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PERAN LEMBAGA KEUANGAN MIKRO SYARIAH (LKMS) DALAM MENDUKUNG EKONOMI KERAKYATAN DAN PENGENTASAN KEMISKINAN UMAT Ayunda, Antin; Ramadhani, Indri Gayatri; Fahlevy, Reza; Hayati, Fitri
Jurnal Bina Bangsa Ekonomika Vol. 18 No. 1 (2025): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v18i1.818

Abstract

Many countries, including Indonesia, still face important problems, namely poverty. As of March 2024, based on data from the Central Statistics Agency (BPS), 25.22 million people from the total population of Indonesia live below the poverty line. This study aims to explore the strategic role of Islamic Microfinance Institutions (LKMS) in two aspects, namely supporting the development of the people's economy and poverty alleviation. Islamic Microfinance Institutions (LKMS) play an important role in supporting the people's economy and poverty alleviation in Indonesia. LKMS also helps the community through the management of social funds such as zakat, ifaq, sadaqah and waqf (ZISWAF), which support productive businesses in poor communities and improve their welfare. Overall, LKMS has succeeded in increasing financial inclusion by reaching previously marginalized populations and helping to combat poverty through fair and sharia-based financing. However, to reduce the impact of sharia financial products, the problem of financial literacy and public understanding of it must be resolved
The Influence of Organizational Culture, Morals and Leadership Style on Employee Performance Ayunda, Antin; Marliyah, Marliyah; Rahma, Tri Inda Fadhila
Almana : Jurnal Manajemen dan Bisnis Vol 9 No 1 (2025): April
Publisher : Bandung: Prodi Manajemen FE Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/almana.v9i1.2824

Abstract

Employee performance is the main factor in the success of a company, including in the plantation sector which has a field-based, hierarchical work system. PT. Perkebunan Nusantara IV The Tobasari is a state-owned company that implements the AKHLAK organizational culture (Trusted, Competent, Harmonious, Loyal, Adaptive, and Competent) to improve employee performance, but its implementation has not been evenly distributed to all employees. The purpose of this study was to analyze the effect of AKHLAK Organizational Culture and Leadership Style on Employee Performance at PT. Perkebunan Nusantara IV The Tobasari. The research method used was quantitative, with data collection techniques through distributing questionnaires to 62 employees of PT. Perkebunan Nusantara IV The Tobasari as respondents. Data analysis was carried out using the Partial Least Square (PLS) method based on Structural Equation Modeling (SEM) to analyze the relationship between variables. The results of the study showed that AKHLAK organizational Culture had a positive and significant effect on employee performance at PT. Perkebunan Nusantara IV The Tobasari. Meanwhile, Leadership Style did not show any effect on employee performance at PT. Perkebunan Nusantara IV The Tobasari. The findings in this study indicate that employees are more influenced by work culture than by leadership style.