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All Journal Journal of Humanities and Social Studies Jurnal Ilmiah Edunomika (JIE) Journal of Applied Science, Engineering, Technology, and Education Community Development Journal: Jurnal Pengabdian Masyarakat Innovative: Journal Of Social Science Research Jurnal Pengabdian West Science Journal of Applied Accounting
LITAMAHUPUTTY, JACOMINA VONNY
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Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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PENENTUAN HARGA JUAL SAGU TUMBU PADA HOME INDUSTRY IBU SAPHIA DI NEGERI MORELA MALUKU TENGAH LITAMAHUPUTTY, JACOMINA VONNY; Manilet , Safani
Journal of Applied Accounting Vol 1 No 2 (2022): Desember
Publisher : ISAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (463.503 KB) | DOI: 10.52158/jaa.v1i2.456

Abstract

This study aims to determine the selling price of sago tumbu at Ibu Sapia's home industry. Research data comes from primary data obtained directly from the object of research and secondary data obtained from books and other references related to the problem under study. The analysis technique used is quantitative analysis by calculating the selling price of sago grown per fruit using the cost plus pricing method. The results of the study show that the selling price of sago tumbu set by Sapia's mother is lower by calculating the selling price based on the cost plus pricing method.
The Role of Financial Literacy as A Moderating Variable in the Impact of Fintech Payments on Consumer Behavior Litamahuputty, Jacomina Vonny; Siahaya, Agus; Cornelis, Victor
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 6, No 1 (2022): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v8i1.9504

Abstract

This study sought to evaluate the moderating effect of financial literacy on the influence of fintech payment on consumer behavior. To explain fintech payment using the Technology Acceptance Model (TAM), which incorporates perceived usefulness and perceived simplicity of use as independent variables. This study is an example of quantitative research. A total of 112 pupils from Politeknik Negeri Ambon were asked to complete questionnaires for this study. The sampling method employed was purposive sampling with specific criteria, which was then analyzed with Smart PLS software. This study demonstrates that perceived utility has a direct and significant influence on consumer behavior. The perception of usability has a direct and substantial effect on consumer behavior. Financial literacy as moderation is able to moderate perceived usefulness and perceived convenience of use in relation to consumption.
Sales Growth Can Moderate The Effect Of Net Income On Dividend Policy Cusyana, Silvi Reni; Rosid, Abdul; Nurina, Lia; Litamahuputty, Jacomina Vonny; Utami, Sari
Innovative: Journal Of Social Science Research Vol. 5 No. 2 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i2.18491

Abstract

This study is a quantitative study with an explanatory approach, namely the pednectan which makes previous studies. The data used in this study are secondary data that researchers obtained from the company's annual financial reports from 2015-2025. The data were analyzed using the smart PLS 4.0 analysis tool. The result in this article show that this study aims to analyze Net Profit on Dividend Policy because the P-Values have a positive relationship direction and a significant influence on Dividend Policy because the P-Values are positive and below the significance level of 0.05, namely 0.018. In the next column, the second hypothesis in this study can also be proven. This is because the P-Values are positive and below the significance level of 0.05, namely 0.000. Thus, it can be concluded that the first and second hypotheses in this article can be accepted.
Cryptocurrency Risk Management through Decision Engineering: Evaluating XRPUSD and ADAUSD Portfolio Performance Litamahuputty, Jacomina Vonny; Amiruddin, Erwin Gatot; Rahim, Robbi; Rahman, Abdul; Mamadiyarov, Zokir
Journal of Applied Science, Engineering, Technology, and Education Vol. 7 No. 1 (2025)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.asci3871

Abstract

This research examines the risk profiles of XRPUSD and ADAUSD cryptocurrencies through Value at Risk (VaR) analysis with Monte Carlo simulation, providing quantitative risk assessments for both individual assets and a diversified portfolio. Analyzing historical price data from January 2016 to November 2024, the study identifies distinctive risk characteristics between these cryptocurrencies: ADAUSD exhibited marginally higher historical returns (1.44% monthly) compared to XRPUSD (1.42%), but with notably higher volatility (standard deviation of 5.41% versus 4.65%). The Monte Carlo simulation with 1,000 iterations generated VaR estimates at multiple confidence levels, revealing that XRPUSD consistently demonstrated lower downside risk than ADAUSD across all confidence thresholds. At the 99% confidence level, ADAUSD showed a Mean VaR of -10.97%, indicating potential monthly losses exceeding $10.97 million on a hypothetical $100 million investment, while XRPUSD's lower Mean VaR of -9.52% translated to potential losses of approximately $9.52 million. The most striking finding emerged from the portfolio analysis, which revealed dramatic risk reduction through diversification—the equally-weighted portfolio achieved a Mean VaR of merely -2.22% at the 99% confidence level, representing an approximately 80% reduction in potential losses compared to ADAUSD alone. These results demonstrate that cryptocurrency diversification can substantially mitigate extreme downside risk while maintaining exposure to the digital asset class. The significant risk reduction achieved through a simple two-asset allocation validates the application of modern portfolio theory principles to cryptocurrency investments despite their unique characteristics and underscores the critical importance of diversified approaches rather than concentrated positions for risk-conscious cryptocurrency investors. This research contributes to both theoretical understanding of cryptocurrency risk dynamics and practical portfolio construction approaches, providing quantitative evidence for the value of diversification strategies in navigating the substantial volatility inherent in digital asset markets.
PENINGKATAN LITERASI KEUANGAN MASYARAKAT MELALUI PROGRAM EDUKASI DAN PELATIHAN KEUANGAN Litamahuputty, Jacomina Vonny; Sipakoly, Selly
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2024): Volume 5 No. 2 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i2.27390

