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All Journal OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Journal of Innovation Research and Knowledge
Aglis Andhita Hatmawan
Unknown Affiliation
Humanities Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences

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PERAN INKLUSI KEUANGAN TERHADAP PEMBANGUNAN EKONOMI: STUDI KASUS KAWASAN ASEAN-2 Liasulistia Ningsih; Indra Ismayudi Tanjung; Hartini; Aglis Andhita Hatmawan; Noval Suhendra
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 9 No 1 (2024): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan

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Financial inclusion refers to a condition where every member of society has access to various formal financial services. Easy access to financial products and services is expected to provide great opportunities for both companies and households to increase income and independence which has a positive impact on the development economy. Each country has different financial inclusion policies according to the economy and socio-cultural characteristics, but has the same goal, namely to develop the economy and reduce poverty. Given the importance of cooperation that has been carried out by ASEAN member countries in increasing financial inclusion through Digital Financial Services (DFS), this study will analyze the role of financial inclusion in economic development in the ASEAN region. Therefore, various variables are studied in this study, including the number of bank branches, the number of ATMs, and domestic credit which are indicators of financial inclusion and the economic development index as dependent variables. The analysis in this study uses quantitative analysis with the panel regression analysis method. The data used in this study uses the period from 2009-2020. The countries used in the analysis of this study come from 8 member countries that are members of ASEAN. The results of the analysis found that financial inclusion has an impact on economic development, this is reflected in the variables of the number of ATMs, the number of bank branches and domestic credit which have a significant impact on economic development
CONTRIBUTION OF HUMAN DEVELOPMENT INDEX TO IMPROVING THE QUALITY OF HUMAN RESOURCES AND ECONOMIC GROWTH Dharmawan, Donny; Renaldi, Renaldi; Aglis Andhita Hatmawan; Murwani Wulansari; Muhammad Rispan Affandi
Journal of Innovation Research and Knowledge Vol. 5 No. 2: Juli 2025
Publisher : Bajang Institute

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The purpose of this study is to explain how a theory of contribution of human development index to improving the quality of human resources and economic growth. This type of research is literature research that discusses the presentation and contribution of human development index theory to improving the quality of human resources and human development index to economic growth. This research requires secondary data, such as books and journals in answering the contributions of the theories needed. The results of the study show that based on Todaro's theory regarding human development index and improving the quality of human resources have a close relationship. The relationship between human development index and economic growth is reciprocal and complex. Economic growth can support human development through increased income and investment in education, health, and infrastructure.
Co-Authors Donny Dharmawan Hartini Indra Ismayudi Tanjung Liasulistia Ningsih Muhammad Rispan Affandi Murwani Wulansari Noval Suhendra Renaldi Renaldi