Article Per Year (5 Year)
p-Index From 2020 - 2025
3.284
P-Index
This Author published in this journals
All Journal MUQTASID HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Economica: Jurnal Ekonomi Islam TSAQAFAH Iqtishoduna: Jurnal Ekonomi Islam Amalee: Indonesian Journal of Community Research & Engagement Al-Muqayyad Jurnal Abdi Insani Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) East Java Economic Journal Jurnal Keuangan dan Akuntansi Terapan (KUAT) EKONOMIKA SYARIAH : Journal of Economic Studies JEBI (Jurnal Ekonomi dan Bisnis Islam) Eduvest - Journal of Universal Studies Easta Journal of Innovative Community Services The Es Economics and Entrepreneurship The Eastasouth Management and Business Klabat Journal of Management Global Education Journal JAMAS: Jurnal Abdi Masyarakat IIJSE FENOMENA: Journal of Social Science Proceeding of International Conference on Humanity Education and Society Mozaic: Islamic Studies Journal Khidmat: Journal Community Service
Masruroh, Nikmatul
Unknown Affiliation
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Public Health Social Sciences Other

Published : 25 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 25 Documents
Search

 1   2   3 
Gold Pawn Contribution to Fee-based Income Masruroh, Nikmatul; Aini, Qurrotul
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 2 (2017): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v8i2.130-140

Abstract

Gold pawn is one of sharia bank products that may provide additional income to the bank. Additional income can be included in fee-based income. However, in the implementation of the sale of gold pawn, not all sharia banks are lucky and feel its contribution. Bank Syariah Mandiri is a bank that is able to maintain gold pawn as one of its products in contributing income to fee-based income. Therefore, this paper discussed more about what the contribution of gold pawn to fee-basedincome and how the implementation of procedure so that this product can contribute to fee-based income for Bank Mandiri Syariah. These problems were investigated using a qualitative approach. Methods of collecting data used in this study were observation, interview and documentation. The data was analyzed descriptively. The data validity used in this study was triangulation technique.Research findings showed that the gold pawn has a contribution in the form of rental income or produced from ujroh. Ujroh is then entered into fee-based income.The transaction process of gold pawn was done by using covenant of rahn, qardh and ijara or in legal term called hybrid contract. Gadai emas salah satu produk bank Syariah yang bisa memberikan tambahan pendapatan pada bank. Tambahan pendapatan tersebut bisa masuk pada fee based income. Akan teta pi, dalam pelaksanaan penjualan gadai emas, tidak semua bank Syariah beruntung dan merasakan kontribusi dari produk gadai emas. Bank Syariah Mandiri adalah bank yang mampu mempertahankan gadai emas sebagai salah satu produknya dalam menyumbang pendapatan pada fee based income. Oleh karena itu, tulisan ini mengungkap lebih jauh mengenai apa sebenarnya kontribusi gadai emas terhadap fee based income dan bagaimana prosedur pelaksanaannya sehingga produk ini bisa memberikan kontribusi terhadap fee based income bank Syariah Mandiri. Persoalan ini diteliti menggunakan pendekatan kualitatif, jenis studi kasus. Teknik pengumpulan data yang digunakan observasi, wawancara dan dokumentasi. Analisis data yang dilakukan yaitu analisis deskriptif, dengan menggambarkan secara gamblang hasil penelitian dan dianalisis secara menyeluruh.Teknik uji validitas data menggunakan triangulasi sumber. Dari metode tersebut, hasil penelitian menyatakan bahwa gadai emas memiliki kontribusi berupa pendapatan sewa atau berasal dari ujroh. Ujroh tersebut yang kemudian masuk menjadi fee based income. Proses pelaksanaan gadai emas dilakukan dengan akad rahn, qardh dan ijarah atau dalam istilah hukum disebut hybridcontract.
The Competitiveness of Indonesian Halal Food Exports in Global Market Competition Industry Masruroh, Nikmatul
Economica: Jurnal Ekonomi Islam Vol 11, No 1 (2020)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2020.11.1.3709

