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All Journal Jurnal Ilmiah Al-Syir'ah Al-Hilal: Journal of Islamic Astronomy JSEP (Journal of Science Education and Practice) Volksgeist: Jurnal Ilmu Hukum dan Konstitusi
Habib, Muhammad Akmal
Unknown Affiliation
Religion Astronomy Chemistry Earth & Planetary Sciences Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Social Sciences

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Overcoming Regulatory Hurdles in the Indonesian Crowdfunding Landscape Noor, Afif; Marzuki, Ismail; Saputro, Edy; Habib, Muhammad Akmal
Volksgeist: Jurnal Ilmu Hukum dan Konstitusi Vol. 6 Issue 2 (2023) Volksgeist: Jurnal Ilmu Hukum Dan Konstitusi
Publisher : Faculty of Sharia, Universitas Islam Negeri (UIN) Profesor Kiai Haji Saifuddin Zuhri Purwokerto, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/volksgeist.v6i2.9447

Abstract

With the exponential rise in crowdfunding, several pertinent issues have come to the fore. These include unauthorized access to personal data, exorbitant interest rates for funding recipients, and investor fund security concerns. Other issues, such as aggressive debt collection practices and misuse of donated funds, also warrant attention. The underdeveloped state of crowdfunding regulations in Indonesia, which offers insufficient legal certainty and protection, is often blamed for these issues. Thus, a thorough examination of the legal and regulatory framework governing crowdfunding in Indonesia is crucial. This study scrutinizes the legal norms, identifies, and harmonizes the diverse regulations applicable to crowdfunding in Indonesia. The findings underscore the necessity for enhancements in the laws and regulations pertinent to crowdfunding. Key areas of focus should include establishing a legal status for crowdfunding platforms, setting fair interest rates, fortifying investor fund security mechanisms, penalizing illegal crowdfunding activities, and intensifying oversight of fund usage in donation-based crowdfunding schemes. Equally crucial is the imposition of penalties for regulatory breaches in crowdfunding, reflecting a genuine commitment towards ensuring justice and legal certainty in all crowdfunding transactions.
EXPLORING COGNITIVE CONTROL PROCESSES OF YOUNG ADULTS IN MULTITASKING ACTIVITIES: A SCIENTIFIC PERSPECTIVE Aziz, Indah Al; Fathia, Vitriza Naila; Dahlan, Tina Hayati; Habib, Muhammad Akmal
JOURNAL OF SCIENCE EDUCATION AND PRACTICE Vol 8, No 1 (2024): June 2024
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jsep.v8i1.9679

Abstract

Doing multiple activities at the same time is something that most people are familiar with. Therefore, the cognitive control process is an important cognitive mechanism in regulating and controlling human mental activity. This process involves the ability to process information, allocate cognitive resources, control attention, and make decisions. This research is a cognitive science study conducted through a simulation involving three young adults at a university in Bandung as participants. Each participant followed a structured simulation with the same rules. In an effort to collect data, the researcher collected data using a journaling method with self-report technique. This study aims to analyze the picture that occurs from the cognitive process in response to young adults multitasking activities. The cognitive control process has benefits to help individuals in doing several tasks at the same time so that it will save time and make activities run more effectively. Based on the results of this study, it was found that almost all young adults described complicated cognitive processes in multitasking activities and had difficulty completing the activity objectives to the fullest. However, through cognitive control, it was found that two subjects were finally able to complete the task by choosing one of the activities that should be done quickly and accurately in their thought process.
Evaluating the Feasibility of Yanbu’ul Qur’an Observatory in Menawan Kudus for Lunar Crescent Observation Iqbal, Muhammad Maulana; Habib, Muhammad Akmal; Ramdhani, Fajri Zulia
Al-Hilal: Journal of Islamic Astronomy Vol. 7 No. 1 (2025)
Publisher : Fakultas Syari'ah dan Hukum UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-hilal.2025.7.1.27090

Abstract

The Yanbu’ul Qur’an Observatory in Menawan Kudus, Indonesia, functions as a site for crescent moon (rukyat al-hilāl) observations and Islamic astronomy education. Despite conducting various observation activities, successful hilāl sighting has only occurred during Zulhijjah 1443 H, primarily due to light pollution, limited horizon clarity, and low contrast between the moon and the horizon. This field study analyzes primary data on observatory infrastructure, horizon conditions, sky brightness, and climatological factors, along with secondary data from observation records (2022–2023). The findings indicate two key points: (1) the observatory significantly supports astronomy education at the Yanbu’ul Qur’an Islamic Boarding School, and (2) it is moderately feasible for hilāl observation based on parameters from the Indonesian Agency for Meteorology, Climatology, and Geophysics (BMKG), including favorable westward orientation, minimal obstructions, elevated location, low light pollution, and reliable electricity and internet access.
Developing Inclusive Regulations for Muslim Disabled Entrepreneurs' Access to Sharia Fintech: Legal and Accessibility Perspectives Noor, Afif; Maruf, Maruf; Mawahib, Muhamad Zainal; Habib, Muhammad Akmal
Jurnal Ilmiah Al-Syir'ah Vol 23, No 1 (2025)
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/jis.v23i1.3194

Abstract

In Indonesia, Muslim persons with disabilities (PwDs) face significant barriers in accessing financial services, including Sharia-based fintech platforms. This study aims to develop inclusive regulatory strategies to enhance their access to Sharia-compliant fintech funding. Employing a normative legal approach and conceptual analysis based on maqashid sharia, the research highlights the lack of integration between digital accessibility standards such as the Web Content Accessibility Guidelines (WCAG) and current Sharia fintech regulations. The findings propose a five-part inclusive strategy grounded in the principles of justice (al-‘adālah), facilitation (al-taysīr), and the removal of hardship (raf' al-ḥaraj): identifying accessibility needs, designing adaptive regulations, enhancing human resource capacity, integrating cross-sectoral policies, and establishing participatory monitoring and enforcement. This framework not only empowers Muslim disabled entrepreneurs within Indonesia but also holds global significance, especially for Muslim minority communities in non-Muslim countries such as China. Indonesia’s experience demonstrates that inclusive Sharia fintech regulations can be framed within universal legal and ethical values, making them adaptable to diverse socio-legal contexts. This study contributes to building a more inclusive and equitable Islamic financial ecosystem that promotes dignity, empowerment, and access for all, particularly those who are socially and economically marginalized.
Co-Authors Afif Noor Aziz, Indah Al Fathia, Vitriza Naila Iqbal, Muhammad Maulana Ismail Marzuki Maruf Maruf, Maruf Muhamad Zainal Mawahib Ramdhani, Fajri Zulia Saputro, Edy Tina Hayati Dahlan, Tina Hayati