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Analysis of factors that cause financial distress in Islamic commercial banks Lestari, Anisa; Rahmayanti, Dini
Journal of Accounting and Digital Finance Vol. 3 No. 3 (2023): Journal of Accounting and Digital Finance
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jadfi.v3i3.971

Abstract

This research aims to analyze the factors that cause financial distress in Islamic commercial banks in Indonesia so that Islamic banking companies avoid financial difficulties and reduce the possibility of bankruptcy. The population used in this research were 13 Islamic commercial banks registered with the Otoritas Jasa Keuangan (OJK), and sampling used a purposive sampling technique where samples were taken with certain conditions until 9 Islamic commercial banks were selected with a research period of eight years (2015-2022). Data analysis using multiple linear regression and the results obtained showed that the leverage ratio has a negative and significant effect on the occurrence of financial distress, where leverage measurement uses Debt to Equity Ratio (DER) and financial distress measurement uses Z-Score. At the same time, the liquidity ratio has a positive but insignificant effect on financial distress, where liquidity is measured using the Current Ratio (CR).
Pengaruh Pendidikan Kesehatan Reproduksi melalui Penyuluhan dan Kuisioner terhadap Pengetahuan Remaja Terkait Kehamilan di Luar Nikah di SMA Kota Bekasi Sukmawati, Sukmawati; Lestari, Anisa; Fitri, Anisa; Triana, Tara; Susilawati, Delvi
MAHESA : Malahayati Health Student Journal Vol 5, No 5 (2025): Volume 5 Nomor 5 (2025)
Publisher : Universitas Malahayati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33024/mahesa.v5i5.17176

Abstract

ABSTRACT Adolescence is a transition period from childhood to adulthood. During this period, adolescents will experience development in all aspects/functions to enter adulthood. This adolescent period lasts between the ages of 13 years to 22 years for men and 12 years to 21 years for women (Hapsari, 2019). During adolescence, many major changes will occur, one of the changes that occurs is the increase in sexual hormones and the physical development of sexual organs and reproductive organs. Adolescence is often a time when teenagers engage in sexual behavior. The aim of this research is to find out how the influence of Health Education including leaflets and questionnaires on teenagers' knowledge regarding pregnancy outside of marriage. accepted in the sense that there is an influence of Health Education through counseling and questionnaires on adolescent knowledge regarding pregnancy outside of marriage Keywords: Education, Counseling, Questionnaires, Knowledge, Teenagers  ABSTRAK Masa remaja merupakan masa peralihan dari masa anak-anak menuju masa dewasa. pada masa ini remaja akan mengalami perkembangan dari semua aspek/fungsi untuk memasuki masa dewasa. Masa remaja ini berlangsung antara umur 13 tahun sampai dengan 22 tahun bagi laki-laki dan 12 tahun sampai dengan 21 tahun bagi wanita (Hapsari, 2019). Pada masa remaja ini akan banyak terjadi perubahan-perubahan yang besar, salah satu perubahan yang terjadi yaitu meningkatnya hormon seksualitas dan mulai berkembangnya organ-organ seksual serta organ-organ reproduksi secara fisik. Masa remaja seringkali menjadi masa dimana remaja melakukan perilaku-perilaku seksual Tujuan penelitian ini untuk mengetahui bagaimana pengaruh Pendidikan Kesehatan mealuli leaflet dan kuisioner terhadap pengetahuan remaja terkait kehamilan di luar nikahHasil penelitian didapatkan nilai p sebesar <0,001 ini menunjukkan nilai p<0,05 maka H1 diterima dalam arti terdapat pengaruh Pendidikan Kesehatan mealaui penyuluhan dan kuisoner pada pengetahuan remaja terakit kehamilan dilaur nikah Kata Kunci: Pendidikan,Penyuluhan,Kuisioner,Pengetahuan,Remaja
Pendampingan pemasaran UMKM berbasis digital melalui website marketing Petaya, Linna Jalin; Trishananto, Yudha; Kumalasari, Yuni; Mualifah, Mualifah; Hastuti, Rizki Dwi; Lestari, Anisa
Tintamas: Jurnal Pengabdian Indonesia Emas Vol. 1 No. 3 (2024): Tintamas: Jurnal Pengabdian Indonesia Emas
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/tintamas.v1i3.1041

