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All Journal Formosa Journal of Applied Sciences (FJAS) International Journal of Management Analytics (IJMA) International Journal of Management and Business Intelligence (IJMBI)
Jamil, Jumrah
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Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Social Sciences

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Efforts to Increase the Number of Murabahah Financing Customers Through Marketing Strategies at Bank Muamalat Bacan Branch, South Halmahera District Jamil, Jumrah; Hanafi, Tarisa Daeng; Bambang, Intan; Supriyanto, Putri Haliza; Syuhada, Sitti Minarsi
International Journal of Managemen Analytics (IJMA) Vol. 1 No. 3 (2023): October 2023
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijma.v1i3.625

Abstract

This research aims to determine the marketing strategy carried out by Bank Muamalat, Bacan Branch, and South Halmahera Regency to increase the number of murabahah financing customers. The type of research that the author conducted was descriptive qualitative, namely descriptive qualitative field research. Based on the results of research conducted by the author at Bank Muamalat, Bacan Branch, South Halmahera Regency, efforts to increase the number of murabahah financing customers through marketing strategies are through products, which is done by offering the advantages of murabahah financing products to the public to attract public interest in carrying out murabahah financing. at Bank Muamalat Bacan Branch, South Halmahera Regency. As for the marketing strategy through price, even though prices are considered less competitive than other financial institutions, Bank Muamalat, Bacan Branch, and South Halmahera Regency offer customers a fast process and easy terms. The results of this research show that Bank Muamalat, Bacan Branch, South Halmahera Regency has implemented an effective marketing strategy, this is proven by the increase in the number of customers again in 2023. The obstacles faced by Bank Muamalat, Bacan Branch, and South Halmahera Regency in marketing murabahah financing include transportation costs.
The Influence of Compensation on Human Resource Performance in the Environmental Services of South Halmaera District Sumual, Tineke; Watung, Sjeddie; Sumual, Shelty; Jamil, Jumrah; Repi, Heidi Kristian
International Journal of Management and Business Intelligence Vol. 1 No. 4 (2023): December 2023
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijmbi.v1i4.1017

Abstract

This research intends to investigate and assess how compensation affects the performance of human resources in the Environmental Department of South Halmahera Regency. The method in writing this article is a quantitative research technique, namely building theory by testing the relationship between variables. These variables can be measured and explained as instruments with relevant statistical analysis that can be interpreted. The benefit the purpose of this essay is to ascertain how compensation affects the performance of human resources in the Environmental Department of South Halmahera Regency. The research results reveal that this can be achieved well if the human resources within the company/organization are handled by appropriate management of human resources. It was determined that whenever there was a rise in compensation, employee morale increased. Suggestions require adjustments to compensation to increase employee morale at the South Halmahera Regency Environmental Service, both now and in the future and it is hoped that in the future it will be further improved to achieve organizational goals.
Freedom to Learn from Ki Hadjar Dewantara's Perspective and its Relevance for the Development of Character Education Jamil, Jumrah; M.Dun, Alyyuddin; Sahrun, Sahrun; Marhali, Rohani Dg; Joni, Juliati
Formosa Journal of Applied Sciences Vol. 2 No. 11 (2023): November 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjas.v2i11.6868

Abstract

The aim of this research is to investigate and assess policy formulation. The concept of "freedom of learning" as presented by Ki Hadjar Dewantara and is relevant to the development of character education, gives educators and students the freedom to choose the type of learning environment they want. Because the world of education in Indonesia currently places more emphasis on knowledge than skills, the aim of freedom to learn is to make learning fun for teachers and students. In addition, character development is highly valued at Merdeka Belajar. in line with Indonesian national values. According to Hadjar Dewantara Ki, learning is a catalyst for student growth because it teaches them how to make changes and improve the environment. One way to practice the values that shape the character of a country is to give people the freedom to learn, starting with improving the education system and teaching strategies.
Marriage of Pregnant Women Out of Wedlock According to the Shafi'i School and Compilation of Islamic Law Jamil, Jumrah; Murut, Risman; Soulisa, Muhammad Rizal; Labondu, Jan; M. Kasuba, Witri; Raman, Reny; Talib, Anwar
Formosa Journal of Applied Sciences Vol. 2 No. 11 (2023): November 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjas.v2i11.6869

Abstract

The aim of this research is to develop a comparison. Regarding the KHI legal framework for marrying pregnant women out of wedlock, Law Number One of 1974 and Imam Syafi'i apply. This summarizes qualitative techniques with conversation-based data collection; Descriptive data processing is used in this research process. Research findings indicate a relationship. Laws between the legal framework for marriage, pregnant women at KHI, and Imam Syafi'i. Meanwhile, individuals who mate with pregnant women make a difference. KHI Law Number 1 of 1974, it is a man who impregnates a woman. marry him if the woman becomes pregnant out of wedlock. Meanwhile, according to Imam Syafi'i, marriage is the result of pregnancy out of wedlock. Legally, a woman who is pregnant may immediately marry. regardless of whether she married the man who conceived her or not.
Co-Authors Bambang, Intan Hanafi, Tarisa Daeng Joni, Juliati Labondu, Jan M. Kasuba, Witri M.Dun, Alyyuddin Marhali, Rohani Dg Murut, Risman Raman, Reny Repi, Heidi Kristian sahrun, sahrun Shelty D. M. Sumual Sjeddie Watung Soulisa, Muhammad Rizal Supriyanto, Putri Haliza Syuhada, Sitti Minarsi Talib, Anwar Tineke Sumual