Abstract

Abstract: Indonesia's position in the global competition for the halal food industry is not yet at the top competitive position. However, there is a significant change in the position of the competitiveness. The change can be seen from the Global Islamic Economy Indicator report for 2020/2021, which positions Indonesia at number 4 (fourth) in the halal food industry. Previously, Indonesia had never been in the top 10 positions. Since Indonesia is the first country ranked in halal consumption, the new ranking position is an achievement. The high competitiveness position during the COVID-19 pandemic also becomes an obstacle to make Indonesia a World Halal Center in 2024. This study aims to discuss an in-depth analysis of the implementation of halal value chain policies in Indonesia and the impact of implementing these policies on the export competitiveness of the Indonesian halal food industry. This study used a qualitative approach with a phenomenological type through data collection by interviewing export business actors in the halal food industry. The experiences of some informants are the key to answers the objectives of this study. This research produces the first halal value chain policy stated in the Halal Product Guarantee Law No. 33 of 2014, which requires all food entrepreneurs to carry out halal certification. The halal value chain in Indonesia applies the principle of traceability which makes Indonesian halal food products competitive. The second application of the principle of traceability is different from other countries, making halal food products produced by Indonesia acceptable to importing countries, especially OIC countries.Abstrak: Posisi Indonesia dalam persaingan global industri makanan halal belum berada pada posisi kompetitif teratas. Namun, ada perubahan signifikan dalam posisi daya saing. Perubahan tersebut terlihat dari laporan Global Islamic Economy Indicator 2020/2021 yang menempatkan Indonesia pada peringkat 4 (empat) dalam industri makanan halal. Sebelumnya, Indonesia belum pernah berada di posisi 10 besar. Karena Indonesia adalah negara pertama yang menempati peringkat pertama dalam konsumsi halal, posisi peringkat baru tersebut merupakan sebuah pencapaian. Posisi daya saing yang tinggi di masa pandemi COVID-19 juga menjadi kendala untuk menjadikan Indonesia sebagai World Halal Center pada tahun 2024. kebijakan daya saing ekspor industri makanan halal Indonesia. Penelitian ini menggunakan pendekatan kualitatif dengan tipe fenomenologis melalui pengumpulan data dengan mewawancarai pelaku usaha ekspor pada industri makanan halal. Pengalaman beberapa informan menjadi kunci untuk menjawab tujuan penelitian ini. Penelitian ini menghasilkan kebijakan rantai nilai halal pertama yang tertuang dalam Undang-Undang Jaminan Produk Halal Nomor 33 Tahun 2014, yang mewajibkan semua pengusaha makanan untuk melakukan sertifikasi halal. Rantai nilai halal di Indonesia menerapkan prinsip ketertelusuran yang membuat produk makanan halal Indonesia berdaya saing. Penerapan kedua prinsip ketertelusuran berbeda dengan negara lain, menjadikan produk pangan halal produksi Indonesia dapat diterima oleh negara pengimpor khususnya negara OKI.
Peran Pemerintah dalam Pengembangan Potensi Desa melalui Pendidikan Ekonomi Kreatif Masruroh, Nikmatul; Suprianik, Suprianik
Global Education Journal Vol. 1 No. 2 (2023): Global Education Journal (GEJ)
Publisher : Civiliza Publishing, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (750.274 KB) | DOI: 10.59525/gej.v1i2.136

Abstract

This research was conducted to obtain data related to the development of the village's creative economy. Then the data is used as a basis for the development of a creative economy so that local village products can be competitive in regional, national, and international markets. Besides being able to compete, these products are also able to survive during the global market and during industry 4.0 competition. The research method used is a qualitative approach, a type of phenomenology. Data collection techniques with observation, interviews, and documentation. Data were analyzed by phenomenological analysis with the stages given by Miles and Huberman, namely data condensation, data presentation and conclusions. Data validity uses source triangulation. The results of this study state that there has been no government involvement in the development of the creative economy in Rowotengah village.
Youth Economic Empowerment Strategy Based on the Utilization of the YouTube Platform in YouTuber Tapen Bondowoso Village Fawaid, Yazidul; Ulfah, Mariyah; Masruroh, Nikmatul
Amalee: Indonesian Journal of Community Research and Engagement Vol 5 No 1 (2024): Amalee: Indonesian Journal of Community Research and Engagement
Publisher : LP2M INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/amalee.v5i1.4186

Abstract

Tapen Bondowoso village in Bondowoso Regency has undergone digital transformation, evolving into a YouTuber Village driven by the creative endeavors of its youth. This qualitative phenomenological research investigates the use of the YouTube platform in the village, outlines the youth economic empowerment strategy through content creation, and assesses the economic status of youth pre, and post-empowerment. Utilizing snowball techniques, the researchers identified young YouTubers as informants and employed interviews, observations, and documentation. Findings reveal active community participation in YouTube content creation, motivated by economic and environmental factors. The empowerment strategy encompasses enablement, strengthening, protection, support, and maintenance. Post-empowerment, there is a significant positive impact on the economic conditions of youth, evident in improved income and heightened fulfillment of needs. This research highlights the transformative role of YouTube-based empowerment for both individual youths and the broader Tapen village community.
STRATEGI DIGITAL MARKETING DENGAN INSTAGRAM DAN TIKTOK PADA BUTIK DOT.ID Hidayatullah, M.F.; Rafidah, Nathania Nur; Masruroh, Nikmatul; Mauliyah, Nur Ika
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 1 │ 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v10i1.15161

