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All Journal Ilomata International Journal of Management Ilomata International Journal of Management Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi PEDAMAS (Pengabdian Kepada Masyarakat)
Sriary Bhegawati, Desak Ayu
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences

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Cyber Crime and The Use of Internet Banking in The Community of Denpasar City Desak Made Sukarnasih; Sriary Bhegawati, Desak Ayu
Ilomata International Journal of Management Vol. 4 No. 3 (2023): July 2023
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52728/ijjm.v4i3.804

Abstract

The three objectives of this study were to determine: 1) the effects of internet banking on cybercrime in Denpasar City; 2) the effects of consumer protection for users of internet banking facilities on cybercrime in Denpasar; and 3) the effects of both the use of internet banking and consumer protection for users of internet banking facilities on cybercrime in Denpasar. This is a quantifiable research with population comprising the residents of Denpasar . The information was collected through a survey with 150 respondents using an unintentional selection technique. To evaluate the data collection, the traditional premise test, the multiple linear regression analysis, the coefficient of determination test (R2), and the hypothesis test (F-test and t-test) were all implemented. The outcome demonstrates: 1) The use of internet banking positively impacts cybercrime in Denpasar. 2) Consumer protection for users of internet banking facilities positively impacts cybercrime in Denpasar. 3) The use of internet banking positively impacts both consumer protection for users of internet banking facilities and cybercrime in Denpasar.
Cyber Crime and The Use of Internet Banking in The Community of Denpasar City Desak Made Sukarnasih; Sriary Bhegawati, Desak Ayu
Ilomata International Journal of Management Vol. 4 No. 3 (2023): July 2023
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52728/ijjm.v4i3.804

Abstract

The three objectives of this study were to determine: 1) the effects of internet banking on cybercrime in Denpasar City; 2) the effects of consumer protection for users of internet banking facilities on cybercrime in Denpasar; and 3) the effects of both the use of internet banking and consumer protection for users of internet banking facilities on cybercrime in Denpasar. This is a quantifiable research with population comprising the residents of Denpasar . The information was collected through a survey with 150 respondents using an unintentional selection technique. To evaluate the data collection, the traditional premise test, the multiple linear regression analysis, the coefficient of determination test (R2), and the hypothesis test (F-test and t-test) were all implemented. The outcome demonstrates: 1) The use of internet banking positively impacts cybercrime in Denpasar. 2) Consumer protection for users of internet banking facilities positively impacts cybercrime in Denpasar. 3) The use of internet banking positively impacts both consumer protection for users of internet banking facilities and cybercrime in Denpasar.
Percepatan Inklusi Keuangan untuk Meningkatkan Pertumbuhan Ekonomi, Lebih Terinklusif, dan Merata Di Era Presidensi G20 Sriary Bhegawati, Desak Ayu; Novarini, Ni Nyoman Ari
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 3 No 1 (2023): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Februari 2023
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56870/ambitek.v3i1.60

Abstract

Indonesia in increasing financial inclusion in recent years has been supported by a strong commitment from the government and the private sector, as well as rapid technological innovation, especially those that support the provision of digital financial services or digital financial services (DFS). This study aims to determine if technological innovations in the financial sector can help accelerate financial inclusion. As well as the efforts/steps taken by the government to increase access to financial institutions, especially the lower middle class. The data analysis technique used in this research is descriptive qualitative analysis. Methods Data collection used a global literature study, data analysis, and interviews with stakeholders in the DFS sector. The results of this study state that the first is related to financial inclusion and MSME financing in a two-day meeting to discuss GPFI's commitment to continue to take advantage of opportunities in the digital era. Second, strengthening MSME financing guidelines. Third, the importance of increasing the role and potential of youth and women to achieve an inclusive economy, Fourth, the need for efforts to encourage the use of digitalization to achieve financial inclusion through the implementation of the G20 High Level Principles (HLPs) for Digital Financial Inclusion
KEBERHASILAN BISNIS BATOK KELAPA “YANDE” KABUPATEN KLUNGKUNG Sriary Bhegawati, Desak Ayu; Desak Made Sukarnasih; Dewa Ayu Kadek Pramita
PEDAMAS (PENGABDIAN KEPADA MASYARAKAT) Vol. 2 No. 01 (2024): JANUARI 2024
Publisher : MEDIA INOVASI PENDIDIKAN DAN PUBLIKASI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Bali sebagai penghasil kerajinan yaitu Desa Negari disana terdapat suatu industri yang menghasilkan kerajinan dari batok kelapa bernama Yande Batok yang berdiri dengan latar belakang sejarah, ekonomi dan sosial. Yande batok berdiri pada tahun 1996 yang diawali dengan indurtri rumah sederhana hingga pada tahun 2008 industri ini mendapatkan surat ijin usahanya. Setelah berbadan hukum Yande batok masuk sebagai kategori UMKM. Hampir satu tahun pandemi terjadi, tentu membawa berbagai dampak terhadap berbagai sektor salah satunya pengerajin batok kelapa di daerah Klungkung. Hal itu membuat Yande seorang pengrajin batok kelapa harus berusaha lebih keras untuk bertahan hidup di tengah kondisi pandemic covid-19. Metode yang digunakan dalam memecahkan masalah tersebut yaitu melakukan analisis terhadap pasar dengan melihat perkembangan produk yang sedang dibutuhkan, produk yang sedang banyak diminati, dan produk apa yang harus di variasikan dengan memperluas pasar dengan melakukan segmen pasar. Keberhasilan yang diperoleh Yande Batok telah mengalami pasang surut dalam dunia wirausaha. Usaha ekonomi kreatif (Ekraf) yang ditekuni Yande di Kabupaten Klungkung ini dimulai sejak tahun 1997, dengan memanfaatkan bahan baku khusus dari kelapa. Partisipasi juga dilakukan oleh masyarakat dengan perolehan bahan baku tidak dari daerah sekitar saja, tetapi juga sampai ke daerah Dawan, Klungkung. Daerah itu sudah terkenal dengan produksi kelapa Bali yang berkualitas tinggi. Pastisipasi juga dilakukan oleh Puluhan peserta study tiru Dinas Pariwisata menyasar ke tempat produksi Yande Batok di Negari, Kecamatan Banjarangkan, Kabupaten Klungkung, Bali.
Co-Authors Desak Made Sukarnasih Ni Nyoman Ari Novarini Pramita, Dewa Ayu Kadek