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Perlindungan Konsumen dalam Akad Jual Beli Diskon Akhir Tahun Perspektif Ekonomi Syariah Harjoni; Karfin; Hasrun, Andi; Mukaromah, Lisa Aminatul; Winarsih, Sri
Al-Mizan Vol 11 No 2 (2024): Al-Mizan
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam (IAI) Al-Aziziyah Samalanga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54621/jiam.v11i2.931

Abstract

The background of this research focuses on consumer protection in the practice of end-of-year discount sales from the perspective of Islamic economics. End-of-year discount practices often do not align with the principles of Islamic economics, which require transactions to be conducted with transparency, honesty, and fairness. This research uses the library research methodology, collecting and analyzing literature related to Islamic economics, consumer protection, and discount practices. The purpose of this research is to analyze the extent of consumer protection in end-of-year discount transactions and identify the application of Islamic principles in these practices. The results show that end-of-year discount practices often neglect Islamic principles such as fairness, transparency, and trustworthiness. Many businesses fail to provide clear product information, which can harm consumers. The study also finds that current regulations do not fully accommodate Islamic values, requiring enhanced oversight and education for both businesses and consumers. In conclusion, integrating Islamic principles into end-of-year discount transactions can improve consumer protection and create a more just economic ecosystem. The contribution of this research is to provide a new perspective for the development of consumer protection policies that align with Islamic economic principles.
Dampak Kehadiran Transportasi Online Maxim Car Terhadap Pendapatan Transportasi Umum di Kota Sorong Rablan, La Ode; Karfin; Rabiudin
HORIZON: Indonesian Journal of Multidisciplinary Vol. 4 No. 4 (2026): HORIZON: Indonesian Journal of Multidisciplinary
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/hijm.v4i4.6986

Abstract

This study aims to analyze the impact of Maxim's presence on the income of conventional public transportation drivers in Sorong City. The study used a comparative quantitative approach involving 120 public transportation drivers selected through purposive sampling. Data were collected using a closed-ended questionnaire containing information on income, number of passengers, operating hours, and driver perceptions before and after Maxim's presence. Data analysis was conducted using descriptive statistics, normality tests, and paired sample t-tests. The results showed that Maxim's presence had an impact on the income of conventional public transportation drivers, followed by a decrease in the number of passengers, even though the drivers' operating hours tended to increase. The results of the hypothesis test showed a significant difference in income before and after Maxim's operation (p < 0.05). These findings indicate that app-based transportation has become a form of digital disruption that affects the economic sustainability of conventional public transportation drivers. Therefore, adaptation efforts are needed through improving service quality, structuring the transportation system, ensuring fare certainty, and strengthening digital transformation so that public transportation remains competitive amidst the development of app-based transportation.