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All Journal El-Qist : Journal of Islamic Economics and Business (JIEB) Jurnal Sosiologi Dialektika Sosial Cerdika: Jurnal Ilmiah Indonesia
Khan, M. Dawud Arif
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Humanities Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences

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STRATEGY OF COMMUNITY ECONOMY EMPOWERMENT THROUGH THE MANAGEMENT OF WAQF ASSETS AT THE BAITUSSALIHIN MOSQUE IN ULEE KARENG, BANDA ACEH CITY Samad, Fauzan; Khotimah, Umi Khusnul; Khan, M. Dawud Arif; Mukhtar, Makmunzir
Jurnal Sosiologi Dialektika Sosial Vol. 10 No. 1 (2024): Maret
Publisher : Program Studi Sosiologi Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/jsds.v10i1.15440

Abstract

This study aims to explore the strategies for empowering the community's economy through the management of waqf assets at Baitussalihin Mosque in Ulee Kareng, Banda Aceh City. The problem formulation encompasses the challenges and opportunities in empowering the community's economy through waqf, focusing on the role of Baitussalihin Mosque as a center of activities and a symbol of philanthropy in its community. The research method used is qualitative descriptive with a case study approach, including interviews, document studies, and participant observation. The main findings highlight important strategies that can be applied, including increasing community participation through extensive socialization, enhancing the competence of waqf managers, collaboration with third parties, improving administrative systems with clear regulations, and utilizing modern technology in waqf management. It is hoped that the holistic implementation of these strategies can significantly contribute to empowering the community's economy through waqf resources, with the potential to enhance the welfare of the community as a whole.
Penyaluran Harta Zakat dalam Bentuk Aset Kelolaan pada Inisiatif Zakat Indonesia (IZI) dan Kesesuaiannya dengan Fatwa MUI No. 14 Tahun 2011 Ihsan, Thoyibul; Khan, M. Dawud Arif; Khotimah, Umi Khusnul
Cerdika: Jurnal Ilmiah Indonesia Vol. 5 No. 5 (2025): Cerdika: Jurnal Ilmiah Indonesia
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/cerdika.v5i5.2639

Abstract

Penyaluran harta zakat merupakan bagian penting dalam sistem ekonomi Islam yang berperan sebagai instrumen pengentasan kemiskinan. Namun, penyaluran zakat dalam bentuk aset kelolaan menimbulkan tantangan tersendiri terkait kesesuaian praktik dengan Fatwa Majelis Ulama Indonesia (MUI) No. 14 Tahun 2011. Penelitian ini bertujuan untuk menganalisis praktik penyaluran zakat dalam bentuk aset kelolaan di Inisiatif Zakat Indonesia (IZI) Kantor Perwakilan Daerah Istimewa Yogyakarta serta kesesuaiannya dengan fatwa tersebut. Metode penelitian menggunakan pendekatan kualitatif yuridis empiris dengan studi kasus dan wawancara sebagai sumber data primer, serta literatur dan dokumen sebagai data sekunder. Hasil penelitian menunjukkan bahwa penyaluran zakat melalui tiga aset utama Rumah Singgah Pasien, ambulance, dan asrama beasiswa mahasiswa telah sesuai dengan ketentuan fatwa MUI, terutama terkait tidak adanya kebutuhan mendesak bagi mustahik, manfaat yang diperuntukkan hanya bagi mustahik, dan ketentuan pembayaran wajar untuk penggunaan oleh non-mustahik. Implikasi penelitian ini menegaskan pentingnya kepatuhan terhadap fatwa MUI dalam pengelolaan zakat aset kelolaan dan memberikan rekomendasi untuk evaluasi dampak sosial-ekonomi jangka panjang guna meningkatkan keberlanjutan program.  
Tadrīj Method in Hajj Fund Management by Badan Pengelola Keuangan Haji (BPKH) in Indonesia: A Study of Islamic Economic Law Muslim, Moch. Bukhori; Khan, M. Dawud Arif; Saepullah, Saepullah; Hendarsa, Agung Sri; Afif, Ahmad
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 16 No. 1 (2026): April (on-going)
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2026.16.1.139-161

Abstract

Background: The governance of Hajj funds in Indonesia, administered by the Badan Pengelola Keuangan Haji (BPKH), represents a complex intersection between Islamic legal norms and modern financial management. Although formally regulated under Law No. 34/2014 and reinforced by Majelis Ulama Indonesia (MUI) Fatwa No. 09/Ijtima' Ulama/VIII/2024, practical challenges remain in ensuring that investment decisions and governance mechanisms consistently reflect Sharia principles. This tension highlights the need for an adaptive approach that reconciles normative compliance with institutional and market realities. Objective: This study aims to examine how the Tadrīj approach can be operationalized in Hajj fund management as a strategic framework to strengthen Sharia compliance while maintaining financial performance and institutional stability. Method: The research employs a qualitative descriptive design, using institutional data from BPKH financial management reports and relevant regulatory documents. Data are analyzed through a normative-empirical approach, integrating legal interpretation with contextual evaluation of governance practices. Findings: The study finds that the application of Tadrīj enables a phased and adaptive integration of Maqāṣid al-Sharīʿah into Hajj fund governance. This gradual approach reduces potential conflicts between strict legal compliance and investment efficiency, while reinforcing transparency and accountability as core institutional pillars. In addition, continuous engagement with Sharia scholars and periodic policy evaluation are essential in ensuring that governance practices remain aligned with Islamic legal and ethical standards. Conclusion: Implementing a Tadrīj-based framework enables BPKH to navigate the dynamic demands of modern financial management without compromising Sharia principles. This approach not only safeguards pilgrims' interests but also strengthens public trust in the institution. Implication: This study contributes to the development of Islamic economic governance by positioning Tadrīj as a practical and scalable model for institutional reform in Sharia-based public fund management. Practically, it offers policy-relevant insights for regulators and Islamic financial institutions seeking to balance legal compliance, financial sustainability, and stakeholder trust in complex economic environments.
Co-Authors Agung Sri Hendarsa, Agung Sri Ahmad Afif Annur, Rifat Asqolani, Asqolani Ihsan, Thoyibul Khotimah, Umi Khusnul Maryadi Maryadi Mukhtar, Makmunzir Muslim, Moch. Bukhori Nur Aisyah Kustiani, Nur Aisyah Saepullah Samad, Fauzan