasio ini memberi wawasan lebih dalam tentang kinerja perusahaan. Laporan keuangan yang diajukan ke Bursa Efek Indonesia menjadi sumber data utama untuk menganalisis rasio ini. Penelitian ini bersifat deskriptif kuantitatif, menggunakan data laporan keuangan tahunan dari 2022-2023 untuk mengevaluasi kinerja fiskal PT. Nippon Indosari Corpindo Tbk.
Pengelolaan Dana Zakat Produktif untuk Pemberdayaan Mustahiq (Studi Kasus di Kecamatan Jenangan, Kabupaten Ponorogo) Muttaqin, Abdul Azis; Azizah, Diah Ayu; Taslim, M. Muslih; Albab, Moh. Faris; Hanifah, Mufidlatul; N. , Yusmaniar Afifah; Najib, M. Thoha Ainun
Nidhomiya: Research Journal of Islamic Philanthropy and Disaster Vol. 3 No. 1 (2024): Islamic Philanthropy and Disaster
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/nidhomiya.v3i1.3113

Abstract

The study aims to explore the management of a productive zakat program to empower mustahiq in Jenangan District, Ponorogo Regency carried out using the ABCD method. The research data is collected through interviews with zakat managers, mustahiq, and stakeholders. Data analysis used is a qualitative method to examine the performance of the management of the productive zakat program and its impact on mustahiq. The results show that the management of productive zakat can provide significant benefits in improving the well-being of mustahiq through various economic empowerment programs. Nevertheless, the challenges related to management, monitoring, and evaluation remained an important focus in ensuring the effectiveness and sustainability of the program. The implications of this research provide valuable insights for the zakat management institutions and other stakeholders in refining the effectiveness of the mustahiq empowerment program through the management of productive zakat. Studi ini bertujuan untuk mengeksplorasi pengelolaan dana zakat produktif dalam upaya pemberdayaan mustahiq di Kecamatan Jenangan, Kabupaten Ponorogo. Studi ini menggunakan pendekatan ABCD. Data penelitian dikumpulkan melalui wawancara dengan pengelola zakat, mustahiq, dan pemangku kepentingan. Analisis data dilakukan dengan menggunakan metode kualitatif untuk memahami praktik pengelolaan dana zakat produktif dan dampaknya terhadap pemberdayaan mustahiq. Hasil penelitian menunjukkan bahwa pengelolaan dana zakat produktif dapat memberikan manfaat yang signifikan dalam meningkatkan kesejahteraan mustahiq melalui berbagai program pemberdayaan ekonomi. Namun, tantangan terkait manajemen, pengawasan, dan evaluasi tetap menjadi fokus penting dalam memastikan efektivitas dan keberlanjutan program zakat produktif. Implikasi dari penelitian ini memberikan wawasan yang berharga bagi lembaga pengelola zakat dan pemangku kepentingan lainnya dalam meningkatkan efektivitas program pemberdayaan mustahiq melalui pengelolaan dana zakat produktif.
Analisis Rasio Keuangan Dalam Mengukur Kinerja Keuangan PT. Adhi Karya 2021-2023 Krusdewinta, Heva Auliya; Triana, Ginza; Aby, Ferizky Sedayu; Najib, M. Thoha Ainun
Jurnal Ekonomi dan Bisnis Vol 16 No 2 (2024): JEB Vol 16 No 2 Juli 2024
Publisher : Sekolah Tinggi Ilmu Ekonomi Port Numbay Jayapura

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (393.929 KB) | DOI: 10.55049/6wt40968

Abstract

Selama tahun 2021-2023, PT. Adhi Karya Tbk. menghadapi berbagai tantangan dan peluang yang mempengaruhi kinerjanya. Penelitian ini bertujuan untuk mengukur kinerja keuangan PT. Adhi Karya periode 2021-2023 menggunakan rasio likuiditas, rasio solvabilitas, rasio aktivitas, dan rasio profitabilitas. Metode penelitian ini menggunakan metode kuantitatif deskriptif. Data penelitian ini bersumber dari laporan keuangan PT. Adhi Karya. Hasil penelitian ini menunjukkan bahwa PT. Adhi Karya Tbk. menunjukkan perbaikan struktur likuiditas dan ekuitas pada tahun 2021 hingga 2023, meskipun menghadapi tantangan pengelolaan kas pada tahun 2022. Efisiensi operasional dan pengelolaan aset membaik pada tahun 2023 setelah mengalami penurunan pada tahun 2022. Profitabilitas perseroan juga meningkat, terlihat dari peningkatan margin laba bersih , ROI, dan ROE, mencerminkan peningkatan kinerja keuangan dan manajemen.
Analisis Rasio Keuangan Dalam Mengukur Kinerja Keuangan PT Ultra Jaya Milk Industry & Trading Co. Tbk. Tahun 2022-2023 Putri, Aprianita Widyaning; Nurrohman, Arina L; Irsyadillah, Muh Iqbal; Najib, M. Thoha Ainun
Jurnal Ekonomi dan Bisnis Vol 16 No 2 (2024): JEB Vol 16 No 2 Juli 2024
Publisher : Sekolah Tinggi Ilmu Ekonomi Port Numbay Jayapura

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (443.869 KB) | DOI: 10.55049/tz0hw850