Abstract

service aims to empower MSMEs in Sukoharjo Village, Semarang, through digital marketing assistance with a marketing information provider website. Digital technology is key in advancing MSMEs, especially with the spread of online and offline markets. However, many MSME players have not fully utilized the presence of these online markets. Assistance is carried out through the creation of a website that provides features such as online marketing guides/articles, community forums, tutorials, and support services, where the website helps provide various information about online marketplace platforms, such as Tokopedia, Shopee, Alibaba, Amazon, and so on. The PAR method involved the local community and MSME producers in Sukoharjo Village. This website is expected to increase the visibility and sales turnover of MSMEs in Sukoharjo Village and help them compete in an increasingly competitive market, especially in the online world, domestically and internationally. With this approach, MSMEs can access more market opportunities online, improve their business sustainability, and contribute to local economic growth.
Peranan Strategi Mitigasi dalam Menghadapi Risiko Operasional pada Perusahaan dan UMKM Nestiti, Intan Liani; Lestari, Anisa; Manda, Gusganda Suria
Innovative: Journal Of Social Science Research Vol. 5 No. 3 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i3.19324

Abstract

Strategi mitigasi risiko sangat penting dalam dunia bisnis, baik untuk perusahaan besar maupun UMKM. Kemampuan mengelola risiko secara efektif membantu pelaku usaha menghadapi tantangan operasional dan menjaga kelangsungan bisnis. Identifikasi risiko sejak awal memungkinkan penyusunan langkah pencegahan yang tepat, sehingga strategi mitigasi dapat dijalankan secara berkelanjutan dan sukses. Metodologi studi pustaka digunakan dalam penelitian ini melalui analisis terhadap berbagai literatur yang relevan dengan topik yang dikaji. Informasi yang dikumpulkan dalam penelitian mencerminkan bagaimana mitigasi risiko dapat berperan dalam kelancaran operasional bisnis. Hasil penelitian menunjukkan bahwa strategi mitigasi risiko memainkan peran krusial dalam menjaga kelancaran operasional bisnis, baik di perusahaan besar maupun UMKM. Dengan penerapan strategi mitigasi yang efektif, risiko operasional dapat dikelola secara proaktif, sehingga meningkatkan efisiensi dan keberlanjutan bisnis dalam menghadapi dinamika pasar yang kompleks. Kata Kunci: Mitigasi Risiko, Risiko Operasional, Strategi Mitigasi
Pengaruh Pendapatan Terhadap Minat Beli Ulang Pada Marugame Udon (Survei Pada Masyarakat di Kecamatan Telukjambe Timur) Ameliaz, Corrinna Salsabila; Lestari, Anisa; Yuliarti, Almira Dwi; Ilham, Arifin; Akbar, Muhammad Faiz; Ramadhan, Fajar
Innovative: Journal Of Social Science Research Vol. 5 No. 4 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i4.20293

Abstract

Dalam persaingan bisnis kuliner, mempertahankan pelanggan saat ini sama pentingnya dengan menarik pelanggan baru. Diera globalisasi saat ini, banyak bisnis dan industri yang berkembang dengan pesat, termasuk industri kuliner. Untuk membedakan dirinya dari pesaing, pertumbuhan Perusahaan dapat menyebabkan persaingan yang ketat, yang mengharuskan perusahaan memiliki keunggulan kompetitif. Penelitian ini menganalisis pengaruh pendapatan terhadap minat beli ulang pada produk Marugame Udon. Studi ini menggunakan metode deskriptif dan verifikatif dengan pendekatan kuantitatif. Populasi penelitian ini adalah Masyarakat di Kecamatan Telukjambe Timur, Kabupaten Karawang, yang pernah melakukan pembelian di Marugame Udon, peneliti mengambil sampel 100 responden. Uji asumsi klasik, analisis regresi linear sederhana, analisis koefisien korelasi dan determinasi, serta kelayakan uji model adalah beberapa teknik data yang digunakan. Hasil penelitian ini menunjukkan bahwa pendapatan memiliki pengaruh signifikan terhadap minat beli ulang pada Marugame Udon di Telukjambe Timur, Kabupaten Karawang.
Improving Knowledge Of Prebiotic Food Sources Among Pregnant Women To Prevent Anemia Haslin, Sharfina; Simanjuntak, Netti Meilani; Aritonang, Juneris; Simaremare, Ernawati; Hulu, Lenyi Risdayanti; Lestari, Anisa
Outline Journal of Community Development Vol. 3 No. 2: November 2025
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/bd900h74

