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All Journal Journal of Computer Science and Information Systems (JCoInS) Journal of Student Development Informatics Management (JoSDIM) As-Syirkah: Islamic Economic & Financial Journal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Muti, Ahmad
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Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Other

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Analisis Produk Simpan Pinjam Dan Pembiayaan Syariah Dalam Perspektif Hukum Syariah (Studi Pada Koperasi Swadaya Pribumi Klapanunggal Kabupaten Bogor) Apipah, Neng Ulpa; Munir, Muhammad Misbakul; Muti, Ahmad
Journal of Computer Science and Information System(JCoInS) Vol 5, No 2: JCOINS | 2024
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jcoins.v5i2.5869

Abstract

This thesis is entitled "Analysis of Sharia Savings and Loans and Financing Products In Sharia Law Perspective (Study of Indigenous Self-Help Cooperatives Klapanunggal Bogor Regency)” this is descriptive qualitative research, namely The researcher explains the facts in the field to determine their suitability with sharia standards in the process of implementing the products contained in Klapanunggal Indigenous Self-Help Cooperative, Bogor Regency. This thesis is focused research on the Sharia Savings and Loans and Financing Unit. In the product divided into 2 (two), namely financing products and savings products. Results research shows that the Klapanunggal Indigenous Self-Help Cooperative inits implementation is in accordance with sharia. Rukun, terms and conditions of the contract are created based on the DSN-MUI Fatwa (National Sharia Council - Ulama Council Indonesia) which has been adapted to the Koran, al-Hadith and the consensus of the ulama.
Pengaruh Kualitas Layanan Mobile Banking Terhadap Kepuasan Nasabah Bank Syariah Indonesia (Studi Kasus Pada Pegawai Al-Fityan Boarding School Bogor) Lestari, Devi; Wibowo, Finantyo Eddy; Muti, Ahmad
Journal of Student Development Informatics Management (JoSDIM) Vol 3, No 2: JoSDIM | Desember 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/josdim.v3i2.5062

Abstract

Information technology and adult telecommunications are so fast that patterns of life and interhuman communication are affected, which information technology is know as the internet. Mobile Banking includes a service provided by banks to their clients to facilitate their transactions. You don’t have to come to the bank, because it’s a lot of good news. Wherever they can still act so they don’t interfere with the schedule. This study aims to determine the effect of Mobile Banking service quality on customer satisfaction at Bank Syariah Indonesia (Case Study on Employees of Al- Fityan Boarding School Bogor). The method used is a combination of quantitative and qualitative methods (Mix Methods) with a Sequential Explanatory model. The data source for this research is Al-Fityan Boarding School Bogor employees who use the Mobile Banking application. By using data collection techniques through interviews and questionnaires. Data analysis techniques used in this research are data quality tests, namely validity and reliability tests, classic assumption tests, namely normality tests and linearity tests, hypothesis testing, namely simple regression tests, correlation tests, coefficient of determination tests and t tests. After going through the quantitative procedures followed by qualitative procedures.This study obtained the results that the Quality of Mobile Banking Services had an effect on Customer Satisfaction as evidenced by the correlation test which obtained the results between the X and Y variables which were 0.686 > 0.05, so Ha was accepted and Ho was rejected. Which means that service quality has a positive effect on customer satisfaction. Then based on the tests that have been carried out with the coefficient of determination is 0.471 or around 47.1% This means that the effect of the independent variable on the dependent variable is 47.1% Meanwhile , the remaining 52.9% is explained by other variables not examined in this study.Based on the results of this study, the independent variable (Service Quality) has a significant effect on the dependent variable (Customer Satisfaction).
Potensi Pengembangan Masjid Dalam Islam Untuk Pemberdayaan Ekonomi Masyarakat (Penelitian Masjid Darussalam Kota Wisata) Eliyawati, Rini; Muti, Ahmad; Rochim, Abdul
Journal of Student Development Informatics Management (JoSDIM) Vol 3, No 2: JoSDIM | Desember 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/josdim.v3i2.5047

Abstract

This study aims to determine the potential for developing mosques for community economic empowerment and to find out the response of the community around the Darussalam mosque to the economic activities carried out by the mosque. This study uses a qualitative method with a descriptive approach. The data testing technique used is observation and interviews. The data analysis technique used in data collection and after data collection was completed used Miles and Huberman's interactive model in the form of data reduction, data presentation and drawing conclusions. The potential for developing mosques in Islam to empower the community's economy is a priority to improve the community's economy, therefore in the future after the completion of mosque construction is completed it is necessary for mosque management to optimize the function of mosques as a booster for community economic empowerment in the economic sector, special guidance and training for business actors around the mosque. The human resources of Takmir Darussalam Mosque, a tourist city in implementing the potential for community economic empowerment, have qualified qualities in realizing and producing policies for community economic empowerment.
Perspektif Hukum Islam Terhadap Jual Beli Diamond Pada Game Online Mobile Legends Via Online (Studi Kasus di Toko Online Diamond Mobile Legends “Kiming Store”) Muslihin, Nasrulloh Jundi; Muti, Ahmad; Saputra, Refki
Journal of Student Development Informatics Management (JoSDIM) Vol 3, No 2: JoSDIM | Desember 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/josdim.v3i2.5301

