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All Journal Jurnal Ekonomi Syariah Indonesia Jurnal Perbankan Syariah Indonesia (JPSI) International Journal of Economics, Management and Accounting Socio-Economic and Humanistic Aspects for Township and Industry Eks-Accuracy : Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Cendekia Ilmiah
Mutiah, Ridla
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences

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Analysis of Factors Influencing Community Decisions in Choosing Sharia Banking Services in Indonesia Nawawi, Muhammad; Juhadi, Juhadi; Mutiah, Ridla
International Journal of Economics, Management and Accounting (IJEMA) Vol. 1 No. 7 (2023): December
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v1i7.200

Abstract

This research is motivated by the many products and services offered by banking institutions providing broad opportunities for consumers to choose banking institutions that suit their needs. The aim of this research is to analyze the factors that influence people's decisions in choosing sharia banking services in Indonesia. This research method uses qualitative research methods. The data sources used in this research are primary data and secondary data. The research results show that the factors that influence customers' decisions to use sharia banking services are psychological and marketing factors consisting of motivation, perception, learning processes, beliefs, attitudes and products, promotions, advertising, and services. And the most influential is the principal part of banking practices and promotions carried out directly.
Implementasi Pembagian Laba Dan Ujrah Dalam Usaha Tekstil Serat Daun Nanas Berdasarkan Prinsip Ekonomi Syariah Wiharja, Jana; Mutiah, Ridla; Damayanti Rusmana, Fenny
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5475

Abstract

This research aims to understand the meaning and impact of profit sharing and ujrah in the pineapple leaf fiber textile business based on sharia economic principles for capital owners, managers, and workers. Participants in this research are capital owners, managers and workers of the business who were selected purposively. The instruments of this research are in-depth interviews, participant observation, and documentation. This research data analysis uses qualitative data analysis techniques with data reduction steps, data presentation, and drawing conclusions. The results of this research show that CV Serat AL FIBERS has succeeded in applying the principles of Islamic Economics in profit distribution and Ujrah. The application of these Principles provides benefits to Pineapple farmers, capital owners and workers. CV Seratt AL FIBERS implements a 50:50 profit sharing system from the selling price between capital owners and workers. This system is based on the mudharabah principle in Islamic economics. In this system, the capital owner provides all the business capital, while the workers provide the labor and expertise. The distribution of profits and ujrah in the pineapple leaf fiber textile business based on sharia economic principles has a deep meaning for participants, namely as a form of prosperity, justice, brotherhood and obedience to Allah SWT.
Co-Authors Abdal Haq, Dikri Aldi Pramesti, Moch Apriana, Agung Damayanti Rusmana, Fenny Dwi Ramadhan, Kurniawan Farhan Fadilah, Moch Gugun Gunawan, Gugun Gusti Susmanto, Faizal Hastuti Permana, Putri Iwan Setiawan Juhadi Juhadi Muhammad Nawawi Mulyana, Nurdin Purnamasari Sukirman, Rania Septian Fadriansyah, Dika Suganda, Nanang Suhairi, Dadang Wahyu Wahyu Wiharja, Jana