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All Journal Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Jurnal Publikasi Manajemen Informatika (JUPUMI) Jurnal Kajian Dan Penalaran Ilmu Manajemen Swakarya: Jurnal Penelitian Sosial dan Pemberdayaan Masyarakat Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Pajak dan Analisis Ekonomi Syariah
G.W.I. Awal Habibah
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Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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PENGARUH BAGI HASIL DAN KEPERCAYAAN TERHADAP MINAT MASYARAKAT MENABUNG DI BANK SYARIAH KOTA JAMBI Riyanti; M. Nazori Madjid; G.W.I. Awal Habibah
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 3 No. 1 (2023): Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v3i1.239

Abstract

Pada penelitian ini memiliki tujuan untuk melihat pengaruh tingkat bagi hasil dan kepercayaan secara parsial dan simultan terhadap minat masyarakat untuk menabung pada Bank Umum Syariah Jambi. Dalam penelitian ini metode yang dipakai adalah metode deskriptif kuantitatif. Dan dalam penelitian inipun teknik yang digunakan dalam menvambil sample adalah random sampling, dan sampel dibagi menjadi dua kelompok (selalu disimpan dan tidak disimpan). Hasilnya menunjukkan bahwa (1) Pada saat yang sama, sebagian, ada pengaruh penting dan penting antara pembagian keuntungan dan ketergantungan pada kepentingan tabungan baik yang menabung maupun yang tidak. (2) Bagi penabung: minat memperngaruhi bagi hasil dan kepercayaan secara positif.Dan jika Anda tidak menabung: Bagi hasil memiliki efek negatif, dan kepercayaan memiliki efek positif pada minat Anda untuk menabung. (3) Variabel kepercayaan memberikan kontribusi yang signifikan terhadap minat masyarakat untuk menabung, dengan atau tanpa tabungan.
PENGARUH SOSIAL MASYARAKAT TERHADAP MINAT MENABUNG DI BANK SYARIAH INDONESIA (Studi Pada Masyarakat Desa Sido Mulyo Kecamatan Tungkal Jaya) Novi Yuni Putri; Efni Anita; G.W.I. Awal Habibah
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 3 No. 3 (2023): Oktober : Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v3i3.532

Abstract

At this time, as we know, there is low public interest in saving at Bank Syariah Indonesia, where based on preliminary observations, it shows that most people still save their own money and do not fully trust Bank Syariah Indonesia. It is hoped that sharia banking can form socialization associations in religious activities so that they can understand better so that they are in accordance with Islamic teachings towards sharia banking so that they can attract the attention of the people of Sido Mulyo Village to Indonesian sharia banks, so that they become good and more concrete behavior. This study aims to determine whether there is social influence on the interest in saving at Bank Syariah Indonesia. This study uses a quantitative method by obtaining primary data from a questionnaire by taking as many as 100 respondents using a non-probability sampling technique, namely purposive sampling by choosing people who have never saved at Bank Syariah Indonesia. Simple regression analysis is used as a data analysis technique. The results of this study indicate that social community has a positive and significant effect on the intention to save at Bank Syariah Indonesia. Based on data analysis in this study, these variables are valid and reliable. In testing the classical assumption with a normal distribution, heteroscedasticity does not occur. The results of the positive regression coefficient mean that the direction of the relationship is unidirectional, the magnitude of the effect is 5.7% and the rest is influenced by other variables
Analisis Pengelolaan Badan Usaha Milik Desa (BUMDES) dalam Perspektif Ekonomi Islam: Di Desa Rantau Badak Kabupaten Tanjung Jabung Barat Ranti Khairunnisa; Usdeldi Usdeldi; G.W.I. Awal Habibah
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 5 (2024): Oktober : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i5.886

Abstract

This researcher aims to explain the management of BUMDES in Rantau Badak Village, West Tanjung Jabung Regency and the management of BUMDES from an Islamic economic perspective. This researcher uses a qualitative method, data collection techniques are obtained from observation, interviews and documentation related to this research. In this study, the researcher conducted interviews with the village head, the head of BUMDES and one of the people in Rantau Badak Village. Based on the results of the research that has been conducted by the researcher, it can be concluded that the types of businesses studied are two types of businesses, namely drinking water depots and tent rentals. Both types of businesses are managed by BUMDES Rantau Badak Village. In the management of BUMDES, it has been able to improve the community's economy, for example by opening up employment opportunities, training community skills and expertise, but the error lies in the lack of public awareness because they do not utilize the facilities available at BUMDES. Then the management of BUMDES from an Islamic economic perspective in Rantau Badak Village has moved towards sharia, namely in the tent rental business and drinking water depot business because it is ta'awun which means helping each other and which is not sharia, namely in Brilink because it contains usury, and BUMDES has moved towards sharia
PENGARUH KEMANDIRIAN DAN PENGETAHUAN TERHADAP MINAT BERWIRAUSAHA MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM UNIVERSITAS ISLAM NEGERI SULTHAN THAHA SAIFUDDIN JAMBI Nuri Auliya; Agustina Mutia; G.W.I. Awal Habibah
Jurnal Publikasi Manajemen Informatika Vol. 2 No. 2 (2023): MEI: JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v2i2.728

