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Youth Economic Empowerment Strategy Based on the Utilization of the YouTube Platform in YouTuber Tapen Bondowoso Village Fawaid, Yazidul; Ulfah, Mariyah; Masruroh, Nikmatul
Amalee: Indonesian Journal of Community Research and Engagement Vol 5 No 1 (2024): Amalee: Indonesian Journal of Community Research and Engagement
Publisher : LP2M INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/amalee.v5i1.4186

Tapen Bondowoso village in Bondowoso Regency has undergone digital transformation, evolving into a YouTuber Village driven by the creative endeavors of its youth. This qualitative phenomenological research investigates the use of the YouTube platform in the village, outlines the youth economic empowerment strategy through content creation, and assesses the economic status of youth pre, and post-empowerment. Utilizing snowball techniques, the researchers identified young YouTubers as informants and employed interviews, observations, and documentation. Findings reveal active community participation in YouTube content creation, motivated by economic and environmental factors. The empowerment strategy encompasses enablement, strengthening, protection, support, and maintenance. Post-empowerment, there is a significant positive impact on the economic conditions of youth, evident in improved income and heightened fulfillment of needs. This research highlights the transformative role of YouTube-based empowerment for both individual youths and the broader Tapen village community.

The Village Industrialization and Civilization: A Critical Reading Shahrin, Attori Alfi; Fawaid, Yazidul; Masruroh, Nikmatul; Umamah, Lidhatul; Dono Hariyanto, Al Furqon
TSAQAFAH Vol. 19 No. 2 (2023): Tsaqafah Jurnal Peradaban Islam
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v19i2.9354

This study case aims, 1) to explore the trend of industrialization in Indonesia, especially in villages areas, 2) to criticize industrialization in villages areas using environmental sustainability studies, 3) to analysis and studies till related to village industrialization from the perspective of maqashid sharia. This analysis goal was achieved by using a qualitative approach with the type of digital and industrial village case studies in the East Java region. Data were collected by observation, interviews, documentation and FGD then analyzed using critical analysis. Data validity uses source triangulation. The research results, 1) the trend of industrialization in villages areas has a positive impact on economic growth, but has changed the rural structure from agrarian to industrial and digital villages. 2) Industrialization in villages areas is contrary to the concept of environmental sustainability, 3) Village industrialization from maqashid shariah studies provides benefits from the perspective of hifdz an nafs, hifdz al 'aql, hifdz al mal and hifdz al bi’ah. However, from the point of view of hifdz ad din and hifdz al nasl, it cannot be categorized as mashlahah, because the presence of village industrialization besides having an impact on environmental damage can also result in moral degradation.

SUSTAINABLE FINANCIAL LITERACY POLICY IN BREAKING THE CHAIN OF DEBT AND RECEIVABLES IN HOUSEHOLDS FADLI, AHMAD; MASRUROH, NIKMATUL; FAWAID, YAZIDUL; SHAHRIN, ATTORI ALFI
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 9, No 2 (2024): Juli - Desember 2024
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v9i2.1490

The purpose of this research, firstly; explore the practices of accounts payable and receivable that occur in households, secondly; the formulation a sustainable financial literacy policy through digital applications and cooperative innovation and changing "titil" banks into sharia-based "installment" banks. The method used in writing this work is literature review and netnography. This approach is used to explore data via the internet from various conversations on social media as well as observing phenomena that occur in society related to debt and receivable transactions. Data was obtained through library or literature studies. Data analysis uses interpretive analysis to interpret data related to policies in carrying out continued financial literacy. Main findings in this research, namely, there are various types of debt practices in Indonesian households, there are models of debt to bank and non-bank financial institutions, there are models of debt to banks "titil", models of debt to loan sharks, models of debt via online applications (pinjol), debt to fellow neighbors, debt through cooperatives, debt by participating in social gatherings and so on. Various variations of debt models exist in Indonesian households. The way to overcome this is by presenting an application-based literacy policy. So, you can prevent debts from piling up further.

