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Analysis of The Implementation of The Pegadaian Digital Service (PDS) Application on Financial Performance at PT. Pegadaian Regional Office 1 Medan Samosir, Poppy Marlina; Tiara , Shita; Hanafi, Reza; Fauzi, Indra
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 4 No. 2 (2024): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v4i2.372

Abstract

This research is entitled The Effect of Implementing the Pegadaian Digital Service (PDS) Application on Financial Performance at PT. Pegadaian 1 Medan Regional Office. PT. Pegadaian is a business entity that operates in the field of gold pawn services. PT. Pegadaian implements an application system called Pegadaian Digital Service (PDS). The purpose of this research is to determine the effect of implementing the Pegadaian Digital Service (PDS) application on financial performance at PT. Pegadaia Regional Office 1 Medan. The research method used is quantitative research. The data obtained in this research is secondary data. The number of samples used was 36 samples, namely the 2020-2022 Financial Report and a population of 72 from 2015-2017 and 2020-2022 with a time span of 2020-2022. The data analysis test uses a linear regression analysis test with a value of Y= 8.158+ 0.199x, which means there is a positive relationship between the implementation of the Pegadaian Digital Service (PDS) application and financial performance of 19.9% and a normality test to ensure data suitability. The data processing used in this research uses SPSS 23. The results of the research show that partially the implementation of PDS has a significant effect on the financial performance of PT. Pegadaian 1 Medan Regional Office. PDS Application Contribution to Financial Performance (ROA) was 23.8%. t count > t table (3.256>1.691) with a significance level of 0.03<0.05. It was found that the Pegadaian Digital Service (PDS) application had an effect on financial performance.
FINANCIAL PERFORMANCE BEFORE AND AFTER THE MERGER STUDY AT INDONESIAN SYARIAH BANK Hairani, Khadizah; Wulandari, Tri; Dewi, Nurmala; Samosir, Poppy Marlina; Purba, Dhea Rahmadani; Hasanah, Nur Qory
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aim of this research is to find out the financial performance of 3 banks, namely Bank Mandiri Syariah, BRI Syariah and BNI Syariah based on profitability before the merger and after the merger. This research is a type of qualitative descriptive research. The aim of this research is to interpret and explain data relating to the current situation, attitudes or views that occur in society, the conflict between two or more situations, the influence of a condition and so on. The merger of the three Sharia Banks was realized in February 2021 and then changed its name to BSI. With reference sources from 5 national journals and 2 international journals with databases sourced from research journal articles, namely Google Scholar, ScienceDirect, Researchgate and collecting data from sharia banking statistics published by the Financial Services Authority in the form of financial reports obtained from the official website each sharia banking. Based on the financial reports of the three Islamic banks that carried out the merger as well as the financial performance and liquidity of these banks for the last two years from 2019-2020 (Financial Performance of Indonesian Sharia Banking et al., 2022). This research uses secondary data. BSI's financial performance before and after the merger shows that it is better after the merger because a lower ratio shows the level of bank effectiveness in achieving higher profits. Based on the results of the company's financial performance analysis using financial ratios, the merger has not had a positive impact on banking. In other words, the economic motive for the merger activities of the three Sharia banks has not been achieved for the period one year before and one year after the implementation of the merger.
Analysis of The Implementation of The Pegadaian Digital Service (PDS) Application on Financial Performance at PT. Pegadaian Regional Office 1 Medan Samosir, Poppy Marlina; Tiara , Shita; Hanafi, Reza; Fauzi, Indra
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 4 No. 2 (2024): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v4i2.372

Abstract

This research is entitled The Effect of Implementing the Pegadaian Digital Service (PDS) Application on Financial Performance at PT. Pegadaian 1 Medan Regional Office. PT. Pegadaian is a business entity that operates in the field of gold pawn services. PT. Pegadaian implements an application system called Pegadaian Digital Service (PDS). The purpose of this research is to determine the effect of implementing the Pegadaian Digital Service (PDS) application on financial performance at PT. Pegadaia Regional Office 1 Medan. The research method used is quantitative research. The data obtained in this research is secondary data. The number of samples used was 36 samples, namely the 2020-2022 Financial Report and a population of 72 from 2015-2017 and 2020-2022 with a time span of 2020-2022. The data analysis test uses a linear regression analysis test with a value of Y= 8.158+ 0.199x, which means there is a positive relationship between the implementation of the Pegadaian Digital Service (PDS) application and financial performance of 19.9% and a normality test to ensure data suitability. The data processing used in this research uses SPSS 23. The results of the research show that partially the implementation of PDS has a significant effect on the financial performance of PT. Pegadaian 1 Medan Regional Office. PDS Application Contribution to Financial Performance (ROA) was 23.8%. t count > t table (3.256>1.691) with a significance level of 0.03<0.05. It was found that the Pegadaian Digital Service (PDS) application had an effect on financial performance.