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All Journal YASIN: Jurnal Pendidikan dan Sosial Budaya Gudang Jurnal Multidisiplin Ilmu PEDAMAS (Pengabdian Kepada Masyarakat) Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Menulis: Jurnal Penelitian Nusantara
Mohammad Mirza Pratama
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Pengembangan Usaha Budidaya Ikan Hias Channa Dalam Meningkatkan Kualitas Javachanna Di Kota Banyuwangi Mohammad Mirza Pratama; M. Izzul Firmansyah
Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Vol 2 No 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

This study aims to describe the development of ornamental fish farming business channa in UMKM Java Channa, Banyuwangi. The research method used is qualitative descriptive with data collection through in-depth interviews, participatory observation, and literature review. The results of the study indicate that channa fish farming in UMKM Java Channa has great potential. Various intensive training activities, such as proper feeding, aquarium maintenance, and mental training of fish, are carried out to produce high-quality channa fish. UMKM Java Channa also plays a role in increasing community knowledge and skills in the field of ornamental fish farming. In addition, this study also reveals that channa fish farming can be a promising alternative livelihood, especially for people affected by the Covid-19 pandemic.
Sistematika Pengajuan Tabungan Emas Di Pegadaian Syariah CPS A Yani Jember Afifah Ismi Aulia; Adriani Aulia Putri; Mohammad Mirza Pratama
Menulis: Jurnal Penelitian Nusantara Vol. 1 No. 3 (2025): Menulis - Maret
Publisher : PT. Padang Tekno Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/menulis.v1i3.71

Abstract

Pegadaian Syariah menawarkan berbagai produk keuangan berbasis syariah, salah satunya adalah Tabungan Emas. Studi ini bertujuan untuk menganalisis sistematika pengajuan Tabungan Emas di Pegadaian Syariah CPS A Yani Jember, serta menilai kesesuaiannya dengan prinsip ekonomi Islam. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan deskriptif, melalui wawancara dan studi dokumentasi. Hasil penelitian menunjukkan bahwa prosedur pengajuan Tabungan Emas mencakup tahap pendaftaran, verifikasi identitas, penyetoran dana awal, dan konversi dana ke dalam bentuk emas. Pegadaian Syariah memastikan bahwa transaksi dilakukan sesuai dengan prinsip syariah, terutama dalam menghindari unsur riba, gharar, dan maisir. Kendala yang dihadapi dalam pengajuan meliputi keterbatasan pemahaman masyarakat terkait produk syariah serta fluktuasi harga emas yang dapat mempengaruhi keputusan investasi. Oleh karena itu, edukasi lebih lanjut mengenai investasi berbasis syariah perlu ditingkatkan. Studi ini memberikan kontribusi bagi pengembangan produk Tabungan Emas di Pegadaian Syariah serta menjadi referensi bagi masyarakat yang ingin berinvestasi secara halal.
Analisis Pendapatan Belanja Daerah (LRA) Pada Badan Pengelolaan Keuangan Dan Aset Daerah Kabupaten Banyuwangi 2021-2022 Adillah Miftahul Ni’mah; Ike Nurjanna; Leny Maslicha Wati; Mohammad Mirza Pratama
Gudang Jurnal Multidisiplin Ilmu Vol. 2 No. 3 (2024): GJMI - MARET
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v2i3.373