Green House and Ḥalāl Budget Allocation for Sustainable Household Finance Realization Masruroh, Nikmatul; Fadli, Ahmad; Shahrin, Attori Alfi; Fawaid, Yazidul
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 13 No. 2 (2023): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2023.13.2.100-118

This study explores the formulation of sustainable household financial management through the integration of Green House practices and ḥalāl budget allocation, grounded in Ibn Khaldūn’s social change theory. Employing a qualitative library research method supported by secondary data from national statistics and field observations in Indonesian villages, the study finds that conventional household consumption patterns—driven by overconsumption and digital spending habits—have contributed to both environmental degradation and financial instability. The proposed model promotes financial planning that balances consumption, saving, investment, and charitable giving (zakāh, infāq, ṣadaqah), while integrating eco-conscious practices such as waste banks, Sustainable Food House Areas (KRPL), and Climate Resilient Integrated Service Posts (Postaklim). This research contributes to global Islamic finance and sustainability literature by introducing a maqāṣid al-sharī‘ah-aligned household finance framework that operationalizes ethical budgeting and environmental stewardship. It offers a novel interdisciplinary perspective by combining green economy principles with Islamic economic ethics to promote long-term household financial resilience. The model may serve as a benchmark for international studies aiming to develop culturally contextualized frameworks for sustainable finance at the microeconomic level. Future research could apply this model across diverse socio-economic and cultural settings or test its impact quantitatively on household welfare and environmental outcomes.

Sustainable Financial Literacy Policy in Breaking the Chain of Household Debts and Receivables Fadli, Ahmad; Fawaid, Yazidul
OECONOMICUS Journal of Economics Vol. 8 No. 1 (2023): (December) edisi 15
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2024.8.1.7-16

This riset to explore the practices of debt and receivables that occur in households. Secondly, to formulate a sustainable financial literacy policy through digital applications and cooperative innovations, transforming the concept of conventional "lump sum" banks into Sharia-based installment banks. This work utilizes a literature review and netnography as the primary research methods. These approaches are employed to gather data from various social media conversations and observe phenomena related to debt and receivables transactions in society. Data is obtained through literature and documentary studies. The data analysis employs an interpretive approach to interpret the data related to policies in conducting sustainable financial literacy. In Indonesian households, there are various types of debt and receivables practices. These include debt to financial institutions such as banks and nonbank entities, debt through conventional "lump sum" banks, debt to loan sharks, debt through online applications (fintech platforms), debt to neighbors, debt through cooperatives, and debt acquired through rotating savings and credit associations (arisan). Various debt models exist within Indonesian households. Addressing these issues is possible through the implementation of applicationbased financial literacy policies, thereby preventing accumulating debts. The application-based financial literacy policy is employed to prevent debt and receivables practices from exceeding the household's capacity. If debt behavior can be controlled, it will contribute to the realization of sustainable financial models. Previous research has not presented relevant and application-based financial literacy policies. Thus, this research is both relevant and accurate in addressing this gap.

Youth Economic Empowerment Strategy Based on the Utilization of the YouTube Platform in YouTuber Tapen Bondowoso Village Fawaid, Yazidul; Ulfah, Mariyah; Masruroh, Nikmatul
Amalee: Indonesian Journal of Community Research and Engagement Vol. 5 No. 1 (2024): Amalee: Indonesian Journal of Community Research and Engagement
Publisher : LP2M INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/amalee.v5i1.4186

Tapen Bondowoso village in Bondowoso Regency has undergone digital transformation, evolving into a YouTuber Village driven by the creative endeavors of its youth. This qualitative phenomenological research investigates the use of the YouTube platform in the village, outlines the youth economic empowerment strategy through content creation, and assesses the economic status of youth pre, and post-empowerment. Utilizing snowball techniques, the researchers identified young YouTubers as informants and employed interviews, observations, and documentation. Findings reveal active community participation in YouTube content creation, motivated by economic and environmental factors. The empowerment strategy encompasses enablement, strengthening, protection, support, and maintenance. Post-empowerment, there is a significant positive impact on the economic conditions of youth, evident in improved income and heightened fulfillment of needs. This research highlights the transformative role of YouTube-based empowerment for both individual youths and the broader Tapen village community.

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