Abstract

The use of digital marketing is a marketing demand. There is no choice for companies that want to survive not to take advantage of digital marketing. This research describes a digital marketing strategy, using the Instagram and TikTok applications. Instagram and TikTok are photo and video-based digital applications, which are currently widely used by businesses in marketing their products. This field research used a qualitative approach with descriptive analysis. The validity of the data was tested with a triangulation technique. The results showed: First, the Dot.id Boutique digital marketing strategy with photo and video-based promotions through Instagram and TikTok media features such as Instagram stories, Instagram reels, live Instagram, TikTokshop, TikTok video content and also supported by endorsements, sales and giveaways; Second, the impact that Dot.id boutiques get through digital marketing, namely digital marketing is more effective and efficient than conventional marketing, get feedback or feedback from consumers, and get increased revenue. 
The Village Industrialization and Civilization: A Critical Reading Shahrin, Attori Alfi; Fawaid, Yazidul; Masruroh, Nikmatul; Umamah, Lidhatul; Dono Hariyanto, Al Furqon
TSAQAFAH Vol. 19 No. 2 (2023): Tsaqafah Jurnal Peradaban Islam
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v19i2.9354

Abstract

This study case aims, 1) to explore the trend of industrialization in Indonesia, especially in villages areas, 2) to criticize industrialization in villages areas using environmental sustainability studies, 3) to analysis and studies till related to village industrialization from the perspective of maqashid sharia. This analysis goal was achieved by using a qualitative approach with the type of digital and industrial village case studies in the East Java region. Data were collected by observation, interviews, documentation and FGD then analyzed using critical analysis. Data validity uses source triangulation. The research results, 1) the trend of industrialization in villages areas has a positive impact on economic growth, but has changed the rural structure from agrarian to industrial and digital villages. 2) Industrialization in villages areas is contrary to the concept of environmental sustainability, 3) Village industrialization from maqashid shariah studies provides benefits from the perspective of hifdz an nafs, hifdz al 'aql,  hifdz al mal and hifdz al bi’ah. However, from the point of view of hifdz ad din and hifdz al nasl, it cannot be categorized as mashlahah, because the presence of village industrialization besides having an impact on environmental damage can also result in moral degradation.
Internalization of Smart Service Management in Improving Service Quality: The Case of Regional Library Masruroh, Nikmatul; Sari, Rini Fatika; Novitasari, Indri Dwi Putri; Rini, Anggi Amanda Septia
Klabat Journal of Management Vol 5 No 1 (2024): Klabat Journal of Management
Publisher : Faculty of Economics and Business, Universitas Klabat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60090/kjm.v5i1.1058.90-103

Abstract

Service quality is the main goal in providing satisfaction for the public. Especially services from regional institutions, in this case from Jember Regional Library which since the last 3 years has implemented digitalization in its services. So the purpose of this research, firstly; to explore the quality of services carried out by the Jember Regional Library, second; to explore smart services carried out by the Jember Regional Library, third; to analyze the process of internalizing smart service management in improving service quality at the Jember Regional Library. In achieving these objectives, this research uses a qualitative approach, descriptive type. The technique of determining research subjects with purposive technique. Data collection by observation, interview and documentation. This research results in first, the quality of library services has improved in quality and efficiency after digital transformation, second, the form of smart service in the library in the form of smart library is a new innovation by utilizing digital transformation in the service process. Third; smart service is internalized in the form of management that is managed from planning to evaluation and becomes a reference in service.
ETOS KERJA NELAYAN DALAM PERSPEKTIF MAQASHID SYARIAH: STUDI MASYARAKAT PESISIR Masruroh, Nikmatul; Cahyani, Dyah Ayu; Ramadhani, Kurniawan; Fadli, Ahmad
International Conference on Humanity Education and Society (ICHES) Vol. 3 No. 1 (2024): Third International Conference on Humanity Education and Society (ICHES)
Publisher : FORPIM PTKIS ZONA TAPAL KUDA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