Abstract

Minat berwirausaha merupakan rasa senang dan tertarik dalam melakukan aktivitas berwirausaha, dimana seseoang yang memiliki minat berwirausaha akan lebih siap menanggung berbagai resiko yang mungkin akan terjadi ketika seseorang tersebut memutuskan untuk berwirausaha. Tujuan penelitian ini bertujuan untuk mengetahui bagaimana secara pasrsial maupun simultan kemandirian dan pengetahuan kewirausahaan terhadap minat berwirausaha.Dalam penelitian ini, peneliti menggunakan metode Kuantitatif Deskriptif.Teknik yang digunakan dalam pengambilan sampel adalah accidental sampling, yaitu teknik penentuan sampel berdasarkan kebetulan, metode angket yang digunakan yaitu memakai skala likert dan sampel sebanyak 85 responden.Untuk pengumpulan data menggunakan kuesioner, wawancara dan dokumentasi.Teknik analisis data yang digunakan adalah Uji Kualitas Data, Uji Asumsi Klasik, Uji Hipotesis, Analisis Regresi Linear Berganda, Koefisien Determinasi. Hasil penelitian menunjukan bahwa : kemandirian (X1) memiliki pengaruh dan signifikan terhadap minat berwirausaha. Pengetahuan kewirausahaan (X2) menunjukan bahwa terdapat pengaruh yang signifikan terhadap minat berwirausaha. Kemandirian (X1) dan pengetahuan kewirausahaan (X2) secara simultan berpengaruh terhadap minat berwirausaha .
Peran Pembiayaan Bank Syariah Indonesia (BSI) Gatot Subroto Kota Jambi terhadap Pertumbuhan Usaha Kecil dan Menengah Tahun 2020-2023 Darni Krisnawati Lase; Agustina Mutia; G.W.I. Awal Habibah
Jurnal Pajak dan Analisis Ekonomi Syariah Vol. 2 No. 4 (2025): Oktober: Jurnal Pajak dan Analisis Ekonomi Syariah
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jpaes.v2i4.1591

Abstract

Bank Syariah Indonesia is a bank whose procedures are carried out in accordance with Islamic law. Bank Syariah Indonesia is a merger of BRI Syariah, BNI Syariah and Bank Mandiri Syariah which was inaugurated on February 1, 2021 or 19 Jumadil Akhir 1442 H. KUR financing is one of the products offered by BSI KC Gatot Subroto Jambi City to Micro, Small and Medium Enterprises (MSMEs). This study aims to determine the role of BSI in developing MSMEs in Jambi City. To determine the development of MSMEs after receiving financing from BSI and what factors cause the increase in the MSME economy in Jambi City. The research used by the researcher is a qualitative method, namely conducting observations, interviews and documentation with sources and collecting documentation in the form of documents related to financing. The data sources used by the researcher are primary data from the first source and secondary data from the second source. The results of this study indicate that: BSI has played a role in developing MSMEs in Jambi City by providing additional capital. Factors that have led to the increase in MSMEs in Jambi City are that BSI KCP Gatot Subroto makes it easier for customers to use KUR financing products and Micro, Small, and Medium Enterprises maximize the capital obtained. The implementation of BSI financing in increasing MSME businesses in Jambi City has been carried out in accordance with procedures, namely providing financing to customers who meet the requirements of BSI KC Gatot Subroto.
ANALISIS DAMPAK MASA PANDEMI TERHADAP PENDAPATAN PEDAGANG KAKI LIMA DI TAMAN TUGU KERIS KECAMATAN KOTA BARU KOTA JAMBI Wahyudin Wahyudin; M. NAZORI MAJID; G.W.I. AWAL HABIBAH
Jurnal Kajian dan Penalaran Ilmu Manajemen Vol. 2 No. 1 (2024): Januari : Jurnal Kajian dan Penalaran Ilmu Manajemen
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jkpim.v2i1.272

