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All Journal Jurnal Ilmiah Mahasiswa FEB International Journal of Education, Social Studies, And Management (IJESSM) Jurnal Riset Hukum, Ekonomi Islam, ekonomi, Manajemen dan Akuntansi Cendikia Pendidikan
Hanafi, Reza
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Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Analysis of The Implementation of The Pegadaian Digital Service (PDS) Application on Financial Performance at PT. Pegadaian Regional Office 1 Medan Samosir, Poppy Marlina; Tiara , Shita; Hanafi, Reza; Fauzi, Indra
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 4 No. 2 (2024): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v4i2.372

Abstract

This research is entitled The Effect of Implementing the Pegadaian Digital Service (PDS) Application on Financial Performance at PT. Pegadaian 1 Medan Regional Office. PT. Pegadaian is a business entity that operates in the field of gold pawn services. PT. Pegadaian implements an application system called Pegadaian Digital Service (PDS). The purpose of this research is to determine the effect of implementing the Pegadaian Digital Service (PDS) application on financial performance at PT. Pegadaia Regional Office 1 Medan. The research method used is quantitative research. The data obtained in this research is secondary data. The number of samples used was 36 samples, namely the 2020-2022 Financial Report and a population of 72 from 2015-2017 and 2020-2022 with a time span of 2020-2022. The data analysis test uses a linear regression analysis test with a value of Y= 8.158+ 0.199x, which means there is a positive relationship between the implementation of the Pegadaian Digital Service (PDS) application and financial performance of 19.9% and a normality test to ensure data suitability. The data processing used in this research uses SPSS 23. The results of the research show that partially the implementation of PDS has a significant effect on the financial performance of PT. Pegadaian 1 Medan Regional Office. PDS Application Contribution to Financial Performance (ROA) was 23.8%. t count > t table (3.256>1.691) with a significance level of 0.03<0.05. It was found that the Pegadaian Digital Service (PDS) application had an effect on financial performance.
Analysis of The Implementation of The Pegadaian Digital Service (PDS) Application on Financial Performance at PT. Pegadaian Regional Office 1 Medan Samosir, Poppy Marlina; Tiara , Shita; Hanafi, Reza; Fauzi, Indra
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 4 No. 2 (2024): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v4i2.372

Abstract

This research is entitled The Effect of Implementing the Pegadaian Digital Service (PDS) Application on Financial Performance at PT. Pegadaian 1 Medan Regional Office. PT. Pegadaian is a business entity that operates in the field of gold pawn services. PT. Pegadaian implements an application system called Pegadaian Digital Service (PDS). The purpose of this research is to determine the effect of implementing the Pegadaian Digital Service (PDS) application on financial performance at PT. Pegadaia Regional Office 1 Medan. The research method used is quantitative research. The data obtained in this research is secondary data. The number of samples used was 36 samples, namely the 2020-2022 Financial Report and a population of 72 from 2015-2017 and 2020-2022 with a time span of 2020-2022. The data analysis test uses a linear regression analysis test with a value of Y= 8.158+ 0.199x, which means there is a positive relationship between the implementation of the Pegadaian Digital Service (PDS) application and financial performance of 19.9% and a normality test to ensure data suitability. The data processing used in this research uses SPSS 23. The results of the research show that partially the implementation of PDS has a significant effect on the financial performance of PT. Pegadaian 1 Medan Regional Office. PDS Application Contribution to Financial Performance (ROA) was 23.8%. t count > t table (3.256>1.691) with a significance level of 0.03<0.05. It was found that the Pegadaian Digital Service (PDS) application had an effect on financial performance.
PENGELOLAAN DANA ZAKAT, INFAK, SHADAQAH DALAM PENGENTASAN KEMISKINAN (Studi Kasus pada Badan Amil Zakat Nasional, Kota Mojokerto) Hanafi, Reza
Jurnal Ilmiah Mahasiswa FEB Vol. 7 No. 1
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Penelitian ini bertujuan untuk mengetahui sejauh mana pengelolaan zakat, infak, shadaqahdalam pengentasan kemiskinan di Kota Mojokerto. Dalam Islam upaya pengentasan kemiskinanadalah dengan zakat, infak, shadaqah. Oleh karena itu, ZIS seharusnya dikelola secara produktif danprofesional sehingga ZIS dapat mengambil bagian dalam merealisasikan ide-ide Islam untukmensejahterakan masyarakat. Metodelogi yang digunakan dalam penelitian ini menggunakanpendekatan kualitatif untuk melihat peran pengelolaan Badan Amil Zakat Nasional Kota Mojokertoyang tercakup di dalamnya kegiatan serta upaya apa saja yang dilaksanakan untuk pengentasankemiskinan di Kota Mojokerto. Teknik pengumpulan data dalam penelitian ini, peneliti menggunakanteknik wawancara kepada informan yang menyampaikan informasi. Jenis wawancara yang digunakanadalah wawancara semi terstruktur. pada penelitian ini, peneliti dapat memverifikasi hasil temuan dilapangan dengan menggunakan metode wawancara, observasi, dan dokumentasi. Sedangkan padatriangulasi sumber, untuk mendapatkan data dari sumber yang berbeda-beda dengan teknik yangsama. Dalam hal ini, peneliti akan membandingkan hasil wawancara pada informan satu denganinforman yang lainnya. Hasil dari penelitian menunjukkan secara keseluruhan mustahik merasakandampak yang positif dengan adanya dana ZIS yang diberikan oleh BAZNAS Kota Mojokerto, danmampu mengelola ZIS secara profesional, terpercaya, dan transparan, terbukti dengan danapenghimpunan dan pendistribusian ZIS yang meningkat setiap tahunnya. Secara keseluruhanpengelolaan yang dilakukan BAZNAS Kota Mojokerto sudah berjalan dengan sangat baik.Kata kunci: ZIS, BAZNAS Kota Mojokerto, Pengelolaan, Kemiskinan
HOMESCHOOLING SEBAGAI SOLUSI ALTERNATIF DALAM MENGATASI MASALAH-MASALAH PENDIDIKAN DI INDONESIA Hanafi, Reza; Rahmawan, Aulia; Gusmaneli
Sindoro: Cendikia Pendidikan Vol. 14 No. 4 (2025): Sindoro Cendikia Pendidikan
Publisher : Cahaya Ilmu Bangsa Institute

