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PAWNING GOLD IN ISLAMIC BANKS FROM THE PERSPECTIVE OF ISLAMIC LAW AS THE LIVING LAW IN INDONESIA Fariana, Andi; Amelia, Mega Putri; Hartati, Ralang
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

There are three areas of law that live and grow (the living law) in Indonesia, which are Customary Law, Islamic Law, and Western Law. These three areas of law are the main material for the national legal system. Islamic law which is based on the Qur'an and hadith has perfectly regulated all aspects of life including muamalah matters, and one part of muamalah activity is pawning. The rapid development of Islamic Banks is a challenge to itself to make the actors in this industry need to innovate in creating banking products, but of course, it must be in accordance with Islamic principles. This research was conducted by tracing the various legal bases for the application of gold pawning to Islamic banks and the practice model so that this research was carried out in a normative juridical manner using a statute approach and comparative law studies as well as complementing it with the results of interviews regarding the practice of gold pawning on Islamic banks. The results of the study shows that the values of Islamic law, which are the living law after going through legal politics, have been transformed into and become part of the national legal system. Therefore, their practice is in accordance with sharia principles.
USE OF FISBALL GAME: A STRATEGY TO IMPROVE SELF- CONCEPT OF VOCATIONAL HIGH SCHOOL LEARNERS Rizal, Agus; Amelia, Mega Putri; Khoirun, Nadliroh; Arifah, Siti; Maulida, Salma Nur
Jurnal Bikotetik (Bimbingan dan Konseling: Teori dan Praktik) Vol. 9 No. 2 (2025): Volume 09 Number 2, November 2025
Publisher : Jurusan Bimbingan dan Konseling

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/bikotetik.v9n2.p203-213

Abstract

Many vocational high school students struggle to understand their self-concept, which affects their ability to adapt academically and socially. Purpose of this study aimed to develop and validate Fisball D’Brooks, a game-based guidance and counseling media grounded in William D. Brooks’ self-concept theory to support students with low self-concept. Methods of this study employed a Research and Development (R&D) design using the Borg & Gall model. The development involved expert validation (media and material experts), practitioner review, and field trials. Data were collected using feasibility checklists and student feedback. Results show The product achieved high feasibility scores from experts (usability = 93.75%, feasibility = 87.5%, accuracy = 95%, overall validity index = 92%, categorized as very valid). Students reported increased awareness of their strengths and weaknesses and showed higher engagement in guidance sessions. Conclusion of this study Fisball D’Brooks is a practical and valid media that supports guidance learning and helps students improve their understanding of self-concept