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PERAN INKLUSI KEUANGAN TERHADAP PEMBANGUNAN EKONOMI: STUDI KASUS KAWASAN ASEAN-2 Liasulistia Ningsih; Indra Ismayudi Tanjung; Hartini; Aglis Andhita Hatmawan; Noval Suhendra
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 9 No 1 (2024): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan

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Abstract

Financial inclusion refers to a condition where every member of society has access to various formal financial services. Easy access to financial products and services is expected to provide great opportunities for both companies and households to increase income and independence which has a positive impact on the development economy. Each country has different financial inclusion policies according to the economy and socio-cultural characteristics, but has the same goal, namely to develop the economy and reduce poverty. Given the importance of cooperation that has been carried out by ASEAN member countries in increasing financial inclusion through Digital Financial Services (DFS), this study will analyze the role of financial inclusion in economic development in the ASEAN region. Therefore, various variables are studied in this study, including the number of bank branches, the number of ATMs, and domestic credit which are indicators of financial inclusion and the economic development index as dependent variables. The analysis in this study uses quantitative analysis with the panel regression analysis method. The data used in this study uses the period from 2009-2020. The countries used in the analysis of this study come from 8 member countries that are members of ASEAN. The results of the analysis found that financial inclusion has an impact on economic development, this is reflected in the variables of the number of ATMs, the number of bank branches and domestic credit which have a significant impact on economic development
SOSIALISASI TRANSFORMASI PROFESIONAL SUMBER DAYA MANUSIA UNTUK LULUSAN PERGURUAN TINGGI Saksono, Lalang; Sugeng Karyadi; Saprudin, Saprudin; Liasulistia Ningsih; Indra Ismayudi Tanjung
J-ABDI: Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 12: Mei 2025
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jabdi.v4i12.10239

Abstract

Pengabdian kepada masyarakat ini bertujuan memberikan sosialisasi transformasi profesional sumber daya manusia untuk lulusan perguruan tinggi. Subyek dalam pengabdian ini adalah mahasiswa lulusan perguruan tinggi di Indonesia. Untuk membantu transformasi profesional sumber daya manusia untuk lulusan perguruan tinggi metode yang dipakai menggunakan dalam bentuk sosialisasi. Transformasi profesional sumber daya manusia untuk lulusan perguruan tinggi adalah proses perubahan dan peningkatan kualitas sumber daya manusia dalam suatu institusi perguruan tinggi yang diharapkan memberikan dampak kepada masyarakat. Transformasi ini mencakup berbagai aspek, seperti peningkatan keterampilan sumber daya manusia, peningkatan pengetahuan sumber daya manusia, dan peningkatan kompetensi sumber daya manusia.
ANALISIS HUBUNGAN PERDAGANGAN, INVESTASI ASING DAN PERTUMBUHAN EKONOMI DI INDONESIA Liasulistia Ningsih; Indra Ismayudi Tanjung; Hartini; Puput Arisna
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 10 No 1 (2025): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Universitas Pasundan

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Abstract

Globalization has significantly contributed to economic growth through trade liberalization, technological advancement, and international cooperation. In Indonesia, trade openness and foreign direct investment (FDI) serve as crucial drivers of economic growth, primarily through exports, imports, and technology transfer. However, the relationship between trade, investment, and economic growth is not always linear, as it is shaped by a country’s internal characteristics and economic policies. This study aims to examine both the short-run and long-run relationships among trade, FDI, and economic growth in Indonesia using annual data from 1970 to 2024 and applying the Vector Error Correction Model (VECM) approach. The findings reveal that, based on the Impulse Response Function (IRF) analysis, each variable tends to stabilize in response to shocks from itself or other variables in the long run. In the short run, trade and FDI respond positively only to shocks in economic growth, while economic growth increases primarily due to shocks from FDI and trade. Furthermore, the Variance Decomposition (VD) analysis indicates that the most dominant influence on the variability of trade, FDI, and economic growth comes from each respective variable itself. These results highlight the dynamic interdependence among trade, investment, and economic growth, offering valuable insights for policymakers in formulating strategies to enhance Indonesia’s long-term economic performance