Abstract

Anemia during pregnancy remains a significant public health concern, affecting both maternal and fetal health. Adequate intake of prebiotic foods has been suggested as a strategy to improve intestinal health and enhance iron absorption, thereby contributing to anemia prevention. This study aimed to improve pregnant women’s knowledge about prebiotic food sources as a preventive measure against anemia. The intervention employed interactive educational sessions, including lectures, discussions, and demonstrations on the consumption of prebiotic foods. Participants were pregnant women registered at local community health posts or healthcare facilities. Knowledge levels were assessed using structured questionnaires before and after the intervention. The pre-test results indicated that nearly half of the participants (48%) had low knowledge, while only 16% demonstrated high knowledge. Following the educational intervention, knowledge improved significantly, with 68% of participants achieving a high knowledge level and only 8% remaining in the low category. These findings indicate that targeted educational programs on prebiotic food consumption effectively enhance pregnant women’s understanding of anemia prevention. Increasing awareness and knowledge about prebiotic foods can encourage healthier dietary practices, ultimately contributing to a reduction in anemia prevalence during pregnancy.
Legalitas Perizinan Usaha Mikro, Kecil, Dan Menengah (UMKM) Untuk Meningkatkan Kesejahteraan Masyarakat Desa Pager Kecamatan Bungkal Kabupaten Ponorogo Fauzi, Ferry; Listyowati, Maria Yosepin Endah; Lestari, Anisa
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5598

Abstract

Keberadaan pelaku usaha mikro, kecil, dan menengah (UMKM) dalam konteks ekonomi, sosial, dan politik di Indonesia dapat memberikan kontribusi pada perekonomian lokal guna meningkatkan kesejahteraan masyarakat. Sebagian masyarakat desa Pager dalam mendapatkan penghasilan keluarga dengan membuka usaha khususnya dalam bentuk mikro kecil mandiri, yang berdasarkan data di pemerintah desa sejumlah 180 jenis usaha terdiri dari 70 orang yang sudah memiliki ijin usaha dan 110 orang yang belum memiliki ijin usaha. Banyaknya pelaku usaha yang belum memiliki ijin usaha dikarenakan karena minimnya pengetahuan mengenai proses pendaftaran dan ketidaktahuan fungsi memiliki Surat Ijin Usaha. Perizinan bagi UMKM sesuai Peraturan Pemerintah Nomor 7 Tahun 2021 memberikan jaminan untuk legalitas usaha serta mendapatkan dukungan dari pemerintah melalui pendampingan dan pengawasan untuk mewujudkan negara kesejahteraan, di mana UMKM berperan sebagai pilar penting perekonomian untuk menghadapi persaingan global yang semakin ketat. Penggunaan metode yuridis normatif dalam penelitian ini membantu dalam memahami kerangka hukum yang mendasari perlindungan dan pemberdayaan UMKM, sehingga perizinan tidak hanya sekedar formalitas namun juga merupakan bagian integral dari ekosistem usaha yang sehat dan berkelanjutan.
Islamic Philanthropy, Macroeconomics Factors, and Poverty: Panel Data Evidence from Muslim-Majority Provinces in Indonesia Lestari, Anisa; Putra, Trisca Relanda; Zubaidah, Siti
IJoIS: Indonesian Journal of Islamic Studies Vol. 7 No. 1 (2026)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/ijois.1488

Abstract

Despite Indonesia’s vast zakat potential, empirical gaps remain regarding the consistent impact of Islamic philanthropy and macroeconomic indicators on poverty alleviation, particularly within integrative models covering the post-pandemic phase. This study aims to analyze the determinants of poverty in Indonesia’s Muslim-majority provinces from 2019 to 2023 by integrating Islamic philanthropy, macroeconomics, and socio-demographic variables. Utilizing a quantitative approach with panel data regression, the Fixed Effect Model (FEM) was identified as the optimal model based on the Hausman test. The findings reveal that zakat and economic growth have a significant negative impact on poverty, effectively reducing poverty rates. Conversely, DSKL (Religious Social Funds), mean years of schooling, and social assistance exhibit a significant positive relationship with poverty levels. Meanwhile, infaq, alms, local revenue (PAD), inflation, minimum wage (UMP), and the Human Development Index (HDI) show no significant effect. The primary contribution of this research is providing a comprehensive model proving that poverty reduction requires synergy between productive religious instruments and inclusive fiscal policies. These results imply that the government and zakat institutions must optimize the governance of integrated Islamic philanthropy alongside human capital strengthening to achieve sustainable poverty reduction. These findings highlight the importance of integrating Islamic philanthropy governance with regional fiscal policies and human capital development to achieve sustainable poverty reduction