Abstract

Tujuan penelitian ini adalah untuk mengidentifikasi dan menganalisis rasio keuangan PT. Perusahaan Industri & Perdagangan Susu Ultrajaya, Tbk untuk periode tahun 2022 dan 2023. Penelitian ini menggunakan pendekatan deskriptif kuantitatif dengan memanfaatkan laporan keuangan, termasuk neraca dan laporan laba rugi, selama periode tersebut. Hasil analisis rasio keuangan menunjukkan bahwa likuiditas perusahaan dalam kondisi baik. Perusahaan dianggap sangat baik karena dapat memenuhi kewajibannya dengan jaminan aset dan modal yang dimiliki. Namun, karena perusahaan tidak mampu menggunakan asetnya secara efisien, rasio aktivitas dinilai kurang optimal, dan rasio profitabilitasnya juga dinilai kurang baik karena perusahaan tidak mampu menghasilkan laba yang memadai.
Efficiency of Bank-Linked Zakat Institutions in Indonesia: A DEA Approach Nisak, Khoirun; Najib, M. Thoha Ainun; Setyowati, Endah
El-Barka Journal of Islamic Economics and Business Vol. 8 No. 1 (2025)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v8i1.11754

Abstract

The remarkable potential of zakat in Indonesia has not been fully realized due to an optimal collection rate, necessitating more efficient management. One strategic step is the integration of zakat institutions with banking to leverage the network, technology, and governance of banks in enhancing the collection and distribution of zakat. However, the efficiency performance of zakat institutions affiliated with banks is still rarely studied using a quantitative approach. This study aims to measure the efficiency of zakat management institutions affiliated with banks in Indonesia and compare their performance using the Data Envelopment Analysis (DEA) method. This research utilizes data from the period 2017–2023, with the unit of analysis being two bank zakat institutions: Baitul Maal Muamalat (BMM) and YBM BRILiaN. Input variables include annual salaries, operational costs, and socialization costs, while output variables consist of collected and distributed zakat funds. The analysis was conducted using the DEA BCC (Banker, Charnes, Cooper) and CCR (Charnes, Cooper, Rhodes) models to identify technical and scale efficiency. The research results show that Baitul Maal Muamalat (BMM) was only at an optimal efficiency level during the 2017–2019 period, while its performance declined in the 2020–2022 period. On the other hand, YBM BRILiaN consistently achieved full efficiency throughout 2021–2023. These findings provide an empirical basis for managerial improvements and the strengthening of the capacity of bank zakat institutions, while also reinforcing the integration of zakat with the banking system in Indonesia.
Financial Performance Assessment of PT Idea Indonesia Akademi Tbk: A Ratio-Based Analysis in the E521 Sector Ni’am, Muh Imdaadun; Najib, M. Thoha Ainun
MASALIQ Vol 5 No 4 (2025): JULI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/masaliq.v5i4.6513

Abstract

This study is driven by the growing trend of educational institutions becoming publicly listed in Indonesia, highlighting the urgent need for a deeper understanding of financial health within this evolving sector. Focusing on PT Idea Indonesia Akademi Tbk, a pioneering public company in Indonesia’s education industry, this research analyzes its financial performance using a comprehensive financial ratio approach. Drawing on audited financial statements from fiscal years 2023 and 2024, the study examines four core categories of financial ratios: liquidity, solvency, activity, and profitability. Employing a qualitative descriptive-comparative methodology, the research aims to provide insights into the company’s financial dynamics during its post-IPO period. The findings show marked improvements in liquidity and capital structure, as reflected in higher current and quick ratios, an increased equity-to-asset ratio, and reduced debt levels. Conversely, profitability metrics, including Net Profit Margin, Return on Assets, and Return on Equity declined, indicating challenges in cost efficiency and revenue optimization. While inventory turnover improved substantially, a drop in receivable turnover suggests weaknesses in credit management. These mixed outcomes point to a strategic prioritization of financial stability, albeit at the expense of operational profitability. The study contributes to the limited literature on financial performance in the education sector, offering practical implications for investors, corporate management, and policymakers seeking to strengthen financial decision-making within publicly listed educational institutions in emerging markets.
Praktek Predatory Pricing dalam Perspektif Maqashid Syariah Faishol, Muhammad; Nisak, Luluk Nur Sayidatin; Najib, M. Thoha Ainun; Mukminin, mas Ach Azmi; Sadid, M. Ashilus
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol. 4 No. 2 (2022)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v4i1.1580

Abstract

Export and import activities cannot be denied by a country in order to meet the needs of its people, as well as a means of development, especially to increase the export aspect of state products. Competition is something that cannot be avoided from every country in seizing international market share and even world market share. Competition is not only carried out in a healthy manner, sometimes even in an unhealthy way, such as selling products at prices above the market price in general, even selling below a fair price with the aim of seizing market share and causing damage to market mechanisms, one of which is by conducting predatory pricing practices price. This unhealthy practice makes MSME actors and domestic industries feel disadvantaged, it will even have a negative impact on the economy of a country. This study is to see predatory pricing practices in the eyes of maqahid sharia using the pheno approach which is currently being sought after by MSME activists. The method used is descriptive analysis as an effort to solve problems by describing and explaining predatory pricing and its relationship with sharia maqashid. In the view of Islamic economics, the term predatory pricing is known as إغراق (ighraq), and Islam forbids ighraq because it is a trade practice that contains harm.