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Analysis of The Implementation of The Pegadaian Digital Service (PDS) Application on Financial Performance at PT. Pegadaian Regional Office 1 Medan Samosir, Poppy Marlina; Tiara , Shita; Hanafi, Reza; Fauzi, Indra
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 4 No. 2 (2024): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v4i2.372

Abstract

This research is entitled The Effect of Implementing the Pegadaian Digital Service (PDS) Application on Financial Performance at PT. Pegadaian 1 Medan Regional Office. PT. Pegadaian is a business entity that operates in the field of gold pawn services. PT. Pegadaian implements an application system called Pegadaian Digital Service (PDS). The purpose of this research is to determine the effect of implementing the Pegadaian Digital Service (PDS) application on financial performance at PT. Pegadaia Regional Office 1 Medan. The research method used is quantitative research. The data obtained in this research is secondary data. The number of samples used was 36 samples, namely the 2020-2022 Financial Report and a population of 72 from 2015-2017 and 2020-2022 with a time span of 2020-2022. The data analysis test uses a linear regression analysis test with a value of Y= 8.158+ 0.199x, which means there is a positive relationship between the implementation of the Pegadaian Digital Service (PDS) application and financial performance of 19.9% and a normality test to ensure data suitability. The data processing used in this research uses SPSS 23. The results of the research show that partially the implementation of PDS has a significant effect on the financial performance of PT. Pegadaian 1 Medan Regional Office. PDS Application Contribution to Financial Performance (ROA) was 23.8%. t count > t table (3.256>1.691) with a significance level of 0.03<0.05. It was found that the Pegadaian Digital Service (PDS) application had an effect on financial performance.
Analysis of The Implementation of The Pegadaian Digital Service (PDS) Application on Financial Performance at PT. Pegadaian Regional Office 1 Medan Samosir, Poppy Marlina; Tiara , Shita; Hanafi, Reza; Fauzi, Indra
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 4 No. 2 (2024): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v4i2.372

Abstract

This research is entitled The Effect of Implementing the Pegadaian Digital Service (PDS) Application on Financial Performance at PT. Pegadaian 1 Medan Regional Office. PT. Pegadaian is a business entity that operates in the field of gold pawn services. PT. Pegadaian implements an application system called Pegadaian Digital Service (PDS). The purpose of this research is to determine the effect of implementing the Pegadaian Digital Service (PDS) application on financial performance at PT. Pegadaia Regional Office 1 Medan. The research method used is quantitative research. The data obtained in this research is secondary data. The number of samples used was 36 samples, namely the 2020-2022 Financial Report and a population of 72 from 2015-2017 and 2020-2022 with a time span of 2020-2022. The data analysis test uses a linear regression analysis test with a value of Y= 8.158+ 0.199x, which means there is a positive relationship between the implementation of the Pegadaian Digital Service (PDS) application and financial performance of 19.9% and a normality test to ensure data suitability. The data processing used in this research uses SPSS 23. The results of the research show that partially the implementation of PDS has a significant effect on the financial performance of PT. Pegadaian 1 Medan Regional Office. PDS Application Contribution to Financial Performance (ROA) was 23.8%. t count > t table (3.256>1.691) with a significance level of 0.03<0.05. It was found that the Pegadaian Digital Service (PDS) application had an effect on financial performance.
Pengaruh Transparansi, Akuntabilitas dan Keadilan Terhadap Good Corporate Governance pada Bank Syariah Indonesia Zahara , Dwi; Panjaitan, Gadiez Salsabilla; Susanniati, Aish; Khairani, Zam Zam; Detris, Mutiara; Tiara , Shita
MES Management Journal Vol. 5 No. 1 (2026): MES Management Journal
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mesman.v5i1.1025

Abstract

This quantitative study examines the influence of Transparency (X1), Accountability (X2), and Fairness (X3) on Good Corporate Governance (GCG) in Indonesian Sharia Banks, using a causal associative method with 30 respondents. Although the independent variables are considered quite reliable, there are significant problems with the validity and reliability of the dependent variable GCG (Y), which indicates measurement inconsistency. The results of multiple linear regression analysis show that simultaneously (F test) and partially (t test), Transparency, Accountability, and Fairness do not have a significant effect on GCG (R² only 7.7%). The study concludes that the tested model is weak and suggests improvements to the instrument (especially the Y variable) and additional samples for future research. Keywords: Good Corporate Governance, Transparency, Accountability, Justice, Bank Syariah Indonesia Abstrak Penelitian kuantitatif ini menguji pengaruh Transparansi (X1), Akuntabilitas (X2), dan Keadilan (X3) terhadap Good Corporate Governance (GCG) pada Bank Syariah Indonesia, menggunakanmetode asosiatif kausal dengan 30 responden. Meskipun variabelindependen dinilai cukup reliabel, terdapat masalah signifikan pada validitas dan reliabilitas variabel dependen GCG (Y), yang menunjukkan inkonsistensi pengukuran. Hasil analisis regresi linear berganda menunjukkan bahwa secara simultan (Uji F) maupunparsial (Uji t), Transparansi, Akuntabilitas, dan Keadilan tidakberpengaruh signifikan terhadap GCG (R² hanya 7,7%). Penelitianmenyimpulkan bahwa model yang diuji lemah dan menyarankanperbaikan instrumen (khususnya variabel Y) serta penambahansampel untuk penelitian di masa depan. Kata Kunci: Good Corporate Governance, Transparansi, Akuntabilitas, Keadilan, Bank Syariah Indonesia