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Penerapan Tanaman Hidroponik Untuk Membangun Kemampuan Dalam Meningkatkan Ketahanan Pangan Didesa Karangpatihan Najib, M. Thoha Ainun; Rugmana, Poppy Ardianti; Sabella, Prika Wahyu; Kholila Q.F., Rifa Nur
Jurnal Terapan Ekonomi dan Bisnis Vol. 3 No. 2 (2023): September
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/jteb.v3i2.7825

Abstract

Program Sosialisasi dan Pelatihan ini dapat meningkatkan kemampuan dan kreatifitas masyarakat khususnya kelompok tani dalam bercocok tanam dengan menggunakan lahan yang tidak terlalu luas. Salah satu dari tujuan yang paling utama dalam kegiatan yaitu dapat meningkatkan kesadaran yang mampu dan ketahanan pangan masyarakat melalui penanaman sayuran hydroponik dengan memanfaatakan daur ulang limbah botol plastik untuk  wadah media penanaman. Sistem hidroponik tersebut berbasis ramah lingkungan. KPM ini dilakukan dengan metode (ABCD) Asset Based Community Development dengan menggunakan asset untuk mengembangkan potensi sebagai kekuatan yang dimiliki komunitas. Dalam kegiatan penanaman sayuran hidroponik ini melibatkan kelompok tani serta masyarakat umum dari 4 RT/RW Dusun Krajan, Desa Karangpatihan. Kegiatan ini mampu meningkatkan kemampuan  dan pengarahan kepada kelompok tani melalui pelatihan pembuatan sistem hidroponik sederhana dengan menggunakan botol plastik sebagai media tanam, yang dapat menghasilkan sayuran hidroponik dengan kualitas yang baik. Setelah pelatihan berlangsung diharapkan masyarakat dapat mengolah limbah menjadi bahan daur ulang agar tidak terjadi pencemaran lingkungan. Selain itu juga membantu mengurangi permasalahan ekonomi.
Analisis Fatwa DSN-MUI No. 73/DSN-MUI/XI/2008 tentang Musyarakah Mutanaqisah Najib, M. Thoha Ainun; Ilmiyah, Izzatul
Journal of Industrial and Syariah Economics Vol. 3 No. 1 (2025): October
Publisher : Program Studi Ekonomi Syariah STAI Senori Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63321/jise.v3i1.132

Abstract

The Murabahah contract, which has long been widely used by Islamic banking institutions to realize their financing functions, has shown several weaknesses, despite being a relatively certain and simple mode to implement. Such certainty, however, becomes a drawback for banks when the banking industry, including Islamic banks, must adjust the amount of credit payments made by customers in accordance with prevailing interest-based models within Islamic banking systems. The objective of this study is to analyze the legal foundations, rationality, and relevance of implementing the Musyarakah Mutanaqisah contract as a solution to the weaknesses of the Murabahan contract in modern Islamic financing. The research methodology employed in this study is library research, which involves examining various primary and secondary sources such as the fatwas of the National Sharia Council og the Indonesian Ulema Council (DSN-MUI), opinions of classical scholars related to partnership-based financing. The findings of this study indicate that the ijtihad of DSN-MUI in formulating the fatwa on Musyarakah Mutanaqisah is strongly supported by both naqli arguments and the views of previous scholars. Although Musyarakah Mutanaqisah represents a new form of business partnership, the application of a hybrid contract approach can serve as an innovative solution for Islamic banking, providing both convenience and fairness for customers
Measuring the Financial Resilience of Indonesian Banking Sector under Geopolitical Uncertainty Using Panel Vector Autoregression (PVAR) Nisak, Khoirun; Setyowati, Endah; Najib, M. Thoha Ainun
The International Journal of Financial Systems Vol. 3 No. 2 (2025)
Publisher : Otoritas Jasa Keuangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61459/ijfs.v3i2.88

Abstract

Geopolitical tensions can affect the stability of companies, including Indonesia's banking sector. Geopolitical risk, as measured by the Geopolitical Risk Index (GRI), is an external factor that reflects economic and political uncertainty arising from global adverse events. This study aims to understand the dynamics of the interaction of geopolitical risk on the stability of banking indicators, including ROA, ROE, CAR, and NPL. Furthermore, this study aims to assess financial resilience in the banking sector amid geopolitical tensions. Sampling was conducted across banking categories, including KBMI 4, KBMI 3, Islamic banks, and regional development banks. The data used are quarterly panel time series from 2015 to 2024. The analysis was conducted using Panel Vector Autoregression (PVAR) with the Generalised Method of Moments (GMM) approach. The results show that the impact of the GRI shock on banking indicators is short to medium-term, with the most significant effects on profitability (ROA, ROE) and credit quality (NPL). The results confirm that global geopolitical pressures play a dominant role in explaining fluctuations in bank indicators in Indonesia, particularly capital efficiency and capital structure. Based on the dynamics of these interactions, Bank A, Bank B, Bank D, and Bank E are classified as more resilient, and Bank C, Bank F, Bank G, and Bank H are classified as less resilient. More resilient banks are characterised by a low GRI impact on ROA and CAR, and a quick return to stability, while less resilient banks have a high GRI impact on ROE and CAR.
E-SERVICE QUALITY EFFECT TOWARD CONSUMER ATTITUDE THROUGH CONSUMER SATISFACTION ON SHOPEE APPLICATION Najib, M. Thoha Ainun; Sa’adah, Silky Roudhotus; Putro, Rizky Listyono
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 12 No. 2 (2023)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v12i2.1489

Abstract

This research to analyze the effect of e-service quality toward consumer attitude through consumer satisfaction on Shopee Application in Malang. The research was conducted in Malang with 152 respondents as the sample. This research used Structural Equation Modeling based on Partial Least Square. The research finding showed that there was positive and significant effect of e-service quality toward consumer satisfaction on the Shopee Application. There was positive and significant effect among consumer satisfactions on consumer attitude on Shopee Application. There was positive and significant effect among e-service qualities on consumer attitude on Shopee Application. There was positive and significant effect among e-service qualities on consumer attitude through consumer satisfaction on Shopee Application.