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All Journal Metta : Jurnal Ilmu Multidisiplin Sinergi International Journal of Accounting and Taxation
Costa, Francisco da
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Credit Allocation and Credit Interest Affect Small Business income. in the Non-Governmental Organization KIF (Kaebauk Investimentu Finansas) Dili, Timor-Leste Amaral, Adolmando S. Amaral; Costa, Francisco da; Viegas, Fortunata Ximenes
Sinergi International Journal of Accounting and Taxation Vol. 2 No. 2 (2024): May 2024
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijat.v2i2.255

Abstract

This study aims to determine the effect of credit allocation and credit interest on small business income in Dili, Timor-Leste. The type of research used in this scientific work is a type of survey conducted by the KIF Organization Agent on credit customers before and after receiving credit, while the population is used as the number of customers and the sample used is 55 credit customers to represent credit survey data in Dili City. The method of using samples in this study is probability sampling, namely sampling quotations (Census). The analysis material used in this scientific work is multiple linear regression. The results of this study are interpreted as changes in poverty levels and levels of difficulty, so from 55 respondents, namely changes from poor to non-poor. The results of this study indicate that: (1) The SPSS output score shows the T value of the credit allocation variable (X1) of 2.696 with a significance level of 0.000 below 5%, the T value of 2.696> 2.006, the t table confidence level is 95% and the standard error is 5%, with the alternative hypothesis (Ha) being accepted. The results of the analysis between the level of credit allocation (X1) and credit interest (X2) are valid or adequate as a measure of small business income (Y). The results of the statistical test show that there is a difference in income before and after receiving credit for positive credit customers. These results also indicate a positive and significant correlation and influence simultaneously between the credit allocation and credit interest variables on small business income.
Implementasi Nilai Nekaf Mese Ansaof Mese Dalam Dialog Antarbudaya Dan Identitas Costa, Francisco da; Silva, Augusto Almeida da; Turkel, Ajito Abel Anjos; da Silva, Arjito; Lasi, Bartolomeo do Santos; Marçal, Cristalino da Costa; Pereira, Tunito; Senda, Siprianus Soleman; Subani, Yohanes; Naif, Oktovianus
Metta : Jurnal Ilmu Multidisiplin Vol. 5 No. 3 (2025)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/metta.v5i3.4137

Abstract

The Atoin Meto community communally has a philosophy of life that serves as the foundation of their lives, which is known as nekaf mese asnaof mese. The philosophy of life is oriented towards the facilitation of cultural exchange and the consolidation of collective identity. Therefore, the objective of this study is to examine the manner in which the life philosophy of nekaf mese ansaof mese is employed to enhance cultural relations and the identity of the Atoin Meto in the Sacato-Wini region. This study used a qualitative method with a literature approach and in-depth interviews. The results indicated that the value of nekaf mese ansaof mese is internalized through social practices such as gotong royong (hena loak), customary deliberation (nifuni), and cultural rituals (el'ana, ela'naek, pah banu). These practices foster solidarity, peaceful conflict resolution, and reconciliation among diverse identities. Furthermore, this value serves to reinforce the spiritual connection that exists between humans, nature, and the Transcendent. Consequently, Nekaf Mese Ansaof Mese is instrumental in fostering inclusive intercultural relations and fortifying local and national identities in the context of globalization and the challenges posed by modernity.
Co-Authors Amaral, Adolmando S. Amaral da Silva, Arjito Lasi, Bartolomeo do Santos Marçal, Cristalino da Costa Oktovianus Naif Pereira, Tunito Senda, Siprianus Soleman Silva, Augusto Almeida da Turkel, Ajito Abel Anjos Viegas, Fortunata Ximenes Yohanes Subani