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PERAN INKLUSI KEUANGAN TERHADAP PEMBANGUNAN EKONOMI: STUDI KASUS KAWASAN ASEAN-2 Liasulistia Ningsih; Indra Ismayudi Tanjung; Hartini; Aglis Andhita Hatmawan; Noval Suhendra
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 9 No 1 (2024): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan

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Abstract

Financial inclusion refers to a condition where every member of society has access to various formal financial services. Easy access to financial products and services is expected to provide great opportunities for both companies and households to increase income and independence which has a positive impact on the development economy. Each country has different financial inclusion policies according to the economy and socio-cultural characteristics, but has the same goal, namely to develop the economy and reduce poverty. Given the importance of cooperation that has been carried out by ASEAN member countries in increasing financial inclusion through Digital Financial Services (DFS), this study will analyze the role of financial inclusion in economic development in the ASEAN region. Therefore, various variables are studied in this study, including the number of bank branches, the number of ATMs, and domestic credit which are indicators of financial inclusion and the economic development index as dependent variables. The analysis in this study uses quantitative analysis with the panel regression analysis method. The data used in this study uses the period from 2009-2020. The countries used in the analysis of this study come from 8 member countries that are members of ASEAN. The results of the analysis found that financial inclusion has an impact on economic development, this is reflected in the variables of the number of ATMs, the number of bank branches and domestic credit which have a significant impact on economic development
Utang Dalam Negeri dan Pertumbuhan Ekonomi Sebuah Analisis Kausalitas: Bukti Empiris Indonesia Noval Suhendra; Aglis Andhita Hatmawan; Lia Sulistia Ningsih; Hartini Hartini; Mutiara Shifa; Dian Ariani; Indra Ismayudi Tanjung
Jurnal Ilmiah Ekonomi Terpadu (Jimetera) Vol 4, No 1 (2024): JURNAL ILMIAH EKONOMI TERPADU
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jimetera.v4i1.8789

Abstract

This research aims to analyze the impact of domestic debt on economic growth in Indonesia with a causal approach. The research data used is quarterly for the period 2004-2022. Meanwhile, the main variables analyzed in this research are projected economic growth through GDP, domestic debt, and several control variables such as exports, imports, and interest rates which are then analyzed using VECM. Based on the VECM estimation results, it is found that domestic debt has a negative and significant influence on economic growth in both the short and long term. On the other hand, economic growth has no significant influence on domestic debt. If we look at the percentage strength, in the short term, when a domestic debt shock occurs, it will fluctuate economic growth by 7 percent, while in the long term, the domestic debt shock will have an impact on economic growth of 24 percent. The results of this research can be a recommendation to the government or non-government institutions that in seeking additional financing these institutions can also make domestic loans, although the desired debt amount must be adjusted so as not to harm Indonesia's economic conditions.
SOSIALISASI TRANSFORMASI PROFESIONAL SUMBER DAYA MANUSIA UNTUK LULUSAN PERGURUAN TINGGI Saksono, Lalang; Sugeng Karyadi; Saprudin, Saprudin; Liasulistia Ningsih; Indra Ismayudi Tanjung
J-ABDI: Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 12: Mei 2025
Publisher : Bajang Institute

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Abstract

Pengabdian kepada masyarakat ini bertujuan memberikan sosialisasi transformasi profesional sumber daya manusia untuk lulusan perguruan tinggi. Subyek dalam pengabdian ini adalah mahasiswa lulusan perguruan tinggi di Indonesia. Untuk membantu transformasi profesional sumber daya manusia untuk lulusan perguruan tinggi metode yang dipakai menggunakan dalam bentuk sosialisasi. Transformasi profesional sumber daya manusia untuk lulusan perguruan tinggi adalah proses perubahan dan peningkatan kualitas sumber daya manusia dalam suatu institusi perguruan tinggi yang diharapkan memberikan dampak kepada masyarakat. Transformasi ini mencakup berbagai aspek, seperti peningkatan keterampilan sumber daya manusia, peningkatan pengetahuan sumber daya manusia, dan peningkatan kompetensi sumber daya manusia.