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All Journal Jurnal Hukum Progresif Lentera Hukum
Marbun, Bachtiar
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Law, Crime, Criminology & Criminal Justice

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The Interplay of Banking Development and Legal Reforms Marbun, Bachtiar; Santoso, Budi; Yunanto, Yunanto
Lentera Hukum Vol 11 No 2 (2024): LENTERA HUKUM
Publisher : University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ejlh.v11i2.47722

Abstract

The enforcement of mortgage rights plays a pivotal role in ensuring economic stability and protecting citizens' financial interests. Within the broader context of economic governance, the banking sector acts as a fundamental pillar, driving economic growth and safeguarding financial certainty. This study examines the regulatory framework governing the enforcement of mortgage rights in Indonesia, emphasizing its impact on financial security and the reduction of Non-Performing Loans (NPL). Through a normative juridical approach, this research analyzes the existing legal provisions in Indonesia and explores avenues for enhancing the mortgage enforcement process. In addition to legal analysis, philosophical discourse is employed to understand the practical challenges in enforcing mortgage rights. A comparative approach focuses on the Indian legal system, where mortgage rights can be executed without court intervention. India’s approach has effectively reduced Non-Performing Assets (NPA), offering valuable insights into Indonesia’s legal reform efforts. The study suggests adopting a comparable framework in Indonesia could streamline mortgage enforcement procedures, reduce litigation, and enhance financial stability. This research aims to contribute to Indonesia’s broader economic management and governance strategies by proposing legal reforms and promoting a more efficient, competitive, financial security, and equitable financial system.KEYWORDS: Legal Reform, Banking, Morgage Rights, Indonesia, India.
KEDUDUKAN PEMERINTAH DALAM SISTEM PENGEMBANGAN E-COMMERCE DARI SEGI KEPERDATAAN BERDASARKAN ASAS KEPASTIAN HUKUM Marbun, Bachtiar; Santoso, Budi; Yunanto, Yunanto
Jurnal Hukum Progresif Vol 12, No 2 (2024): Oktober 2024
Publisher : Doctoral of Law Program, Faculty of Law, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jhp.12.2.94-108

Abstract

Penelitian ini bertujuan untuk menganalisa tentang kedudukan pemerintah dalam sistem pengembangan e-commerce dengan memberikan kepastian hukum dalam pengembangan e-commerce dan menciptakan perspektif sipil untuk mengembangkan sistem dari segi keperdataan berdasarkan asas kepastian hukum. Metode yang digunakan adalah yuridis normative dengan menggunakan tiga jenis bahan hukum: bahan primer, sekunder dan tersier. Pengumpulan data dengan menganalisis bahan-bahan yang digunakan di perpustakaan, menggunakan metode kualitatif deskriptif. Hasil penelitian menunjukkan bahwa dari segi keperdataan, peran pemerintah dalam pengembangan sistem e-commerce didasarkan pada asas kepastian hukum yang diatur pada edisi ke-7 dengan Kode Dagang 2014. Peraturan E-Commerce memberikan pemahaman yang jelas tentang Sistem Transaksi Elektronik (PMSE).
Co-Authors ary yunanto Dwi Budi Santoso