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Analysis of factors that cause financial distress in Islamic commercial banks Lestari, Anisa; Rahmayanti, Dini
Journal of Accounting and Digital Finance Vol. 3 No. 3 (2023): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v3i3.971

Abstract

This research aims to analyze the factors that cause financial distress in Islamic commercial banks in Indonesia so that Islamic banking companies avoid financial difficulties and reduce the possibility of bankruptcy. The population used in this research were 13 Islamic commercial banks registered with the Otoritas Jasa Keuangan (OJK), and sampling used a purposive sampling technique where samples were taken with certain conditions until 9 Islamic commercial banks were selected with a research period of eight years (2015-2022). Data analysis using multiple linear regression and the results obtained showed that the leverage ratio has a negative and significant effect on the occurrence of financial distress, where leverage measurement uses Debt to Equity Ratio (DER) and financial distress measurement uses Z-Score. At the same time, the liquidity ratio has a positive but insignificant effect on financial distress, where liquidity is measured using the Current Ratio (CR).
Pengaruh Pendidikan Kesehatan Reproduksi melalui Penyuluhan dan Kuisioner terhadap Pengetahuan Remaja Terkait Kehamilan di Luar Nikah di SMA Kota Bekasi Sukmawati, Sukmawati; Lestari, Anisa; Fitri, Anisa; Triana, Tara; Susilawati, Delvi
MAHESA : Malahayati Health Student Journal Vol 5, No 5 (2025): Volume 5 Nomor 5 (2025)
Publisher : Universitas Malahayati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33024/mahesa.v5i5.17176

Abstract

ABSTRACT Adolescence is a transition period from childhood to adulthood. During this period, adolescents will experience development in all aspects/functions to enter adulthood. This adolescent period lasts between the ages of 13 years to 22 years for men and 12 years to 21 years for women (Hapsari, 2019). During adolescence, many major changes will occur, one of the changes that occurs is the increase in sexual hormones and the physical development of sexual organs and reproductive organs. Adolescence is often a time when teenagers engage in sexual behavior. The aim of this research is to find out how the influence of Health Education including leaflets and questionnaires on teenagers' knowledge regarding pregnancy outside of marriage. accepted in the sense that there is an influence of Health Education through counseling and questionnaires on adolescent knowledge regarding pregnancy outside of marriage Keywords: Education, Counseling, Questionnaires, Knowledge, Teenagers  ABSTRAK Masa remaja merupakan masa peralihan dari masa anak-anak menuju masa dewasa. pada masa ini remaja akan mengalami perkembangan dari semua aspek/fungsi untuk memasuki masa dewasa. Masa remaja ini berlangsung antara umur 13 tahun sampai dengan 22 tahun bagi laki-laki dan 12 tahun sampai dengan 21 tahun bagi wanita (Hapsari, 2019). Pada masa remaja ini akan banyak terjadi perubahan-perubahan yang besar, salah satu perubahan yang terjadi yaitu meningkatnya hormon seksualitas dan mulai berkembangnya organ-organ seksual serta organ-organ reproduksi secara fisik. Masa remaja seringkali menjadi masa dimana remaja melakukan perilaku-perilaku seksual Tujuan penelitian ini untuk mengetahui bagaimana pengaruh Pendidikan Kesehatan mealuli leaflet dan kuisioner terhadap pengetahuan remaja terkait kehamilan di luar nikahHasil penelitian didapatkan nilai p sebesar <0,001 ini menunjukkan nilai p<0,05 maka H1 diterima dalam arti terdapat pengaruh Pendidikan Kesehatan mealaui penyuluhan dan kuisoner pada pengetahuan remaja terakit kehamilan dilaur nikah Kata Kunci: Pendidikan,Penyuluhan,Kuisioner,Pengetahuan,Remaja
Pendampingan pemasaran UMKM berbasis digital melalui website marketing Petaya, Linna Jalin; Trishananto, Yudha; Kumalasari, Yuni; Mualifah, Mualifah; Hastuti, Rizki Dwi; Lestari, Anisa
Tintamas: Jurnal Pengabdian Indonesia Emas Vol. 1 No. 3 (2024): Tintamas: Jurnal Pengabdian Indonesia Emas
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/tintamas.v1i3.1041

Abstract

service aims to empower MSMEs in Sukoharjo Village, Semarang, through digital marketing assistance with a marketing information provider website. Digital technology is key in advancing MSMEs, especially with the spread of online and offline markets. However, many MSME players have not fully utilized the presence of these online markets. Assistance is carried out through the creation of a website that provides features such as online marketing guides/articles, community forums, tutorials, and support services, where the website helps provide various information about online marketplace platforms, such as Tokopedia, Shopee, Alibaba, Amazon, and so on. The PAR method involved the local community and MSME producers in Sukoharjo Village. This website is expected to increase the visibility and sales turnover of MSMEs in Sukoharjo Village and help them compete in an increasingly competitive market, especially in the online world, domestically and internationally. With this approach, MSMEs can access more market opportunities online, improve their business sustainability, and contribute to local economic growth.