Abstract

Diamond transactions involve steps such as contact through social media or WhatsApp, choose diamond package, provide account information games, make payments, send proof of transfer, and receive diamonds after payment. There is also a list of diamond prices based on quantity. This thesis analyzes aspects of diamond buying and selling transactions from an Islamic perspective. Diamond buying and selling transactions in the online game Mobile Legends seen from perspective of Islamic law, where the pillars and conditions of buying and selling transactions are observed, including consideration of greeting contracts that allow for postponement of delivery goods. This transaction is considered valid if it meets these criteria. However, There is debate among Islamic scholars about the laws of playing games on line. Some consider it prohibited if they neglect their obligations and detrimental to one's productivity, while others consider it permissible as a form of entertainment. The research also warns of potential risks addicted to playing games. The conclusion of this research states that selling buying diamonds in the online game Mobile Legends is acceptable in view Islam as long as it complies with the principles of the sale and purchase agreement and does not violate the principles of Islamic law. However, this research also warns of dangers potential addiction to playing games
Pengaruh Der (Debt To Equity Ratio) Dan Return On Equity Terhadap Earning Per Share (Studi Kasus PT Campina Ice Cream Tbk) Afriani, Ade; Muti, Ahmad; Rochim, Abdul
Journal of Student Development Informatics Management (JoSDIM) Vol 3, No 2: JoSDIM | Desember 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/josdim.v3i2.5048

Abstract

This study aims to determine the effect of Debt to Equity Ratio (DER) and Return On Equity on Earning Per Share at the Campina Ice Cream Tbk company From 2017 to 2021. This study uses a quantitative method with a descriptive Approach. The data testing technique used is to test the classical assumptions. This Study uses multiple linear regression analysis and hypothesis testing. The analytical Tool used is the SPSS type 26 program. DER (Debt to Equity Ratio) is a reflection Of the company’s ability to fulfill all its obligations. The lower the DER ratio, the Higher the company’s ability to fulfill all its obligations. ROE (Return On Equity) Is a measure made to determine the ability of a company to generate profits for People who buy its shares. EPS (Earnings Per Share) is the company’s net profit Divided by the number of shares outstanding.
Pengaruh Literasi Keuangan Syariah dan Pendapatan Terhadap Pengelolaan Keuangan (Studi Kasus di Kantor Akuntan Publik Budiandru dan Rekan) Wafa Nabilah, Hamidah; Rizaludin, Rizaludin; Muti, Ahmad
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 10, No 1 (2025): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v10i1.7764

Abstract

Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh Literasi Kuangan Syariah dan Pendapatan Terhadap Pengelolaan Keuangan. Penelitian ini menggunakan pendekatan kuantitatif dengan menyebarkan angket kepada seluruh karyawan Kantor Akuntan Publik Budiandru dan Rekan yang diperoleh data sebanyak 73 responden. Penelitian ini menggunakan software SPSS 26. Hasil penelitian menunjukkan bahwa secara parsial variabel Literasi Keuangan Syariah (X1) berpengaruh positif dan signifikan terhadap Pengelolaan Keuangan (Y) hal ini ditunjukkan dengan thitung 5.677>1.994 dan nilai sig. 0.00<0.05, dan juga secara parsial variabel Pendapatan (X2) berpengaruh positif dan signifikan terhadap Pengelolaan Keuangan (Y) hal ini ditunjukkan dengan thitung 3.864>1.994 dan nilai sig. 0.00<0.05. Literasi Keuangan Syariah dan Pendapatan berpengaruh sebesar 56.6% terhadap Pengelolaan keuangan dan sisanya 43.4% dipengaruhi oleh variabel lain diluar penelitian.
Analisis Laporan Keuangan pada Akad Pembiayaan Murabahah Berdasarkan PSAK 102: Studi Kasus Baitul Maal Tamwil (BMT) Syariah Riyal (BSR) Kabupaten Bekasi Intishar, Fathonah; Bianda, Ryan; Muti, Ahmad
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 3 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/eeyft892

Abstract

This study aims to analyze the financial statements of murabahah financing contracts based on PSAK 102 with a case study on BMT Syariah Riyal Bekasi Regency. This study is a qualitative research with data collection techniques such as interviews, observations and documentation. This study aims to analyze the financial statements on the murabahah financing contract at BMT Syariah Riyal. However, in fact, Islamic banking and Islamic financial institutions in writing financial reports on murabahah contracts have not fully complied with PSAK 102 which explains murabahah contracts. This study provides empirical evidence in understanding the writing of financial statements of murabahah financing contracts based on PSAK 102.
Co-Authors Abdul Rochim Afriani, Ade Apipah, Neng Ulpa Bianda, Ryan Eliyawati, Rini Intishar, Fathonah Munir, Muhammad Misbakul Muslihin, Nasrulloh Jundi Refki Saputra, Refki Rizaludin, Rizaludin RR. Ella Evrita Hestiandari Wafa Nabilah, Hamidah Wibowo, Finantyo Eddy