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All Journal Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Akuntansi dan Keuangan Kontemporer (JAKK) Managere: Indonesian Journal of Educational Management Proceeding Of International Conference On Education, Society And Humanity
Hidayatullah, Mohammad Alief
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice

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E-BEKAL AS CASHLESS PAYMENT IN IMPROVING THE QUALITY OF INSTRUCTIONAL SERVICES Hidayatullah, Mohammad Alief; Rizal, Sofian Syaiful; Anggraini, Widya
Managere: Indonesian Journal of Educational Management Vol. 4 No. 1 (2022): Januari-April
Publisher : Perkumpulan Manajer Pendidikan Islam (PERMAPENDIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (307.451 KB) | DOI: 10.52627/managere.v4i1.75

Abstract

This study analyzes E-Bekal as a cashless payment to improve service quality at the Nurul Jadid Islamic Boarding School. This research uses a qualitative approach with a case study type carried out through observation, interviews, and documentation. Data analysis starts with data presentation, data reduction, and conclusions. The results showed that improving the quality of services through E-Bekal was carried out through providing good facilities, socializing and promoting the system for using E-Bekal, providing E-Bekal cards to students, and providing consulting services, as well as providing cell phones that had an encryption network. With these services, it can help and provide service satisfaction for students.
Implementasi Pencegahan Transaksi Gharar Dengan Pelayanan Return Pada Platform E-Commerce Shopee Hidayatullah, Mohammad Alief; Altofina, Naila
Jurnal Akuntansi dan Keuangan Kontemporer (JAKK) Vol 8, No 1 (2025): Oktober 2024 - Maret 2025
Publisher : Jurnal Akuntansi dan Keuangan Kontemporer (JAKK)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/jakk.v8i1.24904

Abstract

Tujuan Penelitian: Menganalisis konsep gharar dalam transaksi e-commerce Shopee dan mengevaluasi efektivitas kebijakan return dalam perspektif ekonomi syariah.Metode: Menggunakan observasi, studi literatur, dan wawancara terhadap 20 responden yang pernah melakukan return barang.Originalitas/Novelty: Pendekatan syariah terhadap praktik gharar di e-commerce dengan fokus pada ketidaksesuaian produk dan mekanisme return sebagai solusi.Hasil Penelitian: Ketidakjelasan deskripsi produk berpotensi menimbulkan gharar, menyebabkan ketidakpuasan konsumen, sementara kebijakan return Shopee masih menghadapi kendala seperti prosedur rumit dan waktu pemrosesan lama.Implikasi: Diperlukan perbaikan transparansi informasi, penyederhanaan proses return, dan penerapan mekanisme kompensasi parsial (arsy) untuk meningkatkan keadilan transaksi sesuai prinsip syariah, sehingga platform e-commerce dapat lebih beretika dan bebas gharar. Research Objective: This study aims to analyze the concept of gharar in Shopee's e-commerce transactions and evaluate the effectiveness of its return policy from an Islamic economics perspective.Methodology: The research employs observation, literature review, and interviews with 20 respondents who have experienced product returns.Originality/Novelty: The study offers a Shariah-based analysis of gharar in e-commerce, particularly focusing on product discrepancies and return mechanisms as solutions.Findings: The research reveals that unclear product descriptions may lead to gharar, resulting in consumer dissatisfaction. While Shopee's return policy provides consumer protection, its implementation faces challenges such as complex procedures and lengthy processing times.Implications: The study recommends improving information transparency, simplifying return processes, and implementing partial compensation (arsy) mechanisms to enhance transactional fairness in accordance with Shariah principles, thereby promoting more ethical and gharar-free e-commerce practices.
THE IMPACT OF PKH ON THE WELFARE OF POOR PEOPLE IN MLANDINGAN FROM A SHARIA ECONOMIC PERSPEKTIVE Romadhoni, Silvi Nury; Hidayatullah, Mohammad Alief
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.11202

