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The Influence of Plafond, Tenor, Application Process, and Loan Frequency on The Growth of Bank Syariah Indonesia's MSMEs Customers Viantina, Anisa Lia; Purbowisanti, Ratih; Ady Rahmanto, Dhidhin Noer; Ilmiah, Dunyati; Febriyanti, Novi
Invest Journal of Sharia & Economic Law Vol. 2 No. 2 (2022): INVEST - Vol. 2 No. 2 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/invest.v2i2.5405

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are essential to economic growth. However, the growth of MSMEs is constrained by difficulties in accessing capital. This study aims to determine the effect of the variable amount of financing (plafond), the application process, the repayment period (tenor), and the frequency of borrowing on the growth of MSMEs. This study uses a quantitative method with a sample of 80 respondents from Bank Syariah Indonesia branch office Sleman Prambanan customers. The sample selection used a purposive sampling technique with the criteria that Bank Syariah Indonesia branch office Sleman Prambanan customers were SMEs in the Yogyakarta and Klaten areas and used financing products such as BSI KUR Micro, BSI KUR Kecil, and BSI Super Micro. The analytical technique used is the classical assumption test, multiple linear regression analysis, t-test, F test, and the coefficient of determination with the help of SPSS software. The results show that the amount of financing (plafond) and the repayment period (tenor) have a positive effect. In contrast, the application process and the borrowing frequency do not positively affect the growth of MSMEs.
The Influence of Plafond, Tenor, Application Process, and Loan Frequency on The Growth of Bank Syariah Indonesia's MSMEs Customers Viantina, Anisa Lia; Purbowisanti, Ratih; Ady Rahmanto, Dhidhin Noer; Ilmiah, Dunyati; Febriyanti, Novi
Invest Journal of Sharia & Economic Law Vol. 2 No. 2 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/invest.v2i2.5405

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are essential to economic growth. However, the growth of MSMEs is constrained by difficulties in accessing capital. This study aims to determine the effect of the variable amount of financing (plafond), the application process, the repayment period (tenor), and the frequency of borrowing on the growth of MSMEs. This study uses a quantitative method with a sample of 80 respondents from Bank Syariah Indonesia branch office Sleman Prambanan customers. The sample selection used a purposive sampling technique with the criteria that Bank Syariah Indonesia branch office Sleman Prambanan customers were SMEs in the Yogyakarta and Klaten areas and used financing products such as BSI KUR Micro, BSI KUR Kecil, and BSI Super Micro. The analytical technique used is the classical assumption test, multiple linear regression analysis, t-test, F test, and the coefficient of determination with the help of SPSS software. The results show that the amount of financing (plafond) and the repayment period (tenor) have a positive effect. In contrast, the application process and the borrowing frequency do not positively affect the growth of MSMEs.
Sosialisasi Pencegahan dan Penanganan Stunting Sebagai Upaya Mewujudkan Generasi Unggul di Dusun Iroyudan Kelurahan Guwosari Wardiyana, Lisa; Rouzi, Kana Safrina; A'yun, Riza Shinta Qurrota; Batubara, Saimarrasoki; Saputro, Pujo Hari; Sulaiman, Ahmad; Viantina, Anisa Lia; Hakim, Luqmanul; Amsy, M.R Mutawakkil; Wulandari, Narulita; Silvianah, Nita; Sari, Susi Nopita; Fatonah, Umti
Bangun Desa: Jurnal Pengabdian Masyarakat Vol 1, No 1 (2022)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1014.417 KB) | DOI: 10.21927/jbd.2022.1(1).25-28

Abstract

Stunting merupakan keadaan gagal tumbuh pada balita yang disebabkan karena kekurangan gizi secara kronis atau berkepanjangan dalam waktu yang lama sehingga anak terlalu pendek untuk usianya. Salah satu penyebab stunting yaitu kurangnya pengetahuan ibu dan pola asuh yang kurang tepat. Oleh karena itu, diperlukan adanya sosialisasi mengenai cara pencegahan dan penanganan stunting. Metode pengabdian dengan penyuluhan dan ceramah disetai tanya jawab tentang pencegahan dan penanganan stunting melalui media power point. Peserta yang mengikuti soasialisasi terdiri dari 12 remaja putri, 3 ibu hamil dan 9 ibu dari balita yang mengalami stunting di Dusun Iroyudan Kelurahan Guwosari. Dalam kegiatan ini menghasilkan bahwa semua peserta sudah tersosialisasi mengenai stunting, dampak dari stunting, serta cara pencegahan dan penanganannya.