Abstract

Penelitian pengabdian masyarakat ini yang bertujuan untuk mengetahui pengelolaan terhadap uang daerah yang dimaksud dengan kas daerah yang ditetapkan oleh Peraturan Bupati dan Standar Akuntansi Pemerintahan (SAP) yang bertujuan mewadahi seluruh pendapatan daerah dan untuk membiayai seluruh belanja daerah. Pemerintah daerah memastikan anggaran pendapatan dan belanja daerah (APBD) setiap tahunnya menjadi alat yang paling penting dalam pembangunan daerah yang didapat dari pembiayaan pembangunan daerah yang dimasukkan pada laporan realisasi anggaran. Laporan Realisasi Anggaran (LRA) merupakan laporan yang menggambarkan perbandingkan antara anggaran dengan realisasinya apakah pendapatan dan belanja daerah mengalami peningkatan dan penurunan dalam satu periode laporan. Informasi yang disajikan mengenai realisasi pendapatan, belanja, penerimaan pembiayaan dan pengeluaran pembiayaan pemerintah pusat atau daerah kabupaten banyuwangi. Dalam metode pengabdian masyarakat yang digunakan adalah Community Based Research yang merupakan gagasan riset berbasis komunitas yang dapat melibatkan antara bendahara umum daerah dan satuan kerja perangkat daerah kabupaten banyuwangi.
PEMBERDAYAAN RELAWAN PAJAK DALAM OPTIMALISASI KEBIJAKAN FISKAL MELALUI ASISTENSI PELAPORAN SPT TAHUNAN ORANG PRIBADI MENGGUNAKAN E-FILING DI KPP PRATAMA JEMBER Ika Nur Khasanah; Faiza Fitria Noverita; Siti Romsiyatun; Mohammad Mirza Pratama
PEDAMAS (PENGABDIAN KEPADA MASYARAKAT) Vol. 2 No. 02 (2024): MARET 2024
Publisher : MEDIA INOVASI PENDIDIKAN DAN PUBLIKASI

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Abstract

Pemberdayaan relawan pajak dalam optimalisasi kebijakan fiskal melalui asistensi pelaporan SPT Tahunan orang pribadi menggunakan e-filing di KPP Pratama Jember merupakan langkah yang strategis dan berkelanjutan dalam meningkatkan kepatuhan pajak serta memperkuat sistem perpajakan di tingkat lokal. Kegiatan pengabdian ini berupa pelayanan asistensi pelaporan SPT tahunan menggunkan e-filling. Metode pengabdian yang dilakukan terdiri dari beberapa tahap yaitu tahap penyuluhan, tahap arahan, tahap pelaksanaan. Sedangakan metode penelitian yang dilakukan dengan mewawancarai beberapa wajib pajak berdasarkan indikator penelitian. Hasil wawancara menunjukkan bahwa pemberdayaan relawan pajak memiliki dampak positif dalam meningkatkan kesadaran dan kepatuhan pajak wajib pajak di Jember. Melalui bantuan relawan pajak, wajib pajak dapat dengan mudah memahami proses e-filing dan mengisi formulir SPT secara benar dan tepat waktu.
Strategi Pengembangan Bisnis dalam Meningkatkan Keunggulan Bersaing pada Usaha Kuliner Mie Ayam Mbah Bejo Kecamatan Genteng, Banyuwangi Arik Lailatul Maghfiroh; Mohammad Mirza Pratama
YASIN Vol 6 No 2 (2026): APRIL
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/yasin.v6i2.9319

Abstract

Although competition in the culinary business is becoming increasingly intense, studies that specifically discuss business development strategies in local culinary businesses to enhance competitive advantage remain relevant. This study aims to analyze the business development strategies implemented by the Mie Ayam Mbah Bejo culinary business in Genteng Subdistrict, Banyuwangi, in improving its competitive advantage in the local culinary market. This study used a qualitative approach with a descriptive method. Data were collected through interviews, observation, and documentation involving the business owner, employees, and customers of Mie Ayam Mbah Bejo, and were then analyzed through data reduction, data display, and conclusion drawing. The results showed that the business development strategy was implemented through the marketing concept of Segmenting, Targeting, and Positioning (STP) and Strengths, Weaknesses, Opportunities, and Threats (SWOT) analysis. In terms of segmentation, the business did not limit customers by region, age, or income level, thereby reaching various segments of society. The targeting strategy was open by making all levels of society the target market, while positioning was built through the image of a legendary chicken noodle stall with a distinctive taste, affordable prices, a strategic location, and friendly service. The SWOT analysis showed that the business’s strengths lie in product quality, affordable prices, a strategic location, and the utilization of digital technology, such as delivery services and cashless payments. The opportunities include the development of digital technology and the business reputation that has been widely recognized, while the business’s weaknesses include limited workforce and environmental conditions prone to flooding, and the threats stem from increasing competition from similar culinary businesses and changes in consumer preferences. Thus, this study confirms that the implementation of appropriate business development strategies contributes to enhancing the competitive advantage and sustainability of the Mie Ayam Mbah Bejo business amid competition in the local culinary market.
Peran Collection dalam Strategi Meminimalisir Risiko Kredit Macet pada PT. BPR Wutama Artha Jaya Jember Mohammad Mirza Pratama; M Nur Cholis
YASIN Vol 6 No 3 (2026): JUNI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/yasin.v6i3.10110