ABSTRACT This research will discuss exploratively about coastal communities live which they have different habits from the other. For fulfill these different needs, there is a different work ethic between fishermen and other proffesions. The aims of this research are; first; provide an exploration of the work ethic of coastal communities, secondly; conducting of shariah maqashid analysis on the work ethic of fishermen in coastal communities. These two objectives are achieved using a qualitative approach using a case study type. The study was conducted in the coastal community of Pengambengan Jembrana District. Data was obtained by observation, interviews and collecting documentation. Data were analyzed using interpretive methods using the Miles and Huberman flow model. Data validity is carried out by triangulation sources and techniques so that data is obtained validly. This process producer results, firstly, the coastal communities work ethic was demonstrated by maximizing the use of time in meeting daily need, for example discipline, being punctual, work hardly, but this work ethic ignores the element of honesty, so that in work there is still cheating. Secondly, in the maqashid sharia analysis, the work ethic of coastal communities fufills the elements of kulliyatul khomsah, namely addin, annafs, al aql, annasl and al mal. Even though the addin’s honesty and hifd addin still need to be evaluated.
ISLAM'S VIEW ON CHANGES IN FASHION TRENDS IN INDONESIA Silaturrohmah, Firda; Masruroh, Nikmatul; Dzulkarnaen, Ahmad
Mozaic: Islamic Studies Journal Vol 3 No 1 (2024)
Publisher : Pascasarjana UIN Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/mozaic.v3i1.2104

Abstract

One of the interesting phenomena of social change to discuss is the matter of clothing style (fashion trends). Initially, Indonesian people only wore Islamic clothing at certain moments, such as events related to religion. However, today society tends to prioritize material interests above all else, even above religion. Transformation in society is often based on dissatisfaction with certain aspects of life. One of the transformations that occurs and is very visible is the evolution of changes in clothing fashion. This is in line with the rapid development of technology which is followed by several developments, including in this case the development of clothing styles. We cannot avoid this development, aligning an existing development is a necessity that needs to be done, but even so there are sharia rules that have been finalized and must be obeyed by Muslims in full. There have been various fatwas issued by scholars, but it seems that these fatwas are often ignored. "Islam's view of changes in fashion trends in Indonesia", views that this change is caused by the social situation of modern society which no longer prioritizes religion in the first position but they place material interests higher than everything else, including in this case religion.
Model halal supply chain pada produk kopi Masruroh, Nikmatul; Fadli, Ahmad; Safitrih, Dina Ayu
AL-Muqayyad Vol. 7 No. 2 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i2.2191

Abstract

Coffee is inherently a halal product, requiring no further scrutiny regarding its halal status in essence. However, from cultivation to distribution to consumers, there are critical points that necessitate further analysis. This study aims to: (1) explore the halal certification process for coffee products, and (2) develop a halal supply chain model for coffee products. A qualitative approach was employed, utilizing a case study method to provide an in-depth examination of a specific case within a particular location. The research object is Bulan Madu Coffee in Bondowoso Regency, with subjects selected through purposive sampling. Data collection was conducted using observation, interviews, and documentation, and analyzed through Miles and Huberman's flow model technique. Data validity was ensured through source and technique triangulation. The findings reveal that: (1) the halal certification process for Bulan Madu Coffee follows a regular system with tiered halal audits, and (2) the halal supply chain model implemented is a traceability model, which analyzes critical halal points from upstream to downstream. This model assures consumers that, despite being an SME product, Bulan Madu Coffee has obtained official halal certification and is overseen by halal supervisors.
Co-Authors Abdul Muis Ahmad Afif Ahmad Fadli Azhari, Mohammad Hasan Babun Suharto Cahyani, Dyah Ayu Chotib, Moch. Dono Hariyanto, Al Furqon Dzulkarnaen, Ahmad Fauzan . Fawaid, Yazidul Hari Sukarno Hidayatullah, M.F. Irfan Hamdani, Irfan Isnaeni, Firda Nur Jannah, Ariniatul Mareta, Fika Furi Mashudi Mashudi Maulana, RB. Ahmad Mauliyah, Nur Ika Mawaridi, Novi Izzah Novitasari, Indri Dwi Putri Nurul Hidayat Putra, Kelvin Qurrotul Aini Rafidah, Nathania Nur Ramadhani, Andika Putra Ramadhani, Kurniawan Rini, Anggi Amanda Septia Safitrih, Dina Ayu Sari, Rini Fatika Shahrin, Attori Alfi Silaturrohmah, Firda Siti Aminah Suhud, Moh. Suprianik, Suprianik Ulfah, Mariyah Umamah, Lidhatul Veronica, Anastasya Wardhana, Firmansyah Shidiq Widad, Ahmad Syarif Khusnul Yusril Firmansyah Zaini, Umi Kulsum Zakkiyah, Hafidhotuz Zeiniye, Zeiniye