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Abstract

Sistem pendidikan konvensional di Indonesia menghadapi berbagai tantangan seperti kualitas pembelajaran yang belum merata, kurikulum yang kurang fleksibel, dan keterbatasan akses pendidikan di daerah terpencil. Homeschooling muncul sebagai alternatif pendidikan yang menawarkan fleksibilitas dan personalisasi pembelajaran sesuai dengan kebutuhan individual peserta didik. Artikel ini bertujuan untuk menganalisis peran homeschooling dalam mengatasi masalah-masalah pendidikan di Indonesia serta mengkaji implementasinya dalam perspektif pendidikan Islam. Metode penelitian menggunakan studi literatur dengan menganalisis berbagai sumber jurnal dan penelitian terkait homeschooling di Indonesia. Hasil penelitian menunjukkan bahwa homeschooling dapat menjadi solusi efektif untuk mengatasi berbagai masalah pendidikan konvensional, namun memerlukan kesiapan yang matang dari orang tua dan dukungan regulasi yang jelas. Homeschooling juga sejalan dengan nilai-nilai pendidikan Islam yang menekankan tanggung jawab orang tua dalam mendidik anak. The conventional education system in Indonesia faces various challenges such as uneven quality of learning, inflexible curriculum, and limited access to education in remote areas. Homeschooling emerges as an educational alternative that offers flexibility and personalized learning according to individual student needs. This article aims to analyze the role of homeschooling in addressing educational problems in Indonesia and examine its implementation from an Islamic education perspective. The research method uses literature study by analyzing various journal sources and research related to homeschooling in Indonesia. The results show that homeschooling can be an effective solution to overcome various conventional education problems, but requires mature readiness from parents and clear regulatory support. Homeschooling is also in line with Islamic educational values that emphasize parental responsibility in educating children.
PERAN KOMPETENSI DAN ETIKA AUDITOR DALAM MENINGKATKAN KUALITAS AUDIT Hanafi, Reza; Tasya Marshanda, Cut; Sahputri Siregar, Alya; Syahara, Mutia; Dwi Ningrum, Silvi; Mahdalia, Desy
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 5 No. 1 (2026): Januari
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v5i1.490

Abstract

Audit quality plays a crucial role in ensuring the reliability of financial reports and maintaining public trust in the audit profession. Various weaknesses in the audit process, discrepancies in findings between auditors, and ethical violations indicate that audit quality still requires serious attention. Through a literature review reviewing several national and international journals, this study outlines how auditor competence and ethics contribute to improving audit quality. The study's findings indicate that competence, encompassing technical ability, experience, and professional training, strongly influences auditor accuracy in assessing risks and detecting material errors. Meanwhile, auditor ethics, including integrity, objectivity, independence, and professional responsibility, serve as the primary foundation for maintaining honesty and transparency in audit implementation. Audit quality will achieve its best results when competence and ethics are applied in a balanced manner, as weaknesses in either aspect can compromise audit reliability. This study emphasizes the need for improved professional training and strengthened implementation of codes of ethics to support high-quality audits that gain public trust.
Co-Authors Dwi Ningrum, Silvi fauzi, indra Gusmaneli Indra Fauzi Mahdalia, Desy Rahmawan, Aulia Sahputri Siregar, Alya Samosir, Poppy Marlina Syahara, Mutia Tasya Marshanda, Cut Tiara , Shita