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All Journal Khazanah Sosial Jurnal Sosiologi Dialektika Sosial Cerdika: Jurnal Ilmiah Indonesia
Khan, M. Dawud Arif
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Humanities Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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STRATEGY OF COMMUNITY ECONOMY EMPOWERMENT THROUGH THE MANAGEMENT OF WAQF ASSETS AT THE BAITUSSALIHIN MOSQUE IN ULEE KARENG, BANDA ACEH CITY Samad, Fauzan; Khotimah, Umi Khusnul; Khan, M. Dawud Arif; Mukhtar, Makmunzir
Jurnal Sosiologi Dialektika Sosial Vol. 10 No. 1 (2024): Maret
Publisher : Program Studi Sosiologi Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/jsds.v10i1.15440

Abstract

This study aims to explore the strategies for empowering the community's economy through the management of waqf assets at Baitussalihin Mosque in Ulee Kareng, Banda Aceh City. The problem formulation encompasses the challenges and opportunities in empowering the community's economy through waqf, focusing on the role of Baitussalihin Mosque as a center of activities and a symbol of philanthropy in its community. The research method used is qualitative descriptive with a case study approach, including interviews, document studies, and participant observation. The main findings highlight important strategies that can be applied, including increasing community participation through extensive socialization, enhancing the competence of waqf managers, collaboration with third parties, improving administrative systems with clear regulations, and utilizing modern technology in waqf management. It is hoped that the holistic implementation of these strategies can significantly contribute to empowering the community's economy through waqf resources, with the potential to enhance the welfare of the community as a whole.
Digitalization of Hajj Fund Management through Shariah E-Commerce Model in the Context of Service and Global Investment Transformation Khan, M. Dawud Arif; Asqolani, Asqolani; Maryadi, Maryadi; Kustiani, Nur Aisyah; Annur, Rifat; Saepullah, Saepullah
Khazanah Sosial Vol. 7 No. 3 (2025): Khazanah Sosial
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ks.v7i3.38726

Abstract

This study aims to analyze how the digitalization of hajj fund management can enhance efficiency, transparency, and accountability in accordance with Shariah principles. The urgency of this research lies in the increasing complexity of hajj services, which demand transparency, accessibility, and strong public accountability alongside the rapid development of digital technology. A qualitative approach was employed with literature review as the primary source of data. The analysis applied thematic analysis to identify recurring patterns and interactive qualitative analysis (IQA) to map the interrelationships among variables in the hajj management ecosystem. The reviewed literature covered government regulations, BPKH financial reports, academic studies on digital Islamic finance, as well as research on e-commerce platforms and Islamic fintech. The findings indicate that digitalization through Shariah-compliant Consumer-to-Consumer (C2C) models, integration with the Nusuk application, and collaboration with both domestic and international digital platforms improves cost efficiency, expands pilgrims’ access, and strengthens transparency in hajj fund governance. In addition, direct investment strategies in Saudi Arabia through government-to-government (G-to-G) and business-to-business (B-to-B) cooperation can minimize financial risks while diversifying revenue streams. The implications of this study affirm that digitalization is not merely a technical tool but a structural transformation strategy that has the potential to expand Islamic financial inclusion, strengthen the competitiveness of the hajj–umrah industry, and support the global growth of the Islamic economy. The originality of this research lies in its focus on the intersection of Shariah-based digital innovation—particularly the C2C e-commerce model—and hajj fund governance. This area remains underexplored in previous studies, thus providing novel contributions both theoretically to the development of digital Islamic finance studies and practically to policymaking in hajj fund management in Indonesia.
Penyaluran Harta Zakat dalam Bentuk Aset Kelolaan pada Inisiatif Zakat Indonesia (IZI) dan Kesesuaiannya dengan Fatwa MUI No. 14 Tahun 2011 Ihsan, Thoyibul; Khan, M. Dawud Arif; Khotimah, Umi Khusnul
Cerdika: Jurnal Ilmiah Indonesia Vol. 5 No. 5 (2025): Cerdika: Jurnal Ilmiah Indonesia
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/cerdika.v5i5.2639

Abstract

Penyaluran harta zakat merupakan bagian penting dalam sistem ekonomi Islam yang berperan sebagai instrumen pengentasan kemiskinan. Namun, penyaluran zakat dalam bentuk aset kelolaan menimbulkan tantangan tersendiri terkait kesesuaian praktik dengan Fatwa Majelis Ulama Indonesia (MUI) No. 14 Tahun 2011. Penelitian ini bertujuan untuk menganalisis praktik penyaluran zakat dalam bentuk aset kelolaan di Inisiatif Zakat Indonesia (IZI) Kantor Perwakilan Daerah Istimewa Yogyakarta serta kesesuaiannya dengan fatwa tersebut. Metode penelitian menggunakan pendekatan kualitatif yuridis empiris dengan studi kasus dan wawancara sebagai sumber data primer, serta literatur dan dokumen sebagai data sekunder. Hasil penelitian menunjukkan bahwa penyaluran zakat melalui tiga aset utama Rumah Singgah Pasien, ambulance, dan asrama beasiswa mahasiswa telah sesuai dengan ketentuan fatwa MUI, terutama terkait tidak adanya kebutuhan mendesak bagi mustahik, manfaat yang diperuntukkan hanya bagi mustahik, dan ketentuan pembayaran wajar untuk penggunaan oleh non-mustahik. Implikasi penelitian ini menegaskan pentingnya kepatuhan terhadap fatwa MUI dalam pengelolaan zakat aset kelolaan dan memberikan rekomendasi untuk evaluasi dampak sosial-ekonomi jangka panjang guna meningkatkan keberlanjutan program.  
Co-Authors Annur, Rifat Asqolani, Asqolani Ihsan, Thoyibul Khotimah, Umi Khusnul Maryadi Maryadi Mukhtar, Makmunzir Nur Aisyah Kustiani, Nur Aisyah Saepullah, Saepullah Samad, Fauzan