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All Journal RISTEKDIK : Jurnal Bimbingan dan Konseling Jurnal Bisnis dan Kewirausahaan Jurnal Profesi Keguruan
Musyafak, Ali
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Economics, Econometrics & Finance Education

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PERAN MEDIASI TRUST TERHADAP KEPUTUSAN MEMBUKA REKENING BANK DIGITAL PADA GEN Z maharany, indah dewi; Nurul Husna, Habsyi; Azfa Hani, Aulia; Musyafak, Ali
Jurnal Bisnis dan Kewirausahaan Vol. 12 No. 4 (2023): Jurnal Bisnis dan Kewirausahaan
Publisher : Lembaga Penelitian, Publikasi dan Pengabdian pada Masyarakat (LP3M) Nobel Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37476/jbk.v12i4.4674

Abstract

This research aims to determine the influence of independent variables, namely knowledge, user interface and ease on the dependent variable, namely the decision of Gen Z in Kudus district to open a digital bank account through trust as an intervening variable. The research method used in this research is a quantitative method with an associative approach. Data collection was carried out through a Google Form questionnaire which was distributed to digital banking users from Gen Z in Kudus Regency. A total of 100 questionnaires were used and analyzed using the Partial Least Square-Structural Equation Model (PLS-SEM). The findings in this research show that ease and trust have a positive influence on generation Z's decision to open a digital bank account in Kudus Regency. However, on the contrary, knowledge and user interface actually weaken the level of Gen Z's decision to open a digital bank account. Furthermore, knowledge and user interface have a significant effect on Gen Z's trust in opening a digital bank account in Kudus Regency and conversely, ease has no effect on Gen Z's trust in Kudus Regency in opening a digital bank account. Apart from that, trust is able to mediate knowledge and user interface in customer decisions in opening a digital bank account. On the other hand, trust is unable to mediate ease in customers' decisions in opening digital bank accounts.
PRINCIPALS' MANAGEMENT EFFORTS IN IMPROVING TEACHERS' PERFORMANCE AT JUNIOR HIGH SCHOOL Musyafak, Ali
Jurnal Profesi Keguruan Vol. 10 No. 1 (2024)
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jpk.v10i1.3306

Abstract

A headmaster is crucial in implementing the school's educational process. In organizational management, they play a role in formulating policies, implementing programs, and enhancing teacher capacity. This research is a qualitative study using a case study model. The subjects discussed are the Principal of MTs N 1 Pati and the teachers. This study aims to reveal the strategies used by the Principal to improve teacher quality. The results point out that the Principal undertakes several efforts, namely: 1) motivating teachers to continue learning and innovating, 2) providing the best facilities or infrastructure, 3) conducting regular supervision of teacher performance, and 4) organizing training, workshops, seminars, and focused discussions for teachers. These steps are highly effective as the teachers' performance improves.
FAKTOR DAN DAMPAK BALAP LIAR PADA SISWA SMP NEGERI 1 JATIROGO Pitasari, Ita Nur; Al Faris, M. Salman; Mu'ammar, M. Arry; Pandegar, Bima Bagus; Fitria, Mila Intan; Jamil, Abdul Rahman; Musyafak, Ali; Saputra, Ferdivian Adi; Legowo, Sapto; Pratama, Firmansyah Adi
Ristekdik : Jurnal Bimbingan dan Konseling Vol 10, No 7 (2025): RISTEKDIK: JURNAL BIMBINGAN DAN KONSELING - JULI 2025
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/ristekdik.2025.v10i7.694-701

Abstract

Balap liar merupakan fenomena yang semakin marak terjadi di kalangan siswa Sekolah Menengah Pertama (SMP). Kegiatan ini tidak hanya membahayakan pelaku, tetapi juga mengancam keselamatan Masyarakat umum. Penelitian ini bertujuan untuk mengidentifikasi faktor penyebab siswa SMP terlibat dalam balap liar serta dampaknya. Penelitian menggunakan pendekatan kualitatif dengan teknik wawancara terhadap guru bimbingan konseling sebagai narasumber. Hasil penelitian ini menunjukkan bahwa balap liar dipicu oleh pengaruh teman sebaya, kurangnya pengawasan orang tua, akses mudah terhadap kendaraan bermotor, serta minimnya pemahaman tentang risiko berkendara. Dampak yang ditimbulkan meliputi kecelakaan, gangguan ketertiban umum, dan penurunan prestasi akademik. Untuk mengatasi masalah ini, diperlukan edukasi keselamatan berlalu lintas, peningkatan pengawasan yang melibatkan keluarga, sekolah, dan pihak berwenang. Serta penyediaan wadah bagi remaja untuk menyalurkan minat mereka dengan cara yang lebih aman. 
Co-Authors Al Faris, M. Salman Azfa Hani, Aulia Fitria, Mila Intan Jamil, Abdul Rahman Legowo, Sapto Maharany, Indah Dewi Mu'ammar, M. Arry Nurul Husna, Habsyi Pandegar, Bima Bagus Pitasari, Ita Nur Pratama, Firmansyah Adi Saputra, Ferdivian Adi