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All Journal Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah International Journal Mathla'ul Anwar of Halal Issues Journal of Accounting, Management, Economics, and Business Journal of Community Service and Society Empowerment
Japar, Rahayu
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Religion Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Medicine & Pharmacology Public Health Social Sciences

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PENGARUH LITERASI ZIS DAN KEPERCAYAAN TERHADAP KEPUTUSAN SALURAN ZIS MELALUI PEMBAYARAN DIGITAL PADA LAZISMU KOTA MAKASSAR Japar, Rahayu; Wahab , Abdul
OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/oikonomika.v5i1.1084

Abstract

Zakat, Infaq, and Sadaqah (ZIS) not only constitute an obligation for Muslims but also play a crucial role as an alternative source of state financing, capable of stimulating economic activities and enhancing individual purchasing power. The distribution of ZIS acts as a balancing instrument in the financial economic sector of society, referred to as al-maliyah al-ijtima'iyah, which supports communal welfare. This study aims to examine the influence of ZIS literacy and trust levels on the use of digital payment methods for the distribution of ZIS. A quantitative approach is employed, with respondents comprising mustahik from Lazismu Makassar, as well as muzakki and munfiq who utilize digital payments. Data is gathered through questionnaires and analyzed using tests for convergent validity, discriminant validity, composite reliability, and structural model evaluation. The findings indicate that ZIS literacy has a positive and significant effect on the decision of muzakki and munfiq to channel ZIS through digital payments, with an original sample value of 0.325 and a P-value of 0.000. Trust is also found to have a positive and significant impact on the use of digital payment for ZIS distribution, with an original sample value of 0.647 and a P-value of 0.000. Both trust and ZIS literacy play essential roles in enhancing the use of digital payments, facilitating the distribution process, and strengthening the effectiveness of ZIS collection. The study concludes that improving ZIS literacy and trust in zakat management institutions can encourage more muzakki and munfiq to adopt digital payment methods, thereby supporting efficient ZIS management and maximizing the positive impact on community welfare.
Peran Zakat Maal dalam Pembangunan Ekonomi Menurut Al-Qur’an Japar, Rahayu; Yusuf, Muhammad; Mujahid, Ahmad
Journal of Accounting, Management, Economics, and Business (ANALYSIS) Vol. 2 No. 3 (2024)
Publisher : Edupedia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56855/analysis.v2i3.1201

Abstract

Penelitian ini bertujuan untuk mengetahui peran zakat maal dalam pembangunan ekonomi menurut al-Qur’an. Zakat adalah penyerahan bagian harta tertentu yang diwajibkan Allah kepada muzakki (orang yang wajib zakat) untuk mustahik (yang berhak menerima) sesuai dengan ketentuan syariat Islam. Zakat terbagi atas dua jenis, yatiu zakat fitrah dan zakat maal. Jenis penelitian ini adalah library research. Penelitian ini termasuk dalam jenis kategori penelitian pustaka (library research), yaitu mengumpulkan informasi ataupun karya tulis ilmiah yang berhubungan dengan literature review yang bersifat kepustakaan. Hasil analisis dalam penelitian ini menunjukkan bahwa zakat maal memiliki peran yang sangat penting dalam pembangunan ekonomi. Dana zakat yang dihimpun oleh lembaga zakat disalurkan dengan dua model penyaluran. Yaitu model konsumtif dan model produktif. Dimana model konsumtif terdiri dari konsumtif tradisional dan konsumtif kreatif, dan untuk model produktif, terdiri dari produktif tradisonal/konvensional dan produktif kreatif. Dari kedua model penyaluran ini dapat membantu pemerintah dalam mengentaskan kemiskinan, karena terkhusus dana zakat produktif, masyarakat dapat menggunakannya secara berkelanjutan
PERAN LEMBAGA SERTIFIKASI HALAL DALAM MEMBANGUN EKOSISTEM HALAL: TANTANGAN DAN PELUANG Japar, Rahayu; Paraikkasi, Idris; Muthiadin, Cut
International Journal Mathla’ul Anwar of Halal Issues Vol. 4 No. 2 (2024)
Publisher : Universitas Mathla’ul Anwar Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30653/ijma.202442.111

Abstract

Penelitian ini mengeksplorasi peran Lembaga Sertifikasi Halal (LSH) dalam membangun ekosistem halal yang kredibel dan berkelanjutan, serta mengidentifikasi tantangan dan peluang yang dihadapinya. LSH berfungsi sebagai penjaga standar kehalalan, memastikan produk dan layanan yang beredar memenuhi kriteria yang ketat. Tantangan utama yang dihadapi meliputi perlunya standarisasi dan harmonisasi internasional, menjaga transparansi dan kepercayaan publik, mengatasi regulasi yang berbeda di berbagai negara, serta keterbatasan sumber daya dan kapasitas. Di sisi lain, terdapat peluang besar dalam pasar halal global yang terus berkembang, penggunaan teknologi untuk meningkatkan efisiensi dan transparansi, peningkatan kerjasama internasional untuk pengakuan sertifikasi, edukasi yang lebih luas kepada produsen dan konsumen, serta diversifikasi layanan sertifikasi ke sektor-sektor lain seperti kosmetik, farmasi, dan keuangan syariah. Hasil penelitian menunjukkan bahwa dengan strategi yang tepat, LSH dapat memperkuat ekosistem halal, meningkatkan kepercayaan publik, dan mendorong pertumbuhan ekonomi halal di tingkat global. Penelitian ini memberikan wawasan penting bagi pemangku kepentingan dalam upaya memperbaiki dan mengoptimalkan peran LSH dalam ekosistem halal.
Smart Kids, Smart Future: Human Resource and Financial Management Education for the Younger Generation PERMAI Penang Island, Malaysia Nurbaya, Sitti; K., M. Yusuf; Kasim, Muhammad Najib; Japar, Rahayu; Ardiansyah, Fery
Journal of Community Service and Society Empowerment Том 3 № 03 (2025): Journal of Community Service and Society Empowerment
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jcsse.v3i03.1905

Abstract

This article discusses the results of a Community Service (PKM) activity entitled Smart Kids, Smart Future: Human Resource and Financial Management Education for the Young Generation of PERMAI Pulau Pinang, Malaysia. This activity focused on improving the knowledge and skills of the younger generation in the areas of human resource management, financial literacy, planning, the application of sharia financial principles, and creativity in designing business ideas. Interactive and practical learning methods were applied to ensure that participants not only understood the theory but were also able to implement it in a real-world context. The results of the evaluation through pre-tests and post-tests showed a significant improvement in all indicators measured. Participants' understanding of HR management increased sharply, especially in planning and task distribution. Basic financial literacy and Islamic finance principles also experienced substantial strengthening, enabling participants to integrate financial aspects with Islamic values. In addition, creativity in developing simple business ideas proved the participants' ability to combine knowledge with relevant innovation. Overall, this programme successfully achieved its stated objectives, namely equipping the younger generation with managerial and financial competencies that support economic independence and an understanding of Islamic values. This success provides an important foundation for the development of more comprehensive and sustainable follow-up programmes.
Co-Authors Ahmad Mujahid, Ahmad Cut Muthiadin FERY ARDIANSYAH K., M. Yusuf Kasim, Muhammad Najib Muhammad Yusuf Paraikkasi, Idris Sitti Nurbaya Wahab , Abdul