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LEGAL VACANCY IN PROTECTION OF VICTIMS OF PERSONAL DATA MISUSE FOR FICTITIOUS BANKING CREDIT Azis, Miftakul; Fakrulloh, Zudan Arief
International Journal of Social Service and Research Vol. 4 No. 12 (2024): International Journal of Social Service and Research
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/ijssr.v4i12.1126

Abstract

Personal data have become a critical issue in the era of global connectivity, where the use of mobile devices such as smartphones and tablets connected to the internet has created an increasingly complex communication network. In recent years, there has been a significant increase in cases of personal data abuse in the banking sector, especially concerning fraudulent loan applications. This study aims to identify the factors that create a legal vacuum in the protection of victims of data abuse. This research adopts a normative legal methodology aimed at examining various legal regulations in Indonesia related to personal data protection. The findings can serve as a foundation for further research aiming at developing comprehensive legal solutions and enhancing victim support mechanisms.
Penguatan Kewenangan Advokat Dalam Penegakan Hukum Berdasarkan Undang-Undang Nomor 18 Tahun 2003 Herman, KMS; Yudhistira, Dhieno; Maksum, Umar; Azis, Miftakul
JURNAL RETENTUM Vol 5 No 2 (2023): SEPTEMBER
Publisher : Pascasarjana UDA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46930/retentum.v7i1.5387

Abstract

This study aims to analyze the role of advocates in the Indonesian criminal justice system, with a focus on the challenges faced by advocates in carrying out their profession, as well as strategies for strengthening authority that can increase the effectiveness of the role of advocates in ensuring the achievement of justice. This study uses a normative legal approach with the method of analyzing statutory regulations and literature studies to examine the regulations governing the advocate profession, especially in relation to the rights of suspects, defendants, and victims in the criminal justice process. The results of the study indicate that advocates face various obstacles, including limited access to clients and evidence, pressure or intimidation from certain parties, and gaps in the quality of legal education. To overcome these challenges, policy reforms are needed that support increased access for advocates to clients and evidence, as well as legal protection for advocates from threats or intimidation. Optimizing the role of advocates in supporting a fair justice system can be achieved through effective legal assistance to perpetrators and victims, as well as strengthening advocate competence through continuing legal education and more integrated justice strategies.
Rekonstruksi Perlindungan Hukum Bagi Konsumen Perbankan di Tengah Ancaman Kejahatan Teknologi Azis, Miftakul; Redi, Ahmad
JURNAL RETENTUM Vol 5 No 2 (2023): SEPTEMBER
Publisher : Pascasarjana UDA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46930/retentum.v7i1.5380

Abstract

Technological crimes in the banking sector, such as phishing, malware, and hacking, pose significant threats to customer data security and the integrity of banking institutions. This study aims to analyze the impact of technological crimes on customers and the banking industry, and explore the challenges faced by banking institutions in dealing with these threats. The study findings show that technological crimes not only result in direct financial losses for customers, but also threats to privacy and public trust in banking institutions. On the other hand, banks face reputational losses, legal liabilities, and high risk mitigation costs, including investment in security systems and recovery from crime incidents. This study suggests the need for improved banking security systems, collaboration between the banking sector, government, and the community, and broader digital education to reduce the negative impact of technological crimes in the banking sector.
Pendidikan Kesetaraan Gender dalam Perspektif Al-Qur’an Azis, Miftakul
EDUKASIA Jurnal Pendidikan dan Pembelajaran Vol. 5 No. 1 (2024): Edukasia: Jurnal Pendidikan dan Pembelajaran
Publisher : LP. Ma'arif Janggan Magetan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62775/edukasia.v5i1.841

Abstract

In changing the view of Muslims on gender, it is necessary to have a broad scientific insight and taken from clear sources, this aims to ensure that the understanding obtained corresponds to what is expected, namely the existence of gender equality. Based on the focus and formulation of the problem, the purpose of this paper is to know the education of gender equality in the perspective of the Quran.The research scope is more focused on education, the research method used by the author is a qualitative research method, using the approach libreria researches (library research). The object of study in this paper is literatures such as books and journals that have a correlation with the discussion in this paper, namely gender equality education in the perspective of the Qur'an. In the modern era such as today, it should be that as a human being both men and women can be broader in thinking and not conflating and limiting each other, because basically the Qur'an views men and women as equal based on their abilities and duties each, and none Discernment in God's sight, except for his fear. In the Islamic world, education is very important for the individual, this can be seen from the many verses of the Qur'an and the hadith of Pendidikan Kesetaraan Gender Dalam Perspektif Al-Qur’an the prophet that encourage Muslims to seek knowledge and develop the skills of both men and women.
Transformation of Consumer Protection Against Loss of Customer Funds in Digital Banking Azis, Miftakul; Santiago, Faisal
Journal of Comprehensive Science Vol. 3 No. 12 (2024): Journal of Comprehensive Science (JCS)
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jcs.v3i12.2924

Abstract

Digital banking has become a major trend in the global financial sector, offering ease of access and efficiency for customers. However, this development also brings new risks, particularly related to the loss of funds due to cyber attacks. This research analyzes the legal vacuum in the regulations protecting customers of digital banking in Indonesia, particularly as regulated by POJK No. 12/POJK.03/2021 and POJK No. 13/POJK.03/2021. Despite the existing legal framework, this study identifies the weak legal protection for customers regarding the risk of losing funds due to cyber attacks, as well as the lack of clarity regarding the bank's responsibility in such situations. By examining national and international case studies and providing recommendations for regulatory enhancement and security standards, this study aims to contribute to the ongoing efforts to protect consumers in the increasingly complex context of digital banking.