Article Per Year (5 Year)
p-Index From 2020 - 2025
0.61
P-Index
This Author published in this journals
All Journal Jurnal Informasi dan Teknologi Jurnal Sistim Informasi dan Teknologi
Ratna Tungga Dewa, Dominica Maria
Unknown Affiliation
Computer Science & IT Decision Sciences, Operations Research & Management

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Analysis of The Influence of Digital Financial Literacy Understanding on The Profitability of Small and Medium Micro Enterprises Parandy, La Mema; Ratna Tungga Dewa, Dominica Maria; Adhi Pramono, Susatyo; Restu Suwondo, Juwita Purnami; Nurdiani, Tanti Widia
Jurnal Sistim Informasi dan Teknologi 2024, Vol. 6, No. 1
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jsisfotek.v6i1.341

Abstract

The objective of this study is to impact the financial knowledge of micro, small, and medium firms in order to improve their profitability. This study utilizes primary data obtained through interviews and questionnaires delivered to participants. This study is based on causal research. The research focuses on Micro, Small, and Medium Enterprises (MSMEs). This study employs non-probability sampling methods. Purposive sampling is the approach utilized. The study used the multivariate structural equation model approach. The research results indicate a notable correlation between financial attitude, financial conduct, financial knowledge, and profitability. Financial attitude significantly influences profitability, with higher levels of financial attitude leading to increased profitability. Furthermore, improved financial behavior positively impacts profitability, indicating that those with better financial habits can attain higher levels of profitability. Financial knowledge significantly impacts profitability, with better financial understanding leading to increased profitability. Thus, improving financial attitude, financial behavior and financial knowledge can increase individual or company profitability.
The Application of Technology-Organization-Environment Framework to Analyze SME Readiness in Using Digital Payment Applications K. Pramudito, Dendy; Achmady, Sayed; Ratna Tungga Dewa, Dominica Maria; Pitri, Tedi; Candrasari Hermanto, Diwahana Mutiara
Jurnal Informasi dan Teknologi 2023, Vol. 5, No. 3
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jidt.v5i3.406

Abstract

The purpose of this study is to identify the variables that affect SMEs' preparedness to use e-wallets. This study employed a quantitative methodology. This method falls under the experimental research category. Questionnaires were used as the instrument of choice for gathering data. The study's target population consists of SMEs who have made payments using e-wallets. Purposive sampling was the method employed, and 200 samples total were collected. SmartPLS software was used in the data analysis for this study. At this point, the outer model and the inner model were the subjects of two analyses. SMEs are prepared to use e-wallets as a payment method, which is influenced by organizational, technological, and environmental factors, according to the discussion's findings. The most dominant factor influencing SMEs' intentions to use e-wallets is technology. This is followed by organization and the environment. Of the six hypotheses proposed, one was rejected, and the other five were accepted with a significant positive relationship. The hypothesis that is rejected is that environment affects organization. This is because the organizational structure is not yet perfect, causing existing organizational factors not to be determined by competitive pressure or the influence of service providers and partners. The hypothesis that has the greatest influence is that the environment influences technology. The higher the level of perceived pressure from competitors and support from service providers and partners, the higher the organization's intention to use technology.
Application of The User Centered Design Method To Evaluate The Relationship Between User Experience, User Interface and Customer Satisfaction on Banking Mobile Application Sudirjo, Frans; Ratna Tungga Dewa, Dominica Maria; Indra Kesuma, Lucky; Suryaningsih, Lilik; Yuniarti Utami, Eva
Jurnal Informasi dan Teknologi 2024, Vol. 6, No. 1
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jidt.v6i1.465

Abstract

The aim of this research is to evaluate user satisfaction through UI/UX design in mobile banking and find out what kind of UI/UX appearance users want using the user-centered design method. This research uses a qualitative approach. In addition to the qualitative approach, this research also incorporates a quantitative approach. Data collection in this research used usability testing, interviews, and questionnaires. We calculated the data obtained from the questionnaire statistically using Microsoft Excel. The results of questionnaire data analysis can be in the form of graphs or numbers. Researchers create a list of required elements or features to maintain, add, improve, or remove after collecting and analyzing data. Researchers will implement the requirements list by providing prototype design recommendations. The research results showed that 90% of participants successfully completed the 10 task scenarios given during the evaluation of ongoing mobile banking usability testing. Furthermore, during the evaluation of mobile banking prototype recommendations, 99% of participants successfully completed the 10 task scenarios that had been given. The appearance that users want is a more attractive appearance by adding more icons and illustrations, as well as making the appearance more modern. Additional features that users want, namely adding an e-wallet top-up feature, not limiting the account mutations that can be seen, adding a share feature after transfer, adding fingerprint and face ID features in the login section, and adding a copy feature to be able to copy account numbers.
Co-Authors Candrasari Hermanto, Diwahana Mutiara Dendy K. Pramudito Frans Sudirjo Kesuma, Lucky Indra Nurdiani, Tanti Widia Parandy, La Mema Pitri, Tedi Restu Suwondo, Juwita Purnami Sayed Achmady Suryaningsih, Lilik Susatyo Adhi Pramono, Susatyo Adhi Yuniarti Utami, Eva