Abstract

The COVID-19 pandemic and the imposition of Community Activity Restrictions (PPKM) in Jambi City had a direct impact on street vendors (PKL) at Tugu Keris Park, Jambi City. Therefore, traders must think of the right strategy in order to survive during the COVID-19 pandemic. The trader's strategy is a form of effort made during the face of the pandemic problem This study aims to analyze the impact of the pandemic on the income of street vendors in Taman Tugu Keris, Kota Baru District, Jambi City and to analyze the adaptation strategies applied by street vendors. five in Tugu Keris Park, Kota Baru District, Jambi City in dealing with COVID 19. This research approach uses a qualitative approach based on the philosophy of postpositivism. Data were collected using interviews and field observations. The results showed that there were three impacts of the COVID-19 pandemic by traders; first, the impact of declining income; second, the impact of disrupted economic activities of traders; third, the impact of financial expenditures that are not proportional to income. Meanwhile, the adaptation strategies found in the research on traders include; first is the corporate strategy by not increasing the selling price; both business unit strategies by providing bonuses; the three functional strategies with the use of social media for promotion. This research is expected to become knowledge and input for traders, government, and consumers when facing similar problems in the future.
PENGARUH PENGETAHUAN TENTANG RIBA NASIAH DAN RELIGIUSITAS TERHADAP MINAT MENABUNG MAHASISWA DI BANK SYARIAH Piolita Zulva; Sissah Sissah; G.W.I. Awal Habibah
Jurnal Kajian dan Penalaran Ilmu Manajemen Vol. 2 No. 1 (2024): Januari : Jurnal Kajian dan Penalaran Ilmu Manajemen
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jkpim.v2i1.284

Abstract

Knowledge of usury and religiosity is one of the influencing factors in making the decision to save at a sharia bank. There are still many students who already know about usury but still use conventional banks instead of using Sharia. This is the background to the research entitled knowledge of riba nasiah and religiosity on students' interest in saving in sharia banks. This research aims to determine the partial and simultaneous influence of knowledge of riba nasiah and religiosity on students' interest in saving in sharia banks. In this study, a descriptive quantitative method was used with 172 respondents with the technique used in sampling was Stratified Random Sampling, which is a sampling technique according to the population size in each strata, where in this study it was divided into 4 strata, namely sharia banking students, FEBI UIN Sutha Jambi semesters V, VII, IX, and XI. The data analysis techniques used in this research are data quality testing, classical assumption testing, hypothesis testing, multiple linear regression analysis, coefficient of determination and effective contribution testing. The results of the research show that: (1) It was found that partially and simultaneously there was a significant influence of the variables knowledge of riba nasiah and religiosity on students' interest in saving in sharia banks. (2) the variables of knowledge of riba nasiah and religiosity have a positive effect (move in the same direction) on students' interest in saving in sharia banks (3) the result of the Adjust R2 coefficient value is 0.492. This illustrates that the contribution of the variables of knowledge of riba nasiah and religiosity is 49.2% and the remaining 50.8% is influenced by other variables outside this research. And in terms of effective contribution, it shows that the variable knowledge of riba nasiah and religiosity contributed 49.7%. The variable with the most influence in this research is the variable knowledge of riba nasiah, which is 25.1%. From the results of this research, researchers see and realize that there are still many sharia banking study program students who use conventional banks. In fact, there are still those who don't understand about usury and religiosity even though they have studied this during lectures. Students' ignorance about usury and religiosity could be one of the factors that influence them in choosing which bank to use for savings or transactions.
THE INFLUENCE OF RELIGIOSITY AND PERCEPTIONS OF INTERNAL CONTROL ON BAD DEBTS OF REVOLVING FUNDS IN PROGRAM KOTA TANPA KUMUH (KOTAKU) IN JAMBI CITY Indah Dwi Lestari; Tarmizi; G.W.I. Awal Habibah
Swakarya: Jurnal Penelitian Sosial dan Pengabdian Masyarakat Vol. 1 No. 2 (2023): Swakarya: Jurnal Penelitian Sosial dan Pengabdian Masyarakat
Publisher : Pusat Studi Penelitian dan Evaluasi Pembelajaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59698/swakarya.v1i2.69

Abstract

This study aims to analyze the effect of religiosity and internal control on bad credit of revolving funds in the City Without Slums Program (KOTAKU) in Kasang Jaya Village, Jambi City. The research method uses quantitative with a survey using a questionnaire distributed to KOTAKU program participants and related parties in the kelurahan. The results showed that the level of religiosity of respondents had a positive and significant influence on the level of religiosity in the implementation of the KOTAKU program. Respondents who have a high level of religiosity tend to be more honest and have integrity in using the revolving fund program. In addition, it was also found that a good level of internal control in the management of revolving funds has a positive and significant influence on bad credit in the KOTAKU program..
Co-Authors Agustina Mutia Darni Krisnawati Lase Efni Anita Indah Dwi Lestari M. Nazori Madjid M. Nazori Majid Novi Yuni Putri Nuri Auliya Piolita Zulva Ranti Khairunnisa Riyanti Sissah Sissah Tarmizi Usdeldi, Usdeldi Wahyudin Wahyudin