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All Journal El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam DIRASAH: Jurnal Kajian Islam Journal of Ekonomics, Finance, and Management Studies LITERA: Jurnal Ilmiah Multidisiplin Al-Wasathiyah: Journal of Islamic Studies
Nurfuadi, Wika
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Efektivitas Pendistribusian Dana Zakat pada Amil Zakat Nasional BAZNAZ Provinsi Sumatera Utara: Effectiveness of Distribution of Zakat Funds to the National Zakat Amil BAZNAZ, North Sumatra Province Nurfuadi, Wika; Yenni Samri Juliati Nasution
DIRASAH: Jurnal Kajian Islam Vol 2 No 1 (2025): DIRASAH: Jurnal Kajian Islam
Publisher : Litera Academica Publishing

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Abstract

This study aims to analyze the effectiveness of the distribution of zakat funds carried out by BAZNAS North Sumatra Province, and identify the impact of zakat distribution on the welfare of mustahik, North Sumatra Province which has a significant Muslim population and large zakat potential. The method used is qualitative with descriptive analysis with literature study to collect related data. The results show that BAZNAS North Sumatra Province has implemented various economic empowerment programs, the level of distribution of zakat funds by BAZNAS North Sumatra Province shows that it has been distributed effectively as shown from some literature that the author found, and has made a positive contribution in increasing the income and welfare of mustahik for a while, but it has not been effective in improving the welfare of mustahik in the long term.
Pengaruh Pengetahuan Perbankan Syariah dan Religiusitas terhadap Minat Mahasiswa Perbankan Syariah untuk Memilih Bekerja di Perbankan Syariah: Studi Pada Mahasiswa Perbankan Syariah UINSU Angkatan 2018 Nurfuadi, Wika; K, Kamilah; Harahap, Muhammad Ikhsan
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.621

Abstract

This study aims to determine the effect of religiosity and Islamic banking knowledge on the interest of Islamic banking students class of 2018 to choose to work in Islamic banking at UIN-SU faculties of economics and business. The data collection method in this study was the questionnaire method, namely distributing a list of statements (questionnaires) that would be filled out or answered by respondents to Islamic banking students class of 2018. To manage and analyze the data obtained and make research conclusions, quantitative analysis was used with multiple linear regression analysis techniques. which aims to obtain a comprehensive picture of the relationship between variables with the help of the SPSS (Statistical Package For Social Sciences) Version 2.9 program. The test results show that knowledge of Islamic banking has a significant effect on the interest of Islamic banking students to choose to work in Islamic banking, and religiosity has a significant effect on the interest of Islamic banking students to choose to work in Islamic banking. The predictive ability of these two variables on the interest of students to have careers in Islamic financial institutions is 46.7% while the rest is influenced by other external factors. Keywords: Knowledge of Islamic Banking, Religiosity and Interest in Working in Islamic Banking
Analisis Manajemen Risiko dalam Pembiayaan Peer-to-Peer (P2P) di Sektor Fintech: Tantangan dan Strategi Mitigasi: Risk Management Analysis in Peer-to-Peer (P2P) Financing in the Fintech Sector: Challenges and Mitigation Strategies Nurfuadi, Wika; Marliyah; Sugianto
LITERA: Jurnal Ilmiah Mutidisiplin Vol. 2 No. 1 (2025): LITERA: Jurnal Ilmiah Multidisiplin
Publisher : Litera Academica Publishing

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Abstract

The financial technology (fintech) industry in Indonesia, particularly Peer-to-Peer (P2P) lending, has experienced rapid growth in recent years, providing faster and easier access to capital for individuals and Micro, Small, and Medium Enterprises (MSMEs). While offering many advantages, such as efficiency and financial inclusion, P2P lending faces significant challenges in risk management, including credit, operational, and compliance risks. This research uses the literature study method to analyze the challenges faced by the P2P lending industry as well as the mitigation strategies that can be applied. The results show that low credit scoring quality, lack of historical borrower data, and cybersecurity threats are the main factors affecting risk. In addition, compliance with regulations set by the Financial Services Authority (OJK) is crucial to maintain the industry's reputation. This research recommends the application of advanced technology in credit assessment, diversification of loan portfolios, and strengthening of internal processes to mitigate risk. Thus, this research provides not only academic insights but also practical recommendations for industry players to improve risk management in P2P lending in Indonesia.
Pengaruh Pengetahuan Perbankan Syariah dan Religiusitas terhadap Minat Mahasiswa Perbankan Syariah untuk Memilih Bekerja di Perbankan Syariah: Studi Pada Mahasiswa Perbankan Syariah UINSU Angkatan 2018 Nurfuadi, Wika; K, Kamilah; Harahap, Muhammad Ikhsan
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.621

Abstract

This study aims to determine the effect of religiosity and Islamic banking knowledge on the interest of Islamic banking students class of 2018 to choose to work in Islamic banking at UIN-SU faculties of economics and business. The data collection method in this study was the questionnaire method, namely distributing a list of statements (questionnaires) that would be filled out or answered by respondents to Islamic banking students class of 2018. To manage and analyze the data obtained and make research conclusions, quantitative analysis was used with multiple linear regression analysis techniques. which aims to obtain a comprehensive picture of the relationship between variables with the help of the SPSS (Statistical Package For Social Sciences) Version 2.9 program. The test results show that knowledge of Islamic banking has a significant effect on the interest of Islamic banking students to choose to work in Islamic banking, and religiosity has a significant effect on the interest of Islamic banking students to choose to work in Islamic banking. The predictive ability of these two variables on the interest of students to have careers in Islamic financial institutions is 46.7% while the rest is influenced by other external factors. Keywords: Knowledge of Islamic Banking, Religiosity and Interest in Working in Islamic Banking
Karantina sebagai Upaya Mengantisipasi Pandemi: Studi Komperatif terhadap Penafsiran Ibnu Katsir dan Imam Al Qurthubi pada QS Al-Baqarah: 243 Balqis, Sabila Phutri; Nurfuadi, Wika; Andy, Safria
Al-Wasathiyah: Journal of Islamic Studies Vol. 2 No. 1 (2023): Al-Wasathiyah: Journal of Islamic Studies
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/ttbf4g40

Abstract

Recently, Indonesia experienced a pandemic that also occurred in all parts of the world. This causes unrest among the community. Quarantine is an effort made to minimize the development of a pandemic. Therefore, this effort is made to see how the Qur'an speaks in Q.S. Albaqarah verse 243.This thesis uses a type of library research (library qualitative), the analysis is descriptive analysis. After conducting research, it was found that Ibn Kathir in his time, the community at that time also faced a quarantine atmosphere because of the epidemic. Hence, the relevance of his thoughts in the interpretation of Ibn Kathir by reviewing the QS. Albaqarah 243 that once there was a pandemic in a village, then they left the village to get a long life. Then Allah swt took their life.From the reviews that the author read, Alqurthubi did not directly experienced the plague of his time, but Alqurthubi interpreted the QS. Albaqarah 243 as the word of Allah for fear of death Alqurthubi interprets with the cry of an angel, it is permissible to leave the area affected by the plague but not to escape from the plague. To interpret the verse, Alqurthubi does not deny interpreting the verse with the Qur'an, Hadith, and Ijtihad even though he did not experience the plague.Comparative studies on the assessments of Ibn Kathir and Alqurthubi have similarities in interpretation, only the explanation is different due to different times..  
Co-Authors Andy, Safria Balqis, Sabila Phutri Harahap, Muhammad Ikhsan K, Kamilah K., Kamilah Marliyah Sugianto Yenni Samri Juliati Nasution