Abstract

Literasi keuangan masyarakat memiliki peran yang krusial dalam meningkatkan kesejahteraan finansial dan stabilitas ekonomi suatu negara. Namun, tingkat literasi keuangan yang rendah masih menjadi tantangan di banyak negara, termasuk Indonesia. Oleh karena itu, diperlukan upaya nyata untuk meningkatkan literasi keuangan masyarakat melalui program edukasi dan pelatihan keuangan yang efektif. Tujuan pengabdian ini untuk meningkatkan literasi keuangan masyarakat melalui program edukasi dan pelatihan keuangan dengan fokus pada peningkatan pengetahuan, keterampilan, dan sikap yang bijak terhadap keuangan. Metode yang digunakan dalam pengabdian ini menggabungkan pendekatan Partisipatoris Action Research (PAR) dan Community-Based Research (CBR). Pendekatan PAR memungkinkan kolaborasi dengan masyarakat dalam merancang dan melaksanakan program literasi keuangan, sementara pendekatan CBR memungkinkan keterlibatan langsung dalam kehidupan masyarakat target untuk memahami tantangan-tantangan yang dihadapi. Hasil pengabdian menunjukkan peningkatan yang signifikan dalam literasi keuangan masyarakat, terutama dalam pemahaman konsep dasar keuangan, perubahan perilaku keuangan yang lebih bijak, serta peningkatan akses dan partisipasi dalam layanan keuangan formal. Dengan demikian, program edukasi dan pelatihan keuangan ini memiliki dampak positif yang dapat membantu masyarakat mencapai kesejahteraan finansial yang lebih baik. Kesimpulannya, upaya peningkatan literasi keuangan melalui program-program seperti ini membutuhkan kerjasama yang erat antara peneliti, pemangku kepentingan, dan masyarakat untuk mencapai hasil yang berkelanjutan dan signifikan.
STRATEGI PENGEMBANGAN FINTECH DI INDONESIA DENGAN PENDEKATAN BUSINESS MODEL CANVAS Anita, Siska Yuli; Burhanuddin, Burhanuddin; Litamahuputty, Jacomina Vonny; Sipakoly, Selly; Nurchayati, Nurchayati
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13136

Abstract

Abstrak Pengembangan fintech di Indonesia dan business model canvas menjadi subjek utama dalam penelitian ini. Pendekatan penelitian ini mengumpulkan data melalui studi literatur, yang melibatkan pembacaan literatur dari berbagai sumber termasuk buku, jurnal, dan laporan dengan menggunakan pendekatan kualitatif dan deduktif. Temuan penelitian ini menunjukkan fintech di Indonesia sudah berkembang sangat pesat dan telah merambah ke berbagai sektor, mulai dari pembayaran, peminjaman, perencanaan keuangan, pembiayaan hingga investasi. Hal ini dapat memberikan kemudahan kepada masyarakat dalam memenuhi segala kebutuhannya terutama dalam hal finansial. Selain itu, penerapan business model canvas sangat efektif dalam membantu perusahaan dalam menggambarkan dan memvisualisasikan model bisnis yang diinginkan agar dapat memudahkan dalam melakukan pelayanan kepada masyarakat serta dapat memaksimalkan pendapatan dan keuntungan jangka panjang. Kata Kunci: Strategi Pengembangan, Financial Technology (Fintech), Business Model Canvas
Pelatihan Penyusunan Laporan Keuangan dengan Menggunakan Aplikasi Akuntansiku pada Usaha Kecil Omela Eras Nikijuluw, Allyssia E.J.V.; Manuputty, Rafael K.A.; Litamahuputty, Jacomina Vonny; Patty, Junus Paulus; Sipakoly, Selly; Pariama, Leonardo Stevy
Jurnal Pengabdian West Science Vol 3 No 12 (2024): Jurnal Pengabdian West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jpws.v3i12.1902

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kemampuan pelaku usaha kecil dalam menyusun laporan keuangan menggunakan aplikasi "Akuntansiku". Pelatihan difokuskan pada Usaha Kecil Omela Eras yang bergerak di bidang produksi kain tenun di Jalan Sirimau RT 02 RW 02 Kayu Putih Soya, dengan pemilik usaha Mama Oke. Metode pelaksanaan mencakup survei awal, workshop dua hari dengan sesi teori dan praktik, serta evaluasi pasca-pelatihan. Hasil kegiatan menunjukkan peningkatan signifikan dalam pemahaman peserta terkait pengelolaan keuangan dan kemampuan menyusun laporan keuangan secara mandiri. Dengan kemampuan baru ini, usaha kecil Omela Eras diharapkan dapat meningkatkan efisiensi operasional, akses ke pembiayaan, dan daya saing di pasar. Program pelatihan serupa diusulkan untuk dilakukan secara berkala untuk mencakup lebih banyak pelaku usaha kecil di wilayah sekitar
Co-Authors Abdul Rahman Abdul Rosid Agus Siahaya, Agus Amiruddin, Erwin Gatot Burhanuddin Burhanuddin Cornelis, Victor Cusyana, Silvi Reni Lia Nurina Mamadiyarov, Zokir Manilet , Safani Manuputty, Rafael K.A. Nikijuluw, Allyssia E.J.V. Nurchayati Nurchayati Pariama, Leonardo Stevy Patty, Junus Paulus Robbi Rahim SIPAKOLY, SELLY Siska Yuli Anita Utami, Sari