Abstract

This study aims to analyze the impact of the Family Hope Program (PKH) on improving the welfare of poor communities in Mlandingan Village from the perspective of sharia economics. The method used is descriptive qualitative. The research was conducted in Mlandingan Village, Mlandingan District, Situbondo Regency, East Java, Indonesia. Data collection was carried out through direct interviews with PKH implementers and program beneficiaries. The results indicate that PKH positively impacts the welfare of poor people through three main principles in sharia economics: ta’awun (mutual assistance) encouraging social solidarity, al-‘adl (justice) reflected in fair and targeted aid distribution, and maslahah (public benefit) seen from increased access to education, health, and basic needs. It can be concluded that PKH has helped realize the welfare of poor communities in accordance with Islamic values or sharia economics
IMPLEMENTASI WALK IN CUSTOMER (WIC) DAN ENHANCED DUE DILIGENCE KEPADA NASABAH SEBAGAI PENCEGAHAN MONEY LAUNDERING PT. BANK SUMUT KCP SYARIAH H.M YAMIN Himmah, Mufidatul; Hidayatullah, Mohammad Alief; Fatimah, Siti
JURNAL PROFIT Vol 6, No 1 (2022): Economic Tecnology
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v6i1.3492

Abstract

Banking institutions are institutions that are often used by the public to carry out financial transactions, whether in the form of savings, transfers, investments and others. In this case, Islamic Banking carries out funding and lending activities by promoting various types of financial transaction services, becoming the main center in crime. money laundering and terrorism financing to hide illegal money. Therefore, the OJK has made regulations regarding the prevention of Money Laundering and the financing of Terrorism which includes CDD and EDD PT. Bank Sumut Syariah KCP H.M Yamin has implemented Customer Due Diligence on Walk In Customer (WIC) and Enhanced Due Diligence on Customers as an effort to prevent money laundering and terrorism financing. In this journal research using qualitative methods with a descriptive approach. the data taken is by interview and observation techniques. Observations indicate that the implementation of WIC on Customer Due Diligence is carried out when the Bank doubts customer information by conducting identification and verification. In addition, at WIC where previously WIC did not need to report to Customer Service when making transactions and went directly to the teller. However, for now there has been a circular letter of change from the Head Office of Bank Sumut Syariah regarding the implementation of WIC where WIC is required to report to Customer service first after obtaining approval from CS, then WIC can go directly to the teller. The implementation of Enhanced Due Diligence is carried out for Politically Exposed Person customers. But in practice at PT. Bank Sumut Syariah KCP H.M Yamin is carried out if there are suspicious transactions or when there are cases.
REVITALIZATION OF BOARDING SCHOOL CURRICULUM IN IMPROVING THE QUALITY OF STUDENTS Nofitasari, Dian Evy; Abdillah, Ikhwan; Hidayatullah, Mohammad Alief
PROCEEDING OF INTERNATIONAL CONFERENCE ON EDUCATION, SOCIETY AND HUMANITY Vol 2, No 2 (2024): Third International Conference on Education, Society and Humanity
Publisher : PROCEEDING OF INTERNATIONAL CONFERENCE ON EDUCATION, SOCIETY AND HUMANITY

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In Islamic boarding schools, curriculum revitalization is very important in improving the quality of students. The objectives of curriculum revitalization in improving the quality of students are: 1. Improving the quality of education, 2. Strengthening the integration of religious and general education, 3. Increasing the competitiveness of students, 4. Preparing students to become agents of change. Here, Islamic boarding schools not only maintain the noble teachings of Islam but also integrate them with modern science. Islamic boarding school administrators need to realize that students need to be equipped with relevant skills to face the global world. Islamic boarding schools formulate new curriculum in a mature manner and involve many parties to gather to discuss what should be maintained and what should be added by conducting comparative studies of Islamic boarding schools that have been successfully reformed. It is interesting that many Islamic high schools involve successful alumni in various fields to contribute. This ensures that the implementation of curriculum revitalization is not only innovative but also in accordance with the principles of Islamic boarding schools. This study uses a qualitative approach. The researcher provides a detailed explanation of the findings related to the revitalization of the Islamic boarding school curriculum in this study. To obtain complex data, researchers can explain all symptoms or conditions in the field and obtain information and data sources. The Findings Aspect of this Research is the renewal of the Islamic boarding school curriculum is the integration of general knowledge with religious knowledge. For example, students learn theory and how science supports the truth of the Koran in science class. Both the world economy and the Islamic economic system are covered in economics class. Students are taught how to use social media for preaching even in technology classes. Students learn from this integrative method that in Islam, religious knowledge and general knowledge cannot be separated from each other. 
Co-Authors Abdillah, Ikhwan Altofina, Naila HIMMAH, MUFIDATUL Nofitasari, Dian Evy Rizal, Sofian Syaiful Romadhoni, Silvi Nury Siti Fatimah Widya Anggraini