Abstract

Bad loans or Non-Performing Loans (NPLs) are one of the significant problems in banking because they can reduce banks’ income and financial performance, including at PT BPR Wutama Artha Jaya Jember. This condition occurs when customers are unable or unwilling to fulfill their credit payment obligations in accordance with the agreed contract. This study aims to analyze the role of collection in handling customers experiencing bad loans and to identify the risk management strategies used in handling bad loans at PT BPR Wutama Artha Jaya Jember. This study used a qualitative method with a descriptive approach. Data were collected through observation, interviews, and documentation, and were then analyzed through the stages of data collection, data reduction, summarization, and report preparation. Data validity was ensured through data triangulation. The results showed that collection plays a role not only as the party responsible for debt collection but also as the implementer of monitoring, communication, and persuasive approaches to customers. In practice, the handling of bad loans needs to consider the optimization of credit analysis through the application of the prudential principle based on the 5C principle in credit risk assessment. The factors causing bad loans were identified as originating from internal and external factors. The risk management strategies used included risk identification, measurement, control, and mitigation, as well as the implementation of the 3R strategy, namely rescheduling, reconditioning, and restructuring, as the main effort in handling bad loans. The conclusion of this study affirms that the optimal role of collection and the implementation of systematic risk management strategies contribute to minimizing the risk of bad loans in rural banks.
Pengaruh Cashless Lifestyle, Perceived Ease of Use, dan Environmental Awareness terhadap Minat Menggunakan E-Wallet pada Mahasiswa Universitas Islam Negeri Kiai Haji Achmad Siddiq Jember Hikmatus Sholihah; Mohammad Mirza Pratama
YASIN Vol 6 No 3 (2026): JUNI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/yasin.v6i3.10537

Abstract

The development of digital technology has transformed society’s payment system from cash transactions to e-wallet-based non-cash transactions that offer convenience, speed, and efficiency. This phenomenon also occurs among students, including at Universitas Islam Negeri Kiai Haji Achmad Siddiq Jember, which has supported the implementation of digital payment systems through various technology-based services. This study aims to analyze the effects of cashless lifestyle, perceived ease of use, and environmental awareness on the intention to use e-wallets among students at Universitas Islam Negeri Kiai Haji Achmad Siddiq Jember, both partially and simultaneously. This study used a quantitative approach with an associative research design. The research population consisted of all active undergraduate students, while the sample comprised 388 respondents determined using the Slovin formula and purposive sampling technique. Data were collected through a Likert-scale questionnaire distributed online using Google Forms, then analyzed through instrument testing, classical assumption testing, multiple linear regression, t-tests, F-tests, and the coefficient of determination. The results showed that cashless lifestyle, perceived ease of use, and environmental awareness each had a positive and significant effect on the intention to use e-wallets. Simultaneously, the three variables also had a positive and significant effect on the intention to use e-wallets among students at Universitas Islam Negeri Kiai Haji Achmad Siddiq Jember. The conclusion of this study affirms that increasing cashless lifestyle, perceived ease of use, and environmental awareness can encourage students’ intention to use e-wallets as a means of digital transactions. The implications of this study provide practical contributions to the development of digital payment services in higher education environments and serve as input for e-wallet service providers in designing usage strategies that are easier, more efficient, and oriented toward environmental awareness.
Co-Authors Adillah Miftahul Ni’mah Adriani Aulia Putri Afifah Ismi Aulia Arik Lailatul Maghfiroh Faiza Fitria Noverita Hikmatus Sholihah Ika Nur Khasanah Ike Nurjanna Leny Maslicha Wati M Nur Cholis M. Izzul Firmansyah Siti Romsiyatun